{"id":2321,"date":"2026-01-01T01:12:00","date_gmt":"2026-01-01T09:12:00","guid":{"rendered":"https:\/\/www.soundcu.com\/personal\/hsa\/"},"modified":"2026-01-01T01:12:02","modified_gmt":"2026-01-01T09:12:02","slug":"hsa","status":"publish","type":"page","link":"https:\/\/www.soundcu.com\/personal\/hsa\/","title":{"rendered":"Health Savings Account"},"content":{"rendered":"<div class=\"co-flex_row co-flex_row__white co-flex_row__page-hero co-flex_row__next_row__page-intro\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<header class=\"co-page_hero  co-page_hero__has_image\" aria-label=\"Header: Health Savings Account\">\n\t\t<div class=\"co-page_hero--inner\">\n\t\t\t<div class=\"prow items-center\">\n\t\t\t\t\t\t\t\t\t<div class=\"co-page_hero--img_wrap pcol-lg:6 pcol-xl:7 \">\n\t\t\t\t\t\t<div class=\"co-page_hero--mask\"><svg width=\"997.021\" height=\"609.682\" viewBox=\"0 0 997.021 609.682\"><defs><clipPath id=\"svgPathHero\"><path d=\"M299.014.148H0V609.681H299.014c480.632.192,698.007-296.752,698.007-296.752C691.761-16.846,299.014.148,299.014.148\"\/><\/clipPath><\/defs><image id=\"image_6988bf2fcc9fe\" xlink:href=\"https:\/\/www.soundcu.com\/files\/hsa.jpg\" src=\"https:\/\/www.soundcu.com\/files\/hsa.jpg\" clip-path=\"url(#svgPathHero)\"  alt=\"couple hiking in cold weather\" \/><\/svg><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"co-page_hero--text pcol-lg:6 pcol-xl:5 \">\n\t\t\t\t\t\t\t\t\t\t\t<h1 class=\"co-page_hero--sup_heading\">\n\t\t\t\t\t\t\tOpen a Health Savings Accounts (HSA) in Washington\t\t\t\t\t\t<\/h1>\n\t\t\t\t\t\t\t\t\t\t<h2 class=\"co-page_hero--title\" >Health Savings Account<\/h2>\t\t\t\t\t<p class=\"co-page_hero--tagline\">Save pre-tax dollars for future qualified medical expenses.<\/p>\t\t\t\t\t\t<div class=\"co-page_hero--buttons\">\n\t\t\t\t\t\t\t<a class=\"co-page_hero--button gtm-button\" href=\"#start\"  >Get Started<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/header>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__page-intro co-flex_row__next_row__sticky-nav\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-page_intro\">\n\t\t<div class=\"co-page_intro--desc\"><p>Pay for doctor visits, prescriptions, dental check-ups and more with pre-tax dollars.<\/p>\n<\/div>\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__sticky-nav co-flex_row__next_row__columns\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-sticky_nav_wrap is-active\" id=\"js-sticky_nav_wrap\">\n\t\t<nav\n\t\t\tclass=\"co-sticky_nav\"\n\t\t\tid=\"js-sticky_nav\"\n\t\t\taria-label=\"in page anchor navigation\"\n\t\t>\n\t\t\t<div class=\"co-sticky_nav--mobile\">\n\t\t\t\t<button\n\t\t\t\t\tclass=\"co-sticky_nav--toggle\"\n\t\t\t\t\tid=\"js-sticky_nav_toggle\"\n\t\t\t\t\taria-label=\"Open and close page menu\"\n\t\t\t\t>Page Menu<\/button>\n\t\t\t<\/div>\n\t\t\t<div\n\t\t\t\tclass=\"co-sticky_nav--row co-row\"\n\t\t\t\tid=\"js-sticky_nav_links\"\n\t\t\t>\n\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\thref=\"#overview\"\n\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\tco-sticky_nav--link\n\t\t\t\t\t\t\tjs-sticky_nav_item\n\t\t\t\t\t\t\"\n\t\t\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\tOverview\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\thref=\"#eligibility\"\n\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\tco-sticky_nav--link\n\t\t\t\t\t\t\tjs-sticky_nav_item\n\t\t\t\t\t\t\"\n\t\t\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\tEligibility\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\thref=\"#guidelines\"\n\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\tco-sticky_nav--link\n\t\t\t\t\t\t\tjs-sticky_nav_item\n\t\t\t\t\t\t\"\n\t\t\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\tGuidelines\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\thref=\"#faq\"\n\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\tco-sticky_nav--link\n\t\t\t\t\t\t\tjs-sticky_nav_item\n\t\t\t\t\t\t\"\n\t\t\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\tFAQs\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\thref=\"#open\"\n\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\tco-sticky_nav--link\n\t\t\t\t\t\t\tjs-sticky_nav_item\n\t\t\t\t\t\t\"\n\t\t\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\tOpen Now\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/nav>\n\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__columns co-flex_row__next_row__product-comparison\" id=\"overview\">\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-columns\">\n\t\t\t\t\t<div class=\"co-columns--row prow prow-md:2 prow-lg:3 co-columns--row__icons justify-center\">\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t\t<svg\n\t\tclass=\"co-columns--box_icon IconDocument\"\n\t\tviewBox=\"0 0 68.424 72.069\"\n\t\twidth=\"68.424\"\n\t\theight=\"72.069\"\n\t>\n\t\t<title>Document<\/title>\n\t\tclass=&#8221;wrapper&#8221;>\n  <g transform=\"translate(-328.544 -815.728)\">\n\t\t\t<path d=\"M981.1,2956.052v.133h-.047v4.933h9.235v-5.542a4.659,4.659,0,0,0-4.085-4.726v.1a5.1,5.1,0,0,0-5.1,5.1\" transform=\"translate(-593.321 -2135.101)\" fill=\"#00205b\"\/>\n\t\t\t<path d=\"M765.062,3308.245h0Z\" transform=\"translate(-420.862 -2420.462)\" fill=\"#eaf4fe\"\/>\n\t\t\t<path d=\"M736.068,3268.881v-1.625H687.387v1.625a6.636,6.636,0,0,0,6.636,6.636h43.684c.244,0,3.176.03,3.176,0l-.094-.023c-1.383-.341-4.72-.975-4.72-6.613\" transform=\"translate(-358.843 -2387.735)\" fill=\"#00205b\"\/>\n\t\t\t<path d=\"M776.036,2950.743h-37.23a6.636,6.636,0,0,0-6.636,6.636v57.157h39.655v1.625c0,5.638,3.337,6.272,4.72,6.613a6.506,6.506,0,0,0,5.788-6.613V2956.1h.047v-.133a5.1,5.1,0,0,1,5.1-5.1v-.12Zm-35.095,12.344h15.792v3.158H740.941Zm0,12.653h23.689v3.158H740.941Zm0,5.8h15.792v3.158H740.941Zm14.213,23.688H740.941v-3.158h14.213Zm9.476-7.877H740.941v-3.158H764.63Zm6.317-6.342H740.941v-3.158h30.006Z\" transform=\"translate(-394.599 -2135.015)\" fill=\"#1f79af\"\/>\n\t\t\t<rect width=\"15.792\" height=\"3.158\" transform=\"translate(346.342 846.525)\" fill=\"#efc025\"\/>\n\t\t\t<rect width=\"30.006\" height=\"3.158\" transform=\"translate(346.342 852.837)\" fill=\"#efc025\"\/>\n\t\t\t<rect width=\"23.689\" height=\"3.158\" transform=\"translate(346.342 859.178)\" fill=\"#efc025\"\/>\n\t\t\t<rect width=\"14.213\" height=\"3.159\" transform=\"translate(346.342 867.055)\" fill=\"#efc025\"\/>\n\t\t\t<rect width=\"15.792\" height=\"3.158\" transform=\"translate(346.342 828.072)\" fill=\"#efc025\"\/>\n\t\t\t<rect width=\"23.689\" height=\"3.158\" transform=\"translate(346.342 840.725)\" fill=\"#efc025\"\/>\n  <\/g>\n\t<\/symbol>\t<\/svg>\n<h2 class=\"co-columns--box_headline\" >Triple Tax Benefits*<\/h2><div class=\"co-columns--box_desc\"><p>Contribute with pre-tax dollars, receive tax-free returns, and make tax-free withdrawals.<\/p>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t\t<svg\n\t\tclass=\"co-columns--box_icon IconBagWithDollarSign\"\n\t\tviewBox=\"0 0 69.832 71.004\"\n\t\twidth=\"69.832\"\n\t\theight=\"71.004\"\n\t>\n\t\t<title>Bag with Dollar Sign<\/title>\n\t\tclass=&#8221;wrapper&#8221;>\n  <g transform=\"translate(-535.355 -816.755)\">\n\t\t\t<path d=\"M1817.147,3031.256h17.97c.006.065.062.647.062.647.073,2.564-1.959,5.416-4.539,5.49l-10.072-.024,0,1.542h8.394l10.847-1.731.79-.456,6.26-3.579v-21.771c0-6.583-6.124-12.133-14.266-13.538v.711h-10.117v-.711c-8.141,1.405-14.266,6.956-14.266,13.538v27.486h1.991Zm11.157-13.711h-1.543a5.4,5.4,0,0,1-.771-10.742v-3.141h3.085v3.141a5.407,5.407,0,0,1,4.628,5.343h-3.085a2.316,2.316,0,0,0-2.313-2.314h-1.543a2.314,2.314,0,0,0,0,4.628h1.543a5.4,5.4,0,0,1,.771,10.742v3.141h-3.085V3025.2a5.407,5.407,0,0,1-4.627-5.343h3.085a2.316,2.316,0,0,0,2.314,2.314h1.543a2.314,2.314,0,0,0,0-4.627\" transform=\"translate(-1253.76 -2172.617)\" fill=\"#efc025\"\/>\n\t\t\t<path d=\"M1883.26,2955.843l-7.032,1.542-7.032-1.542,2.806,6.09h8.453Z\" transform=\"translate(-1302.455 -2139.087)\" fill=\"#efc025\"\/>\n\t\t\t<path d=\"M1849.024,3158.825l-1.161-1.154c-1.93-1.912-5.16-1.445-7.417.166l-3.377,1.931-6.26,3.578-.79.456-3,1.731h-16.242l0-1.542,10.072.023c2.581-.074,4.613-2.926,4.539-5.49,0,0-.056-.582-.062-.647h-17.969l-6.948,7.605h-4.462v13.879h11.718l25.288-9.318,16.2-11.064c-.045-.054-.085-.106-.135-.156\" transform=\"translate(-1243.973 -2299.24)\" fill=\"#1f79af\"\/>\n\t\t\t<path d=\"M1713.478,3207.63h15.557v-25.369h-15.557Zm8.033-7.375h2.927v3.085h-2.927Z\" transform=\"translate(-1178.123 -2319.871)\" fill=\"#00205b\"\/>\n\t\t\t<rect width=\"2.927\" height=\"3.085\" transform=\"translate(543.388 880.385)\" fill=\"#eaf4fe\"\/>\n\t\t\t<path d=\"M1889.1,2989.144v-3.085h-10.117v3.085Z\" transform=\"translate(-1310.274 -2163.213)\" fill=\"#00205b\"\/>\n  <\/g>\n\t<\/symbol>\t<\/svg>\n<h2 class=\"co-columns--box_headline\" >No &#8220;Use It or Lose It&#8221; Rules<\/h2><div class=\"co-columns--box_desc\"><p>Any unused money in your account is carried over to the next year and accrues interest.<\/p>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t\t<svg\n\t\tclass=\"co-columns--box_icon IconHandWithHeart\"\n\t\tviewBox=\"0 0 61.514 70.245\"\n\t\twidth=\"61.514\"\n\t\theight=\"70.245\"\n\t>\n\t\t<title>Hand with Heart<\/title>\n\t\tclass=&#8221;wrapper&#8221;>\n  <g transform=\"translate(-502.994 -431.253)\">\n    <path d=\"M1613.265,1284.181h-9.784l-21.114-7.78-13.528-9.238c.038-.045.071-.089.113-.13l.969-.963c1.611-1.6,4.308-1.207,6.193.139l8.046,4.6,3.165,1.827h13.561l0-1.288-8.409.019c-2.155-.062-3.851-2.443-3.79-4.583,0,0,.047-.486.052-.541h15l5.8,6.35h3.725\" transform=\"translate(-1062.635 -789.059)\" fill=\"#1f79af\"\/>\n    <path d=\"M1793.673,1307.783h12.989V1286.6h-12.989Zm6.282-3.582h-2.444v-2.575h2.444Z\" transform=\"translate(-1242.154 -806.285)\" fill=\"#00205b\"\/>\n    <rect width=\"2.444\" height=\"2.576\" transform=\"translate(555.357 495.341)\" fill=\"#eaf4fe\"\/>\n    <path d=\"M1591.729,1054.354a22.278,22.278,0,0,0-1.023-7.872,10.967,10.967,0,0,0-1.2-2.6l-.461-.631a13.309,13.309,0,0,0-10.7,7.841,13.273,13.273,0,1,0-21.423,14.844l-.006.005,20.565,20.565a82.3,82.3,0,0,0,11.164-18.822,39.728,39.728,0,0,0,3.09-13.329\" transform=\"translate(-1049.923 -611.917)\" fill=\"#efc025\"\/>\n    <path 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d=\"M1715.788,1196.129q.859-1.5,1.6-2.938-.738,1.434-1.6,2.938\" transform=\"translate(-1179.968 -731.701)\" fill=\"#fff\"\/>\n    <path d=\"M1786.368,1155.085l0,0Z\" transform=\"translate(-1236.32 -701.273)\" fill=\"#fff\"\/>\n    <path d=\"M1700.684,1155.11h0l-21.635,21.635Z\" transform=\"translate(-1150.633 -701.296)\" fill=\"#fff\"\/>\n    <path d=\"M1739.3,1043.17h0a8.516,8.516,0,0,1,.717,1.29,8.544,8.544,0,0,0-.717-1.29\" transform=\"translate(-1198.743 -611.917)\" fill=\"#fff\"\/>\n    <path d=\"M1735.054,1164.563q.215-.524.414-1.038-.2.513-.414,1.038\" transform=\"translate(-1195.35 -708.015)\" fill=\"#fff\"\/>\n    <path d=\"M1726.539,1183.136q.276-.563.534-1.115-.258.552-.534,1.115\" transform=\"translate(-1188.552 -722.783)\" fill=\"#fff\"\/>\n    <path d=\"M1748.957,1068.159q-.047-.241-.1-.472.051.23.1.472\" transform=\"translate(-1206.373 -631.493)\" fill=\"#fff\"\/>\n    <path d=\"M1748.445,1065.9q-.051-.23-.1-.45.054.22.1.45\" transform=\"translate(-1205.959 -629.711)\" fill=\"#fff\"\/>\n    <path d=\"M1745.825,1056.987c-.115-.4-.235-.76-.355-1.091.12.331.24.7.355,1.091\" transform=\"translate(-1203.667 -622.078)\" fill=\"#fff\"\/>\n    <path d=\"M1749.665,1071.741q-.042-.258-.087-.5.046.246.087.5\" transform=\"translate(-1206.947 -634.328)\" fill=\"#fff\"\/>\n    <path d=\"M1743.268,1050.526c-.14-.362-.277-.68-.406-.953.129.274.266.592.406.953\" transform=\"translate(-1201.585 -617.03)\" fill=\"#fff\"\/>\n    <path d=\"M1751.51,1090.053q0-.328-.013-.645.01.317.013.645\" transform=\"translate(-1208.479 -648.836)\" fill=\"#fff\"\/>\n    <path d=\"M1742.32,1144.969q.153-.481.29-.95-.138.469-.29.95\" transform=\"translate(-1201.152 -692.44)\" fill=\"#fff\"\/>\n    <path d=\"M1745.063,1135.824q.124-.459.235-.906-.111.448-.235.906\" transform=\"translate(-1203.342 -685.173)\" fill=\"#fff\"\/>\n    <path d=\"M1750.971,1081.336q-.031-.451-.075-.878.044.426.075.878\" transform=\"translate(-1207.999 -641.69)\" fill=\"#fff\"\/>\n    <path d=\"M1750.319,1075.839q-.048-.418-.107-.812.059.394.107.813\" transform=\"translate(-1207.453 -637.354)\" fill=\"#fff\"\/>\n    <path d=\"M1738.071,1157.012q.19-.508.365-1-.174.5-.365,1\" transform=\"translate(-1197.759 -702.012)\" fill=\"#fff\"\/>\n  <\/g>\n\t<\/symbol>\t<\/svg>\n<h2 class=\"co-columns--box_headline\" >Use for Nearly Any Medical Related Expenses<\/h2><div class=\"co-columns--box_desc\"><p>Funds can be used for a wide range of items. See a complete list of\u00a0<a class=\"pixspeedbumplink\" href=\"https:\/\/www.soundcu.com\/speed-bump\/?url=https%3A%2F%2Fwww.irs.gov%2Fpublications%2Fp502%2Far02.html%23en_US_2016_publink1000178885&amp;prev=https%3A%2F%2Fwww.soundcu.com%2Fhsa%2F\">approved expenses<\/a>.<\/p>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t\t<svg\n\t\tclass=\"co-columns--box_icon IconHandWithDollar\"\n\t\tviewBox=\"0 0 70.308 70.764\"\n\t\twidth=\"70.308\"\n\t\theight=\"70.764\"\n\t>\n\t\t<title>Hand with Dollar<\/title>\n\t\tclass=&#8221;wrapper&#8221;>\n  <g transform=\"translate(-686.671 -430.658)\">\n\t\t\t<path d=\"M2550.55,1105.646h6.015a6.333,6.333,0,0,1,3.644-3.516V1086.2a6.364,6.364,0,0,1-3.61-3.439h-45.751a6.36,6.36,0,0,1-3.61,3.439v15.926a6.337,6.337,0,0,1,3.644,3.516h28.873v-.257a4.64,4.64,0,0,1,4.635-4.635h1.527a4.64,4.64,0,0,1,4.634,4.635Zm-28.615-9.895h-11.345v-3.09h11.345Zm11.787,7.574a9.121,9.121,0,1,1,9.22-9.119,9.18,9.18,0,0,1-9.22,9.119m11.788-10.664h11.344v3.09h-11.344Z\" transform=\"translate(-1811.898 -643.532)\" fill=\"#efc025\"\/>\n\t\t\t<path d=\"M2614.361,1109.6a6.031,6.031,0,1,0,6.13,6.032,6.088,6.088,0,0,0-6.13-6.032\" transform=\"translate(-1892.537 -664.962)\" fill=\"#efc025\"\/>\n\t\t\t<path d=\"M2464.232,1040.22v40.031h41.185v-5.485H2474.1l-.229-1.27a3.249,3.249,0,0,0-2.745-2.619l-1.32-.195V1049.71l1.321-.193a3.254,3.254,0,0,0,2.733-2.567l.246-1.245h50.549l.247,1.244a3.256,3.256,0,0,0,2.733,2.567l1.321.193v20.975l-1.32.194a3.244,3.244,0,0,0-2.743,2.617l-.229,1.271h-8.455v5.485h18.327V1040.22Z\" transform=\"translate(-1777.561 -609.562)\" fill=\"#efc025\"\/>\n\t\t\t<path d=\"M2624.533,1245.258c.4-.662.757-1.2,1.04-1.6.081-.115.158-.222.225-.312v-4.51h-7.328l-2.022,1.429-.093.093a4.643,4.643,0,0,0,0,6.554l1.079,1.08a4.639,4.639,0,0,0,5.314.881,25.27,25.27,0,0,1,1.787-3.612\" transform=\"translate(-1897.941 -768.144)\" fill=\"#1f79af\"\/>\n\t\t\t<path d=\"M2668.855,1264.156\" transform=\"translate(-1940.942 -788.363)\" fill=\"#0450cf\"\/>\n\t\t\t<path d=\"M2674.169,1197.726v5.032h-3.09v-13.864a1.546,1.546,0,0,0-1.544-1.545h-1.527a1.546,1.546,0,0,0-1.545,1.545V1203.3l-.344.425c-.06.074-6.061,7.649-3.359,14.406l.11.276v3.89h14.9v-2.619l5.495-8.426a13.577,13.577,0,0,0,2.211-7.437v-6.093Z\" transform=\"translate(-1935.518 -727.037)\" fill=\"#1f79af\"\/>\n\t\t\t<path d=\"M2657.26,1172.019h-1.527a4.64,4.64,0,0,0-4.635,4.635V1190c-.066.09-.143.2-.225.313-.282.4-.644.94-1.039,1.6a25.2,25.2,0,0,0-1.787,3.612,15.605,15.605,0,0,0-.542,11.234v3.3h3.09v-3.89l-.111-.276c-2.7-6.756,3.3-14.332,3.359-14.406l.344-.425v-14.411a1.546,1.546,0,0,1,1.545-1.545h1.527a1.547,1.547,0,0,1,1.545,1.545v13.864h3.089v-13.864a4.639,4.639,0,0,0-4.634-4.635\" transform=\"translate(-1923.243 -714.797)\" fill=\"#00205b\"\/>\n\t\t\t<path d=\"M2654.49,1360.767h-21.584v6.158h25.181v-6.158Z\" transform=\"translate(-1912.238 -865.502)\" fill=\"#00205b\"\/>\n  <\/g>\n\t<\/symbol>\t<\/svg>\n<h2 class=\"co-columns--box_headline\" >You Own The Account<\/h2><div class=\"co-columns--box_desc\"><p>Even if you leave your employer, relocate, or become unemployed, the money is yours.<\/p>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t\t<svg\n\t\tclass=\"co-columns--box_icon IconDocumentSignature\"\n\t\tviewBox=\"0 0 71.673 70.757\"\n\t\twidth=\"71.673\"\n\t\theight=\"70.757\"\n\t>\n\t\t<title>Document Signature<\/title>\n\t\tclass=&#8221;wrapper&#8221;>\n  <g transform=\"translate(-694.115 -1370.371)\">\n\t\t\t<path d=\"M2544.279,5758.327v2.948h29.912v-2.948\" transform=\"translate(-1841.475 -4376.725)\" fill=\"#fff\"\/>\n\t\t\t<path d=\"M2553.314,5787.582v2.949h23.668v-2.949\" transform=\"translate(-1848.689 -4400.083)\" fill=\"#fff\"\/>\n\t\t\t<path d=\"M2544.279,5816.837v2.948h19.593v-2.948\" transform=\"translate(-1841.475 -4423.443)\" fill=\"#fff\"\/>\n\t\t\t<path d=\"M2728.435,5785.135l-2.085-2.085-4.8,4.8-10.833,10.833,2.085,2.085,4.169,4.169,2.085,2.085,2.494-2.495,13.141-13.142-2.085-2.084Z\" transform=\"translate(-1974.365 -4396.465)\" fill=\"#00205b\"\/>\n\t\t\t<path d=\"M2615.739,5873.054l-2.084-2.085-2.963,2.963-.678.692a114.229,114.229,0,0,0-12.137,14.015c-2.631,3.731-3.811,6.3-3.632,7.995l-2.479,2.479,2.084,2.084,2.429-2.428a3.247,3.247,0,0,0,.461.034c1.692,0,4.164-1.193,7.65-3.651a114.231,114.231,0,0,0,14.015-12.137l.681-.8,2.908-2.908-2.085-2.085Z\" transform=\"translate(-1879.389 -4466.664)\" fill=\"#00205b\"\/>\n\t\t\t<path d=\"M2809.055,5759.329l-2.085-2.085a4.43,4.43,0,0,0-6.254,0l-2.084,2.085,2.085,2.084,4.169,4.169,2.085,2.085,2.084-2.085a4.421,4.421,0,0,0,0-6.253\" transform=\"translate(-2044.562 -4374.829)\" fill=\"#00205b\"\/>\n\t\t\t<path d=\"M2730.559,5766.573l-4.17-4.169-2.085-2.084-3.127-3.127-3.759,3.759-11.876,11.876,2.085,2.084,9.791-9.792,3.759-3.759,1.043,1.042,2.085,2.085,4.169,4.169,2.085,2.085h0l2.085-2.085h0Z\" transform=\"translate(-1970.234 -4375.819)\" fill=\"#efc025\"\/>\n\t\t\t<path d=\"M2702.455,5860.623h0l-2.085,2.085h0l2.085,2.085,4.169,4.169,2.084,2.085,2.085-2.085h0l-2.084-2.084-4.169-4.169Z\" transform=\"translate(-1966.105 -4458.403)\" fill=\"#efc025\"\/>\n\t\t\t<path d=\"M2554.235,5702.6h-53.068v70.757h41.54l.04-.041v.041l11.488-11.487h-.041l.041-.041V5740.3l-2.494,2.495-2.085,2.084-2.908,2.909-.681.8a114.2,114.2,0,0,1-14.015,12.137c-3.486,2.458-5.958,3.651-7.65,3.651a3.17,3.17,0,0,1-.461-.035l-2.429,2.428-2.084-2.085,2.479-2.479c-.179-1.695,1-4.263,3.632-7.994a114.169,114.169,0,0,1,12.137-14.016l.678-.692,2.963-2.963h0l2.084-2.084h0l10.833-10.833v-2.085l-9.791,9.792-2.085-2.085,11.876-11.876Zm-11.488,59.27h10.3l-10.3,10.261Zm-13.3-33.3h-19.593v-2.948h19.593Zm5.9-5.9h-25.49v-2.948h25.49Zm4.422-5.9h-29.912v-2.948h29.912Z\" transform=\"translate(-1807.052 -4332.234)\" fill=\"#1f79af\"\/>\n  <\/g>\n\t<\/symbol>\t<\/svg>\n<h2 class=\"co-columns--box_headline\" >Supplement Your Retirement<\/h2><div class=\"co-columns--box_desc\"><p>After age 65, you can use the funds for non-medical expenses without penalty.<\/p>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t\t<svg\n\t\tclass=\"co-columns--box_icon IconATM\"\n\t\tviewBox=\"0 0 66.742 69.624\"\n\t\twidth=\"66.742\"\n\t\theight=\"69.624\"\n\t>\n\t\t<title>ATM<\/title>\n\t\tclass=&#8221;wrapper&#8221;>\n  <g transform=\"translate(-963.171 -221.557)\">\n\t\t\t<path d=\"M3836.088,23.077V2.764h66.742V23.077a2.9,2.9,0,1,1-5.8,0V8.568h-55.135V23.077a2.9,2.9,0,1,1-5.8,0\" transform=\"translate(-2872.917 218.792)\" fill=\"#efc025\"\/>\n\t\t\t<rect width=\"5.804\" height=\"20.313\" transform=\"translate(983.484 230.262)\" fill=\"#00205b\"\/>\n\t\t\t<rect width=\"5.804\" height=\"14.509\" transform=\"translate(983.484 253.477)\" fill=\"#00205b\"\/>\n\t\t\t<path d=\"M4066.448,106.874h5.8a2.9,2.9,0,0,0,2.9-2.9V45.956h-8.705Z\" transform=\"translate(-3056.847 184.306)\" fill=\"#1f79af\"\/>\n\t\t\t<path d=\"M3916.892,45.956h-23.215v58.016a2.9,2.9,0,0,0,2.9,2.9h20.313Zm-14.509,0h5.8V66.269h-5.8Zm0,23.215h5.8V83.68h-5.8Z\" transform=\"translate(-2918.899 184.306)\" fill=\"#1f79af\"\/>\n\t\t\t<path d=\"M4008.858,45.957v60.918h11.607V45.957Z\" transform=\"translate(-3010.865 184.305)\" fill=\"#00205b\"\/>\n  <\/g>\n\t<\/symbol>\t<\/svg>\n<h2 class=\"co-columns--box_headline\" >Easy Account Access<\/h2><div class=\"co-columns--box_desc\"><p>Access your funds with your HSA debit card or checks.<\/p>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__product-comparison co-flex_row__next_row__cc-comparison-horizontal\" id=\"eligibility\">\n\t<div class=\"co-flex_row--row co-row\">\n\t\t  <section class=\"co-comp_table_outer_wrap js-comp_table\">\n    \t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">HSA Eligibility<\/h2>\t\t<\/header>\n\t    <div class=\"co-comp_table_wrap\">\n              <div class=\"co-comp_table co-comp_table__key_0\">\n          <div class=\"co-comp_item\">\n            <div class=\"co-comp_item--title js-comp_table_title\">\n                          <\/div>\n                        <ul class=\"co-comp_item--list js-comp_table_list\">\n                              <li class=\"co-comp_item--item js-comp_table_cell\">\n                                    <div class=\"co-comp_item--name\">\n                    <p>At lease 18 years old<\/p>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p>At lease 18 years old<\/p>                  <\/div>\n                <\/li>\n                              <li class=\"co-comp_item--item js-comp_table_cell\">\n                                    <div class=\"co-comp_item--name\">\n                    <div>\n<p>Covered by a qualifying high-deductible health plan (HDHP)<br>see limits below<\/p>\n<\/div>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <div>\n<p>Covered by a qualifying high-deductible health plan (HDHP)<br>see limits below<\/p>\n<\/div>                  <\/div>\n                <\/li>\n                              <li class=\"co-comp_item--item js-comp_table_cell\">\n                                    <div class=\"co-comp_item--name\">\n                    <p>Covered by Medicare<\/p>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p>Covered by Medicare<\/p>                  <\/div>\n                <\/li>\n                              <li class=\"co-comp_item--item js-comp_table_cell\">\n                                    <div class=\"co-comp_item--name\">\n                    <div>\n<p>Covered by another health plan that is not an HDHP<\/p>\n<\/div>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <div>\n<p>Covered by another health plan that is not an HDHP<\/p>\n<\/div>                  <\/div>\n                <\/li>\n                              <li class=\"co-comp_item--item js-comp_table_cell co-comp_item--item__last\">\n                                    <div class=\"co-comp_item--name\">\n                    <div>\n<p>Claimed as a dependent on another person\u2019s tax return<\/p>\n<\/div>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <div>\n<p>Claimed as a dependent on another person\u2019s tax return<\/p>\n<\/div>                  <\/div>\n                <\/li>\n                          <\/ul>\n          <\/div>\n        <\/div>\n              <div class=\"co-comp_table co-comp_table__key_1\">\n          <div class=\"co-comp_item\">\n            <div class=\"co-comp_item--title js-comp_table_title\">\n              <p><strong>Eligible<\/strong>&nbsp;<br>Individual HSA<\/p>            <\/div>\n                        <ul class=\"co-comp_item--list js-comp_table_list\">\n                              <li class=\"co-comp_item--item js-comp_table_cell\">\n                                    <div class=\"co-comp_item--name\">\n                    <p>At lease 18 years old<\/p>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"35.815\" height=\"25.203\" viewBox=\"0 0 35.815 25.203\"><path d=\"M-4717.4-4563.8a1.982,1.982,0,0,1-1.407-.583l-10.612-10.612a1.989,1.989,0,0,1,0-2.813,1.989,1.989,0,0,1,2.813,0l9.205,9.2,19.817-19.816a1.989,1.989,0,0,1,2.813,0,1.989,1.989,0,0,1,0,2.813l-21.224,21.224A1.982,1.982,0,0,1-4717.4-4563.8Z\" transform=\"translate(4730 4589)\" fill=\"#0f205b\"\/><\/svg><\/p>                  <\/div>\n                <\/li>\n                              <li class=\"co-comp_item--item js-comp_table_cell\">\n                                    <div class=\"co-comp_item--name\">\n                    <div>\n<p>Covered by a qualifying high-deductible health plan (HDHP)<br>see limits below<\/p>\n<\/div>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"35.815\" height=\"25.203\" viewBox=\"0 0 35.815 25.203\"><path d=\"M-4717.4-4563.8a1.982,1.982,0,0,1-1.407-.583l-10.612-10.612a1.989,1.989,0,0,1,0-2.813,1.989,1.989,0,0,1,2.813,0l9.205,9.2,19.817-19.816a1.989,1.989,0,0,1,2.813,0,1.989,1.989,0,0,1,0,2.813l-21.224,21.224A1.982,1.982,0,0,1-4717.4-4563.8Z\" transform=\"translate(4730 4589)\" fill=\"#0f205b\"\/><\/svg><\/p>                  <\/div>\n                <\/li>\n                              <li class=\"co-comp_item--item js-comp_table_cell\">\n                                    <div class=\"co-comp_item--name\">\n                    <p>Covered by Medicare<\/p>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p>No<\/p>                  <\/div>\n                <\/li>\n                              <li class=\"co-comp_item--item js-comp_table_cell\">\n                                    <div class=\"co-comp_item--name\">\n                    <div>\n<p>Covered by another health plan that is not an HDHP<\/p>\n<\/div>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p>No<\/p>                  <\/div>\n                <\/li>\n                              <li class=\"co-comp_item--item js-comp_table_cell co-comp_item--item__last\">\n                                    <div class=\"co-comp_item--name\">\n                    <div>\n<p>Claimed as a dependent on another person\u2019s tax return<\/p>\n<\/div>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p>No<\/p>                  <\/div>\n                <\/li>\n                          <\/ul>\n          <\/div>\n        <\/div>\n              <div class=\"co-comp_table co-comp_table__key_2\">\n          <div class=\"co-comp_item\">\n            <div class=\"co-comp_item--title js-comp_table_title\">\n              <p><strong>Eligible<\/strong> <br>Family HSA<\/p>            <\/div>\n                        <ul class=\"co-comp_item--list js-comp_table_list\">\n                              <li class=\"co-comp_item--item js-comp_table_cell\">\n                                    <div class=\"co-comp_item--name\">\n                    <p>At lease 18 years old<\/p>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"35.815\" height=\"25.203\" viewBox=\"0 0 35.815 25.203\"><path d=\"M-4717.4-4563.8a1.982,1.982,0,0,1-1.407-.583l-10.612-10.612a1.989,1.989,0,0,1,0-2.813,1.989,1.989,0,0,1,2.813,0l9.205,9.2,19.817-19.816a1.989,1.989,0,0,1,2.813,0,1.989,1.989,0,0,1,0,2.813l-21.224,21.224A1.982,1.982,0,0,1-4717.4-4563.8Z\" transform=\"translate(4730 4589)\" fill=\"#0f205b\"\/><\/svg><\/p>                  <\/div>\n                <\/li>\n                              <li class=\"co-comp_item--item js-comp_table_cell\">\n                                    <div class=\"co-comp_item--name\">\n                    <div>\n<p>Covered by a qualifying high-deductible health plan (HDHP)<br>see limits below<\/p>\n<\/div>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"35.815\" height=\"25.203\" viewBox=\"0 0 35.815 25.203\"><path d=\"M-4717.4-4563.8a1.982,1.982,0,0,1-1.407-.583l-10.612-10.612a1.989,1.989,0,0,1,0-2.813,1.989,1.989,0,0,1,2.813,0l9.205,9.2,19.817-19.816a1.989,1.989,0,0,1,2.813,0,1.989,1.989,0,0,1,0,2.813l-21.224,21.224A1.982,1.982,0,0,1-4717.4-4563.8Z\" transform=\"translate(4730 4589)\" fill=\"#0f205b\"\/><\/svg><\/p>                  <\/div>\n                <\/li>\n                              <li class=\"co-comp_item--item js-comp_table_cell\">\n                                    <div class=\"co-comp_item--name\">\n                    <p>Covered by Medicare<\/p>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p>No<\/p>                  <\/div>\n                <\/li>\n                              <li class=\"co-comp_item--item js-comp_table_cell\">\n                                    <div class=\"co-comp_item--name\">\n                    <div>\n<p>Covered by another health plan that is not an HDHP<\/p>\n<\/div>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p>No<\/p>                  <\/div>\n                <\/li>\n                              <li class=\"co-comp_item--item js-comp_table_cell co-comp_item--item__last\">\n                                    <div class=\"co-comp_item--name\">\n                    <div>\n<p>Claimed as a dependent on another person\u2019s tax return<\/p>\n<\/div>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p>No<\/p>                  <\/div>\n                <\/li>\n                          <\/ul>\n          <\/div>\n        <\/div>\n              <div class=\"co-comp_table co-comp_table__key_3\">\n          <div class=\"co-comp_item\">\n            <div class=\"co-comp_item--title js-comp_table_title\">\n              <p>Not Eligible<\/p>            <\/div>\n                        <ul class=\"co-comp_item--list js-comp_table_list\">\n                              <li class=\"co-comp_item--item js-comp_table_cell\">\n                                    <div class=\"co-comp_item--name\">\n                    <p>At lease 18 years old<\/p>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p>No<\/p>                  <\/div>\n                <\/li>\n                              <li class=\"co-comp_item--item js-comp_table_cell\">\n                                    <div class=\"co-comp_item--name\">\n                    <div>\n<p>Covered by a qualifying high-deductible health plan (HDHP)<br>see limits below<\/p>\n<\/div>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p>No<\/p>                  <\/div>\n                <\/li>\n                              <li class=\"co-comp_item--item js-comp_table_cell\">\n                                    <div class=\"co-comp_item--name\">\n                    <p>Covered by Medicare<\/p>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"35.815\" height=\"25.203\" viewBox=\"0 0 35.815 25.203\"><path d=\"M-4717.4-4563.8a1.982,1.982,0,0,1-1.407-.583l-10.612-10.612a1.989,1.989,0,0,1,0-2.813,1.989,1.989,0,0,1,2.813,0l9.205,9.2,19.817-19.816a1.989,1.989,0,0,1,2.813,0,1.989,1.989,0,0,1,0,2.813l-21.224,21.224A1.982,1.982,0,0,1-4717.4-4563.8Z\" transform=\"translate(4730 4589)\" fill=\"#0f205b\"\/><\/svg><\/p>                  <\/div>\n                <\/li>\n                              <li class=\"co-comp_item--item js-comp_table_cell\">\n                                    <div class=\"co-comp_item--name\">\n                    <div>\n<p>Covered by another health plan that is not an HDHP<\/p>\n<\/div>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"35.815\" height=\"25.203\" viewBox=\"0 0 35.815 25.203\"><path d=\"M-4717.4-4563.8a1.982,1.982,0,0,1-1.407-.583l-10.612-10.612a1.989,1.989,0,0,1,0-2.813,1.989,1.989,0,0,1,2.813,0l9.205,9.2,19.817-19.816a1.989,1.989,0,0,1,2.813,0,1.989,1.989,0,0,1,0,2.813l-21.224,21.224A1.982,1.982,0,0,1-4717.4-4563.8Z\" transform=\"translate(4730 4589)\" fill=\"#0f205b\"\/><\/svg><\/p>                  <\/div>\n                <\/li>\n                              <li class=\"co-comp_item--item js-comp_table_cell co-comp_item--item__last\">\n                                    <div class=\"co-comp_item--name\">\n                    <div>\n<p>Claimed as a dependent on another person\u2019s tax return<\/p>\n<\/div>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"35.815\" height=\"25.203\" viewBox=\"0 0 35.815 25.203\"><path d=\"M-4717.4-4563.8a1.982,1.982,0,0,1-1.407-.583l-10.612-10.612a1.989,1.989,0,0,1,0-2.813,1.989,1.989,0,0,1,2.813,0l9.205,9.2,19.817-19.816a1.989,1.989,0,0,1,2.813,0,1.989,1.989,0,0,1,0,2.813l-21.224,21.224A1.982,1.982,0,0,1-4717.4-4563.8Z\" transform=\"translate(4730 4589)\" fill=\"#0f205b\"\/><\/svg><\/p>                  <\/div>\n                <\/li>\n                          <\/ul>\n          <\/div>\n        <\/div>\n          <\/div>\n      <\/section>\n  \n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__cc-comparison-horizontal co-flex_row__next_row__product-comparison\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-ccHorizontal\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<div class=\"co-intro_text--intro\"><p>Use Sound&#8217;s HSA debit card on a tax-free basis, for things like routine health-care costs and over-the-counter medications.<\/p>\n<\/div>\t\t<\/header>\n\t\t\t\t<div class=\"co-ccHorizontal--wrapper\">\n\t\t\t\t\t\t\t\t\t<div class=\"co-ccHorizontal--card\">\n\t\t\t\t\t\t<div class=\"co-ccHorizontal--table prow\">\n\t\t\t\t\t\t\t<div class=\"co-ccHorizontal--col co-ccHorizontal--col_image pcol-md:4 pcol-lg:4\"><img loading=\"lazy\" decoding=\"async\" width=\"730\" height=\"467\" src=\"https:\/\/www.soundcu.com\/files\/Sound-Consumer-Debit-HSA-730x467.jpg\" class=\"co-ccHorizontal--card_img\" alt=\"Sound Credit Union HSA Debit Card\" srcset=\"https:\/\/www.soundcu.com\/files\/Sound-Consumer-Debit-HSA-730x467.jpg 730w, https:\/\/www.soundcu.com\/files\/Sound-Consumer-Debit-HSA-540x345.jpg 540w, https:\/\/www.soundcu.com\/files\/Sound-Consumer-Debit-HSA-768x491.jpg 768w, https:\/\/www.soundcu.com\/files\/Sound-Consumer-Debit-HSA-396x253.jpg 396w, https:\/\/www.soundcu.com\/files\/Sound-Consumer-Debit-HSA-955x610.jpg 955w, https:\/\/www.soundcu.com\/files\/Sound-Consumer-Debit-HSA-75x48.jpg 75w, https:\/\/www.soundcu.com\/files\/Sound-Consumer-Debit-HSA.jpg 1050w\" sizes=\"auto, (max-width: 730px) 100vw, 730px\" \/><\/div>\t\t\t\t\t\t\t<div class=\"co-ccHorizontal--col pcol-md:4 pcol-lg:5\">\n\t\t\t\t\t\t\t\t<h2 class=\"co-ccHorizontal--heading\">HSA Debit Card<\/h2>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>Best if you&#8217;re interested in&#8230;<\/span>\n\t\t\t\t\t\t\t\t\t<p>A convenient payment method for eligible HSA expenses.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-ccHorizontal--col_inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-ccHorizontal--col co-ccHorizontal--col_ctas  pcol-md:4 pcol-lg:3\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__product-comparison co-flex_row__next_row__faqs\" id=\"guidelines\">\n\t<div class=\"co-flex_row--row co-row\">\n\t\t  <section class=\"co-comp_table_outer_wrap js-comp_table\">\n    \t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">HSA Guidelines<\/h2>\t\t<\/header>\n\t    <div class=\"co-comp_table_wrap\">\n              <div class=\"co-comp_table co-comp_table__key_0\">\n          <div class=\"co-comp_item\">\n            <div class=\"co-comp_item--title js-comp_table_title\">\n                          <\/div>\n                        <ul class=\"co-comp_item--list js-comp_table_list\">\n                              <li class=\"co-comp_item--item js-comp_table_cell\">\n                                    <div class=\"co-comp_item--name\">\n                    <p>Individual (2025)<\/p>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p>Individual (2025)<\/p>                  <\/div>\n                <\/li>\n                              <li class=\"co-comp_item--item js-comp_table_cell\">\n                                    <div class=\"co-comp_item--name\">\n                    <p><strong>Individual (2026)<\/strong><\/p>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p><strong>Individual (2026)<\/strong><\/p>                  <\/div>\n                <\/li>\n                              <li class=\"co-comp_item--item js-comp_table_cell\">\n                                    <div class=\"co-comp_item--name\">\n                    <p>Family (2025)<\/p>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p>Family (2025)<\/p>                  <\/div>\n                <\/li>\n                              <li class=\"co-comp_item--item js-comp_table_cell co-comp_item--item__last\">\n                                    <div class=\"co-comp_item--name\">\n                    <p><strong>Family (2026)<\/strong><\/p>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p><strong>Family (2026)<\/strong><\/p>                  <\/div>\n                <\/li>\n                          <\/ul>\n          <\/div>\n        <\/div>\n              <div class=\"co-comp_table co-comp_table__key_1\">\n          <div class=\"co-comp_item\">\n            <div class=\"co-comp_item--title js-comp_table_title\">\n              <p>HDHP Minimum Deductible<\/p>            <\/div>\n                        <ul class=\"co-comp_item--list js-comp_table_list\">\n                              <li class=\"co-comp_item--item js-comp_table_cell\">\n                                    <div class=\"co-comp_item--name\">\n                    <p>Individual (2025)<\/p>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p>$1,650<\/p>                  <\/div>\n                <\/li>\n                              <li class=\"co-comp_item--item js-comp_table_cell\">\n                                    <div class=\"co-comp_item--name\">\n                    <p><strong>Individual (2026)<\/strong><\/p>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p><strong>$1,700<\/strong><\/p>                  <\/div>\n                <\/li>\n                              <li class=\"co-comp_item--item js-comp_table_cell\">\n                                    <div class=\"co-comp_item--name\">\n                    <p>Family (2025)<\/p>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p>$3,300<\/p>                  <\/div>\n                <\/li>\n                              <li class=\"co-comp_item--item js-comp_table_cell co-comp_item--item__last\">\n                                    <div class=\"co-comp_item--name\">\n                    <p><strong>Family (2026)<\/strong><\/p>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p><strong>$3,400<\/strong><\/p>                  <\/div>\n                <\/li>\n                          <\/ul>\n          <\/div>\n        <\/div>\n              <div class=\"co-comp_table co-comp_table__key_2\">\n          <div class=\"co-comp_item\">\n            <div class=\"co-comp_item--title js-comp_table_title\">\n              <p>HDHP Annual Out-of-Pocket Limit<\/p>            <\/div>\n                        <ul class=\"co-comp_item--list js-comp_table_list\">\n                              <li class=\"co-comp_item--item js-comp_table_cell\">\n                                    <div class=\"co-comp_item--name\">\n                    <p>Individual (2025)<\/p>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p>$8,300<\/p>                  <\/div>\n                <\/li>\n                              <li class=\"co-comp_item--item js-comp_table_cell\">\n                                    <div class=\"co-comp_item--name\">\n                    <p><strong>Individual (2026)<\/strong><\/p>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p><strong>$8,500<\/strong><\/p>                  <\/div>\n                <\/li>\n                              <li class=\"co-comp_item--item js-comp_table_cell\">\n                                    <div class=\"co-comp_item--name\">\n                    <p>Family (2025)<\/p>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p>$16,600<\/p>                  <\/div>\n                <\/li>\n                              <li class=\"co-comp_item--item js-comp_table_cell co-comp_item--item__last\">\n                                    <div class=\"co-comp_item--name\">\n                    <p><strong>Family (2026)<\/strong><\/p>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p><strong>$17,000<\/strong><\/p>                  <\/div>\n                <\/li>\n                          <\/ul>\n          <\/div>\n        <\/div>\n              <div class=\"co-comp_table co-comp_table__key_3\">\n          <div class=\"co-comp_item\">\n            <div class=\"co-comp_item--title js-comp_table_title\">\n              <p>HSA Contribution Limit<\/p>            <\/div>\n                        <ul class=\"co-comp_item--list js-comp_table_list\">\n                              <li class=\"co-comp_item--item js-comp_table_cell\">\n                                    <div class=\"co-comp_item--name\">\n                    <p>Individual (2025)<\/p>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p>$4,300<\/p>                  <\/div>\n                <\/li>\n                              <li class=\"co-comp_item--item js-comp_table_cell\">\n                                    <div class=\"co-comp_item--name\">\n                    <p><strong>Individual (2026)<\/strong><\/p>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p><strong>$4,400<\/strong><\/p>                  <\/div>\n                <\/li>\n                              <li class=\"co-comp_item--item js-comp_table_cell\">\n                                    <div class=\"co-comp_item--name\">\n                    <p>Family (2025)<\/p>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p>$8,500<\/p>                  <\/div>\n                <\/li>\n                              <li class=\"co-comp_item--item js-comp_table_cell co-comp_item--item__last\">\n                                    <div class=\"co-comp_item--name\">\n                    <p><strong>Family (2026)<\/strong><\/p>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p><strong>$8,750<\/strong><\/p>                  <\/div>\n                <\/li>\n                          <\/ul>\n          <\/div>\n        <\/div>\n              <div class=\"co-comp_table co-comp_table__key_4\">\n          <div class=\"co-comp_item\">\n            <div class=\"co-comp_item--title js-comp_table_title\">\n              <p>HSA 55  Catch-up Contribution Limit<\/p>            <\/div>\n                        <ul class=\"co-comp_item--list js-comp_table_list\">\n                              <li class=\"co-comp_item--item js-comp_table_cell\">\n                                    <div class=\"co-comp_item--name\">\n                    <p>Individual (2025)<\/p>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p>$1,000<\/p>                  <\/div>\n                <\/li>\n                              <li class=\"co-comp_item--item js-comp_table_cell\">\n                                    <div class=\"co-comp_item--name\">\n                    <p><strong>Individual (2026)<\/strong><\/p>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p><strong>$1,000<\/strong><\/p>                  <\/div>\n                <\/li>\n                              <li class=\"co-comp_item--item js-comp_table_cell\">\n                                    <div class=\"co-comp_item--name\">\n                    <p>Family (2025)<\/p>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p>$1,000<\/p>                  <\/div>\n                <\/li>\n                              <li class=\"co-comp_item--item js-comp_table_cell co-comp_item--item__last\">\n                                    <div class=\"co-comp_item--name\">\n                    <p><strong>Family (2026)<\/strong><\/p>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p><strong>$1,000<\/strong><\/p>                  <\/div>\n                <\/li>\n                          <\/ul>\n          <\/div>\n        <\/div>\n          <\/div>\n      <\/section>\n  \n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__faqs co-flex_row__next_row__back-to-top\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<section class=\"co-accords_section\" aria-label=\"Get the answers you're looking for. \">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Get the answers you&#8217;re looking for. <\/h2>\t\t<\/header>\n\t\t\t<div class=\"co-accordion\" data-animation=\"on\" data-multi-items=\"on\">\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\t\tdata-accordid=\"4026\"\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\tco-accordion--header\n\t\t\t\t\t\t\tjs-accord_toggle\n\t\t\t\t\t\t\tclosed\n\t\t\t\t\t\t\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<span class=\"text-md\">What is a health savings account?<\/span>\n\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewBox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"\n\t\t\t\t\t\tco-accordion--panel\n\t\t\t\t\t\tjs-accord_content\n\t\t\t\t\t\">\n\t\t\t\t\t\t<p>A health savings account (HSA) is a bank account that can be used to pay medical expenses, tax-free, if you have a health plan with high out-of-pocket costs.<\/p>\n<p>Sound Credit Union offers Health Savings Accounts. <a href=\"https:\/\/www.soundcu.com\/personal\/hsa\/\">Learn More \u00bb<\/a><\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\t\tdata-accordid=\"4099\"\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\tco-accordion--header\n\t\t\t\t\t\t\tjs-accord_toggle\n\t\t\t\t\t\t\tclosed\n\t\t\t\t\t\t\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<span class=\"text-md\">How do I open a health savings account?<\/span>\n\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewBox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"\n\t\t\t\t\t\tco-accordion--panel\n\t\t\t\t\t\tjs-accord_content\n\t\t\t\t\t\">\n\t\t\t\t\t\t<p>To open an HSA, you need a high deductible health plan (HDHP) that you either purchase on your own or get through your employer\u2019s health insurance plan.<\/p>\n<p>Sound Credit Union offers Health Savings Accounts. <a href=\"https:\/\/www.soundcu.com\/personal\/hsa\/\">Learn More \u00bb<\/a><\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\t\tdata-accordid=\"4100\"\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\tco-accordion--header\n\t\t\t\t\t\t\tjs-accord_toggle\n\t\t\t\t\t\t\tclosed\n\t\t\t\t\t\t\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<span class=\"text-md\">How do I use a health savings account?<\/span>\n\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewBox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"\n\t\t\t\t\t\tco-accordion--panel\n\t\t\t\t\t\tjs-accord_content\n\t\t\t\t\t\">\n\t\t\t\t\t\t<p>You can use your HSA to pay for qualified medical expenses, defined by the IRS, including medical care, vision and dental care expenses, prescription drugs, and payments for long-term care services and insurance.<\/p>\n<p>Sound Credit Union offers Health Savings Accounts. <a href=\"https:\/\/www.soundcu.com\/personal\/hsa\/\">Learn More \u00bb<\/a><\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\t\tdata-accordid=\"4102\"\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\tco-accordion--header\n\t\t\t\t\t\t\tjs-accord_toggle\n\t\t\t\t\t\t\tclosed\n\t\t\t\t\t\t\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<span class=\"text-md\">How much can be contributed to a health savings account each year?<\/span>\n\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewBox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"\n\t\t\t\t\t\tco-accordion--panel\n\t\t\t\t\t\tjs-accord_content\n\t\t\t\t\t\">\n\t\t\t\t\t\t<p>Below are the 2026 HSA contribution limits. Any 2025 HSA contributions can be made as late as the 2025 tax deadline in 2026.<\/p>\n<h2>2026 HSA Guidelines<\/h2>\n<p><strong>HSA Contribution Limits<\/strong><\/p>\n<ul>\n<li>Individual: $4,400<\/li>\n<li>Family: $8,750<\/li>\n<\/ul>\n<p><strong>HSA 55+ Catch-up Contribution Limit<\/strong><\/p>\n<ul>\n<li>Individual:\u00a0\u00a0$1,000<\/li>\n<li>Family:\u00a0\u00a0$1,000<\/li>\n<\/ul>\n<div class=\"small-text\">\n<p>Note: Limits are adjusted annually for inflation.<\/p>\n<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\t\tdata-accordid=\"4101\"\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\tco-accordion--header\n\t\t\t\t\t\t\tjs-accord_toggle\n\t\t\t\t\t\t\tclosed\n\t\t\t\t\t\t\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<span class=\"text-md\">What are my responsibilities as an HSA holder?<\/span>\n\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewBox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"\n\t\t\t\t\t\tco-accordion--panel\n\t\t\t\t\t\tjs-accord_content\n\t\t\t\t\t\">\n\t\t\t\t\t\t<p>As a Health Savings Account (HSA) holder, you must report all contributions and distributions on your income tax return. Non-qualified uses of HSA assets are subject to taxes and a 20% penalty, unless the beneficiary is age 65 or older, deceased, or disabled.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<div class=\"co-accordion--cta\"><p><a class=\"co-support_topics--support_link\" href=\"https:\/\/www.soundcu.com\/support\/\">Learn more in our Support section<\/a><\/p>\n<\/div>\t<\/section>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__back-to-top co-flex_row__next_row__blog-feed\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t<div class=\"co-back-to-top\">\t\n  <a class=\"co-back-to-top--link js-scroll_link\" href=\"#\" aria-label=\"\">\n\t\t<img\n\t\t\tclass=\"co-back-to-top--arrow\"\n\t\t\tsrc=\"https:\/\/www.soundcu.com\/wp-content\/themes\/soundcu-theme\/images\/back_top.svg\"\n\t\t\talt=\"Back to Top Button\"\n\t\t\twidth=\"18.07\"\n\t\t\theight=\"23.169\"\n\t\t\tloading=\"lazy\"\n\t\t>\n\t  Back to top  <\/a>\n<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__blue co-flex_row__blog-feed co-flex_row__next_row__related-products\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t<div class=\"co-bf\">\n\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Want to be money smart? We\u2019ve got your back.<\/h2>\t\t<\/header>\n\t\t<div class=\"co-bf--list prow prow-md:2 prow-lg:3\">\n\t\t<div class=\"co-post_tile co-columns--box\">\n\t<img loading=\"lazy\" decoding=\"async\" width=\"396\" height=\"258\" src=\"https:\/\/www.soundcu.com\/files\/iStock-1341399117_842x548-396x258.jpg\" class=\"co-post_tile--img co-columns--box_image wp-post-image\" alt=\"father teaching daughter how to play guitar\" srcset=\"https:\/\/www.soundcu.com\/files\/iStock-1341399117_842x548-396x258.jpg 396w, https:\/\/www.soundcu.com\/files\/iStock-1341399117_842x548-540x351.jpg 540w, https:\/\/www.soundcu.com\/files\/iStock-1341399117_842x548-730x475.jpg 730w, https:\/\/www.soundcu.com\/files\/iStock-1341399117_842x548-768x500.jpg 768w, https:\/\/www.soundcu.com\/files\/iStock-1341399117_842x548-75x49.jpg 75w, https:\/\/www.soundcu.com\/files\/iStock-1341399117_842x548.jpg 842w\" sizes=\"auto, (max-width: 396px) 100vw, 396px\" \/><h2 class=\"co-post_tile--box_headline co-columns--box_headline\" > <a href=\"https:\/\/www.soundcu.com\/blog\/hsas-vs-fsas-the-similarities-differences\/\" class=\"link\">HSAs vs. FSAs: The Similarities &amp; Differences<\/a><\/h2>\t<div class=\"co-post_tile--box_desc co-post_tile--excerpt co-columns--box_desc\">\t\t\n\t\t<p>As healthcare costs continue to rise, protecting the rest of your wealth becomes even more critical. <a href=\"https:\/\/www.soundcu.com\/blog\/hsas-vs-fsas-the-similarities-differences\/\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n\t<\/div>\n<\/div><div class=\"co-post_tile co-columns--box\">\n\t<img loading=\"lazy\" decoding=\"async\" width=\"396\" height=\"261\" src=\"https:\/\/www.soundcu.com\/files\/September-1_-How-to-know-if-u-need-financial-planner_640x422-396x261.jpg\" class=\"co-post_tile--img co-columns--box_image wp-post-image\" alt=\"How to Know if You Need a Financial Planner\" srcset=\"https:\/\/www.soundcu.com\/files\/September-1_-How-to-know-if-u-need-financial-planner_640x422-396x261.jpg 396w, https:\/\/www.soundcu.com\/files\/September-1_-How-to-know-if-u-need-financial-planner_640x422-540x356.jpg 540w, https:\/\/www.soundcu.com\/files\/September-1_-How-to-know-if-u-need-financial-planner_640x422-75x49.jpg 75w, https:\/\/www.soundcu.com\/files\/September-1_-How-to-know-if-u-need-financial-planner_640x422.jpg 640w\" sizes=\"auto, (max-width: 396px) 100vw, 396px\" \/><h2 class=\"co-post_tile--box_headline co-columns--box_headline\" > <a href=\"https:\/\/www.soundcu.com\/blog\/how-to-know-if-you-need-a-financial-planner\/\" class=\"link\">How to Know if You Need a Financial Planner<\/a><\/h2>\t<div class=\"co-post_tile--box_desc co-post_tile--excerpt co-columns--box_desc\">\t\t\n\t\t<p>Financial planners can offer investment management advice, retirement and tax planning guidance, estate planning help, and more. <a href=\"https:\/\/www.soundcu.com\/blog\/how-to-know-if-you-need-a-financial-planner\/\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n\t<\/div>\n<\/div><div class=\"co-post_tile co-columns--box\">\n\t<img loading=\"lazy\" decoding=\"async\" width=\"396\" height=\"258\" src=\"https:\/\/www.soundcu.com\/files\/iStock-618348040_842x548-396x258.jpg\" class=\"co-post_tile--img co-columns--box_image wp-post-image\" alt=\"Young entreprenuer with glasses looking at camera in modern office\" srcset=\"https:\/\/www.soundcu.com\/files\/iStock-618348040_842x548-396x258.jpg 396w, https:\/\/www.soundcu.com\/files\/iStock-618348040_842x548-540x351.jpg 540w, https:\/\/www.soundcu.com\/files\/iStock-618348040_842x548-730x475.jpg 730w, https:\/\/www.soundcu.com\/files\/iStock-618348040_842x548-768x500.jpg 768w, https:\/\/www.soundcu.com\/files\/iStock-618348040_842x548-75x49.jpg 75w, https:\/\/www.soundcu.com\/files\/iStock-618348040_842x548.jpg 842w\" sizes=\"auto, (max-width: 396px) 100vw, 396px\" \/><h2 class=\"co-post_tile--box_headline co-columns--box_headline\" > <a href=\"https:\/\/www.soundcu.com\/blog\/3-healthy-financial-habits-to-start-now\/\" class=\"link\">3 Healthy Financial Habits to Start Now<\/a><\/h2>\t<div class=\"co-post_tile--box_desc co-post_tile--excerpt co-columns--box_desc\">\t\t\n\t\t<p>The idea behind a budget is not to limit what you do with your money, but more importantly, to maximize the money you work hard for each and every day. <a href=\"https:\/\/www.soundcu.com\/blog\/3-healthy-financial-habits-to-start-now\/\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n\t<\/div>\n<\/div>\t<\/div>\n\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__blue co-flex_row__next_row_diff co-flex_row__related-products co-flex_row__next_row__multi-path-cta\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-rel_prods\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">You might also be interested in&#8230;<\/h2>\t\t<\/header>\n\t\t\t\t<div class=\"co-rel_prods--cols prow prow-md:2 justify-center\">\n\t\t\t\t\t\t\t\t\t<div class=\"co-rel_prods--col\">\n\t\t\t\t\t\t<h3 class=\"co-rel_prods--col_title\">High-Yield Savings<\/h3><div class=\"co-rel_prods--col_desc\">Ideal for those who maintain a high balance, our tiered accounts offer a higher rate of return than traditional savings accounts and still allow you access to your funds 24 hours a day.<\/div><a class=\"co-rel_prods--col_cta\" href=\"https:\/\/www.soundcu.com\/personal\/high-yield-savings\/\" target=\"_blank\" aria-label=\"Read more about High-Yield Savings\">Learn more about High-Yield Savings<\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"co-rel_prods--col\">\n\t\t\t\t\t\t<h3 class=\"co-rel_prods--col_title\">Checking Accounts<\/h3><div class=\"co-rel_prods--col_desc\">Sound checking accounts offer easy access to your money, plus tons of free perks.<\/div><a class=\"co-rel_prods--col_cta\" href=\"https:\/\/www.soundcu.com\/personal\/checking\/\" target=\"_blank\" aria-label=\"Read more about Checking Accounts\">Learn more about Checking Accounts<\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__multi-path-cta co-flex_row__next_row__disclosures\" id=\"start\">\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-mp_ctas\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Ready to open your Health Savings Account?<\/h2>\t\t<\/header>\n\t\t\t<div class=\"co-mp_ctas--list prow justify-center\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-mp_cta pcol-lg:4\">\n\t\t\t\t\t<div class=\"co-mp_cta--title\">\n\t\t\t\t\t\tCall Us\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-mp_cta--content\">\n\t\t\t\t\t\t\t<p><a href=\"tel:8005628130\">800.562.8130<\/a><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-mp_cta pcol-lg:4\">\n\t\t\t\t\t<div class=\"co-mp_cta--title\">\n\t\t\t\t\t\tVisit a local branch\t\t\t\t\t<\/div>\n\t\t\t\t\t<a class=\"co-mp_cta--link gtm-button\" href=\"https:\/\/www.soundcu.com\/branches\/\"  >Find a Branch<\/a>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__last co-flex_row__disclosures\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-disclosures\">\n\t\t<h2 class=\"co-disclosures--title\">Disclosures<\/h2>\n\t\t<div class=\"co-disclosures--content\">\n\t\t\t<div class=\"small-text\">\n<p>* For specific tax advice, consult your tax advisor.<\/p>\n<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\t<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":9,"featured_media":0,"parent":2314,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"content-type":"","_searchwp_excluded":"","footnotes":""},"county":[],"class_list":["post-2321","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/pages\/2321","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/comments?post=2321"}],"version-history":[{"count":12,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/pages\/2321\/revisions"}],"predecessor-version":[{"id":18019,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/pages\/2321\/revisions\/18019"}],"up":[{"embeddable":true,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/pages\/2314"}],"wp:attachment":[{"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/media?parent=2321"}],"wp:term":[{"taxonomy":"county","embeddable":true,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/county?post=2321"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}