{"id":16565,"date":"2025-08-14T14:17:05","date_gmt":"2025-08-14T21:17:05","guid":{"rendered":"https:\/\/www.soundcu.com\/?p=16565"},"modified":"2025-10-27T12:06:50","modified_gmt":"2025-10-27T19:06:50","slug":"dont-get-caught-in-an-mfa-bombing-scam","status":"publish","type":"post","link":"https:\/\/www.soundcu.com\/blog\/dont-get-caught-in-an-mfa-bombing-scam\/","title":{"rendered":"Don&#8217;t Get Caught in an MFA Bombing Scam"},"content":{"rendered":"<div class=\"co-flex_row co-flex_row__blue co-flex_row__long-form-text co-flex_row__next_row__blog-contributors\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-long_form\">\n\t\t\t\t\t<div class=\"co-long_form--block co-long_form--block__nomedia prow items-start \">\n\t\t\t\t<div class=\"co-long_form--text pcol-md:8\">\n\t\t\t\t\t<div class=\"co-long_form--content\"><h2>Don\u2019t Get Caught in an MFA Bombing Scam<\/h2>\n<p>Multi-Factor Authentication (MFA) is one of the best ways to protect your accounts. It adds an extra step like entering a code sent to your phone after your password to make sure it\u2019s really you logging in. But fraudsters are always looking for ways to get around security and scammers have found a way to turn this safety feature against you. A new tactic is on the rise called MFA Bombing (also known as MFA Fatigue or MFA Spamming)\u00a0and here\u2019s how it works:<\/p>\n<ol>\n<li>A scammer gets your login info\u2014maybe from a phishing email, malware, or information found on the dark web.<\/li>\n<li>They try to log in.<\/li>\n<li>You get a flood of MFA requests through text, email, or an authentication app.<\/li>\n<li>They hope you\u2019ll eventually hit \u201capprove\u201d to make the pop-ups stop.<\/li>\n<\/ol>\n<p>And if you do, they\u2019re in.<\/p>\n<h3>Why It Works for Scammers<\/h3>\n<p>Scammers rely on their targets being busy or distracted, or even thinking that there could just be a glitch. After enough notifications, it\u2019s tempting to just clear them all out, especially if you don\u2019t know what\u2019s going on. The goal is to tire their target out and have them confirm their identity via MFA notification.<\/p>\n<h3>How to Protect Yourself<\/h3>\n<ul>\n<li>Only approve MFA requests you have initiated. If you weren\u2019t logging in, deny the request.<\/li>\n<li>Change your password right away if you get multiple requests you didn\u2019t trigger.<\/li>\n<li>Use an authenticator app instead of text messages if possible. Authenticator apps (like Google Authenticator, Microsoft Authenticator) are mobile apps used for MFA. Instead of relying solely on passwords and texts for verification, these apps generate unique, time-sensitive codes. It\u2019s harder for scammers to exploit.<\/li>\n<li>Let us know immediately if this happens to you. The sooner you report it, the faster we can help lock things down. Connect with us at <a href=\"https:\/\/www.soundcu.com\/branches\/\">your nearest branch<\/a>, <a href=\"https:\/\/www.soundcu.com\/contact\/#details\">by phone<\/a>, or <a href=\"https:\/\/www.soundcu.com\/contact\/#details\">by chatting with a Live Agent online<\/a>.<\/li>\n<\/ul>\n<h3>The Bottom Line<\/h3>\n<p>MFA is still one of the best ways to protect your accounts, as long as you\u2019re the one who started the login. If something feels suspicious, trust your gut and don\u2019t approve it.<\/p>\n<p>If you think your Sound account has been targeted, <a href=\"https:\/\/www.soundcu.com\/contact\/#details\">chat with us right away<\/a> or <a href=\"https:\/\/www.soundcu.com\/branches\/\">stop by your closest branch<\/a>. We\u2019ll help secure your account and stop the fraud before it can cause damage.<\/p>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__last co-flex_row__blog-contributors\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-blog_contributors\">\n\t\t\t\t\t<div class=\"co-blog_contributor\">\n\t\t\t\t<div class=\"co-blog_contributor--img_wrap\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/www.soundcu.com\/files\/HomanCharlene_scu-86_300x300.jpg\" class=\"co-blog_contributor--img\" alt=\"Charlene Homan Sound Credit Union Risk Management &amp; Compliance\" srcset=\"https:\/\/www.soundcu.com\/files\/HomanCharlene_scu-86_300x300.jpg 300w, https:\/\/www.soundcu.com\/files\/HomanCharlene_scu-86_300x300-150x150.jpg 150w, https:\/\/www.soundcu.com\/files\/HomanCharlene_scu-86_300x300-75x75.jpg 75w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/div>\t\t\t\t<div class=\"co-blog_contributor--content\">\n\t\t\t\t\t<h3 class=\"co-blog_contributor--name\">Charlene Homan<\/h3><div class=\"co-blog_contributor--title\">VP Risk Management &#038; Compliance<\/div><div class=\"co-blog_contributor--bio text-component\"><p>Charlene Homan serves as the Vice President of Risk Management and Compliance at Sound Credit Union, where she leads compliance initiatives and oversees risk management strategies, including BSA compliance, fraud prevention, quality assurance, and enterprise risk management. With over 15 years in the credit union industry, Charlene has advanced from an entry-level position to her current leadership role, demonstrating comprehensive understanding of credit union landscape that supports Sound Credit Union&#8217;s values while ensuring a strong commitment to regulatory compliance and risk management.<\/p>\n<p>As Sound&#8217;s appointed Compliance Officer, Charlene ensures adherence to all relevant laws and regulations while providing essential oversight on compliance issues, with the overarching goal of effectively serving members. She actively engages in professional development by attending key industry conferences and training programs. She is passionate about supporting her teams to create awareness to the membership and surrounding communities, with the intent to empower individuals to protect themselves from common scams and other fraud activities.<\/p>\n<\/div>\t\t\t\t\t\t<div class=\"co-blog_contributor--social\">\n\t\t\t\t\t\t\t<span>Connect<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.linkedin.com\/in\/charlene-homan-1a856662\/\" class=\"co-social_share--link\" target=\"_blank\" rel=\"noopener noreferrer\" aria-label=\"LinkedIn\">\n\t\t\t\t\t\t\t\t\t<svg class=\"icon-svg\" viewBox=\"0 0 24 24\" role=\"img\" aria-label=\"Icon LinkedIn\">\n\t\t\t\t\t\t\t\t\t\t<use xlink:href=\"https:\/\/www.soundcu.com\/wp-content\/themes\/soundcu-theme\/images\/sprite-icons.svg#linkedin\" \/>\n\t\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Fraudsters are always looking for ways to get around security, and a new social engineering strategy called MFA Bombing is on the rise. Learn more about this tactic and ways to protect yourself. <a href=\"https:\/\/www.soundcu.com\/blog\/dont-get-caught-in-an-mfa-bombing-scam\/\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":13,"featured_media":16566,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","_searchwp_excluded":"","footnotes":""},"categories":[23,50],"tags":[],"class_list":["post-16565","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-advice","category-life-finances"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/posts\/16565","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/users\/13"}],"replies":[{"embeddable":true,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/comments?post=16565"}],"version-history":[{"count":8,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/posts\/16565\/revisions"}],"predecessor-version":[{"id":17382,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/posts\/16565\/revisions\/17382"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/media\/16566"}],"wp:attachment":[{"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/media?parent=16565"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/categories?post=16565"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/tags?post=16565"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}