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Tools, tutorials and everyday advice to help you rock your personal finances.

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How to Reboot Your Emergency Fund Without Cutting All the Fun

"Financial responsibility” and “fun” are not mortal enemies. With a bit of intention, you can replenish your emergency cushion and preserve the little luxuries that make your day feel like your day. Continue reading
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Protecting Your Business: Protecting Your Business From Theft and Fraud

Protection from theft and fraud is down to being proactive, prepared, and having good systems in place to both discourage and detect theft and fraud Continue reading

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Protecting Your Business: Identity theft and reputational fraud

Identity theft happens when someone uses information about you without your permission. Continue reading

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Growing Your Business: Building and improving capacity

Don’t be afraid to expand your operations if there’s enough demand to justify it. Continue reading

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Growing Your Business: Sure-Fire Marketing Plan in Eight Easy Steps 

Spend time finding out about your customers’ preferences and habits, to help you focus your promotions more effectively. Continue reading

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Growing Your Business: Six numbers to track growth

Use sales data to identify what your best customers are buying, think of other products or services that could be sold with them, and tailor special offers to bring these customers in more often. Continue reading

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Growing Your Business: Creating a smart promotion plan

Keep your objectives short and measurable to help evaluate whether your promotional plan is working or not and be prepared to drop anything that doesn’t work for those tactics that do. Continue reading

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Managing Your Business: Improving your profit margin

Get in the regular habit of reviewing your margins to make sure they haven’t changed due to creeping input costs or sales discounts. Continue reading

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Managing Your Business: Five strategies to increase profit

Keep up-to-date with any industry trends, ideas or technologies that may lower your costs or make your business more efficient. Continue reading

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Managing Your Business: Tracking the Flow of Money

Consider using a cloud accounting system that reconciles accounts in real time. Continue reading

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Managing Your Business: Collecting Debts Effectively

Effective debtor management is the best way to keep debt problems to a minimum. Continue reading