{"id":2323,"date":"2023-08-14T18:12:37","date_gmt":"2023-08-15T01:12:37","guid":{"rendered":"https:\/\/www.soundcu.com\/personal\/visa-rewards\/"},"modified":"2025-11-17T09:29:45","modified_gmt":"2025-11-17T17:29:45","slug":"rewards","status":"publish","type":"page","link":"https:\/\/www.soundcu.com\/personal\/credit-cards\/rewards\/","title":{"rendered":"Rewards"},"content":{"rendered":"<div class=\"co-flex_row co-flex_row__white co-flex_row__page-hero co-flex_row__next_row__page-intro\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<header class=\"co-page_hero  co-page_hero__has_image\" aria-label=\"Header: Rewards Credit Card\">\n\t\t<div class=\"co-page_hero--inner\">\n\t\t\t<div class=\"prow items-center\">\n\t\t\t\t\t\t\t\t\t<div class=\"co-page_hero--img_wrap pcol-lg:6 pcol-xl:7 \">\n\t\t\t\t\t\t<div class=\"co-page_hero--mask\"><svg width=\"997.021\" height=\"609.682\" viewBox=\"0 0 997.021 609.682\"><defs><clipPath id=\"svgPathHero\"><path d=\"M299.014.148H0V609.681H299.014c480.632.192,698.007-296.752,698.007-296.752C691.761-16.846,299.014.148,299.014.148\"\/><\/clipPath><\/defs><image id=\"image_6988bfd2530e2\" xlink:href=\"https:\/\/www.soundcu.com\/files\/iStock-1028983460_997x610.jpg\" src=\"https:\/\/www.soundcu.com\/files\/iStock-1028983460_997x610.jpg\" clip-path=\"url(#svgPathHero)\"  alt=\"Happy couple sightseeing in Paris and taking a selfie\" \/><\/svg><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"co-page_hero--text pcol-lg:6 pcol-xl:5 \">\n\t\t\t\t\t\t\t\t\t\t<h1 class=\"co-page_hero--title\" >Rewards Credit Card<\/h1>\t\t\t\t\t<p class=\"co-page_hero--tagline\">Where will your next latte take you?<\/p>\t\t\t\t\t\t<div class=\"co-page_hero--buttons\">\n\t\t\t\t\t\t\t<a class=\"co-page_hero--button gtm-button\" href=\"https:\/\/app.loanspq.com\/cc\/CreditCard.aspx?enc=Kw21Wblm1yxpjJabdoZaDy5ozwngYxk5LnQg16INsUZZh2F8bIV9A51AuMKp8ohTrO59JWH8HQeI9q8evEGBIg&#038;_ga=2.190972521.2127022585.1697209993-1053420753.1683058136&#038;_gl=1*dlwkik*_ga*MTA1MzQyMDc1My4xNjgzMDU4MTM2*_ga_FR6440DWJ8*MTY5NzIwOTk5Mi42NC4xLjE2OTcyMTUzNjYuNDUuMC4w\" rel=\"noopener\">Apply for a Loan<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/header>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__page-intro co-flex_row__next_row__sticky-nav\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-page_intro\">\n\t\t<div class=\"co-page_intro--desc\"><p>Credit cards that make your life easier, and maybe even a little richer.<\/p>\n<\/div>\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__sticky-nav co-flex_row__next_row__columns\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-sticky_nav_wrap is-active\" id=\"js-sticky_nav_wrap\">\n\t\t<nav\n\t\t\tclass=\"co-sticky_nav\"\n\t\t\tid=\"js-sticky_nav\"\n\t\t\taria-label=\"in page anchor navigation\"\n\t\t>\n\t\t\t<div class=\"co-sticky_nav--mobile\">\n\t\t\t\t<button\n\t\t\t\t\tclass=\"co-sticky_nav--toggle\"\n\t\t\t\t\tid=\"js-sticky_nav_toggle\"\n\t\t\t\t\taria-label=\"Open and close page menu\"\n\t\t\t\t>Page Menu<\/button>\n\t\t\t<\/div>\n\t\t\t<div\n\t\t\t\tclass=\"co-sticky_nav--row co-row\"\n\t\t\t\tid=\"js-sticky_nav_links\"\n\t\t\t>\n\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\thref=\"#benefits\"\n\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\tco-sticky_nav--link\n\t\t\t\t\t\t\tjs-sticky_nav_item\n\t\t\t\t\t\t\"\n\t\t\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\tBenefits\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\thref=\"#rates\"\n\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\tco-sticky_nav--link\n\t\t\t\t\t\t\tjs-sticky_nav_item\n\t\t\t\t\t\t\"\n\t\t\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\tRates\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\thref=\"#apply\"\n\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\tco-sticky_nav--link\n\t\t\t\t\t\t\tjs-sticky_nav_item\n\t\t\t\t\t\t\"\n\t\t\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\tApply Now\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/nav>\n\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__columns co-flex_row__next_row__accordions\" id=\"benefits\">\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-columns\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<div class=\"co-intro_text--intro\"><p>It&#8217;s simple. Buy stuff, get rewards.<\/p>\n<\/div>\t\t<\/header>\n\t\t\t\t<div class=\"co-columns--row prow prow-md:2 prow-lg:3 co-columns--row__icons justify-center\">\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t\t<svg\n\t\tclass=\"co-columns--box_icon IconHandWithDollar\"\n\t\tviewBox=\"0 0 70.308 70.764\"\n\t\twidth=\"70.308\"\n\t\theight=\"70.764\"\n\t>\n\t\t<title>Hand with Dollar<\/title>\n\t\tclass=&#8221;wrapper&#8221;>\n  <g transform=\"translate(-686.671 -430.658)\">\n\t\t\t<path d=\"M2550.55,1105.646h6.015a6.333,6.333,0,0,1,3.644-3.516V1086.2a6.364,6.364,0,0,1-3.61-3.439h-45.751a6.36,6.36,0,0,1-3.61,3.439v15.926a6.337,6.337,0,0,1,3.644,3.516h28.873v-.257a4.64,4.64,0,0,1,4.635-4.635h1.527a4.64,4.64,0,0,1,4.634,4.635Zm-28.615-9.895h-11.345v-3.09h11.345Zm11.787,7.574a9.121,9.121,0,1,1,9.22-9.119,9.18,9.18,0,0,1-9.22,9.119m11.788-10.664h11.344v3.09h-11.344Z\" transform=\"translate(-1811.898 -643.532)\" fill=\"#efc025\"\/>\n\t\t\t<path 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d=\"M2674.169,1197.726v5.032h-3.09v-13.864a1.546,1.546,0,0,0-1.544-1.545h-1.527a1.546,1.546,0,0,0-1.545,1.545V1203.3l-.344.425c-.06.074-6.061,7.649-3.359,14.406l.11.276v3.89h14.9v-2.619l5.495-8.426a13.577,13.577,0,0,0,2.211-7.437v-6.093Z\" transform=\"translate(-1935.518 -727.037)\" fill=\"#1f79af\"\/>\n\t\t\t<path d=\"M2657.26,1172.019h-1.527a4.64,4.64,0,0,0-4.635,4.635V1190c-.066.09-.143.2-.225.313-.282.4-.644.94-1.039,1.6a25.2,25.2,0,0,0-1.787,3.612,15.605,15.605,0,0,0-.542,11.234v3.3h3.09v-3.89l-.111-.276c-2.7-6.756,3.3-14.332,3.359-14.406l.344-.425v-14.411a1.546,1.546,0,0,1,1.545-1.545h1.527a1.547,1.547,0,0,1,1.545,1.545v13.864h3.089v-13.864a4.639,4.639,0,0,0-4.634-4.635\" transform=\"translate(-1923.243 -714.797)\" fill=\"#00205b\"\/>\n\t\t\t<path d=\"M2654.49,1360.767h-21.584v6.158h25.181v-6.158Z\" transform=\"translate(-1912.238 -865.502)\" fill=\"#00205b\"\/>\n  <\/g>\n\t<\/symbol>\t<\/svg>\n<h2 class=\"co-columns--box_headline\" >Earn Points on Every Purchase<\/h2><div class=\"co-columns--box_desc\"><p>Earn one point with every $1 spent on your Rewards Credit Card.<\/p>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t\t<svg\n\t\tclass=\"co-columns--box_icon IconDebitCreditCard\"\n\t\tviewBox=\"0 0 83.291 58.304\"\n\t\twidth=\"83.291\"\n\t\theight=\"58.304\"\n\t>\n\t\t<title>Debit or Credit Card<\/title>\n\t\tclass=&#8221;wrapper&#8221;>\n  <g transform=\"translate(-514.038 -227.134)\">\n    <path d=\"M1607.712,183.564a4.163,4.163,0,0,0,4.165,4.165h74.962a4.163,4.163,0,0,0,4.164-4.165V154.412h-83.291Zm24.987-16.658h20.823v8.329H1632.7Zm-12.494,0h8.329v8.329h-8.329Z\" transform=\"translate(-1093.674 97.709)\" fill=\"#1f79af\"\/>\n    <path d=\"M1691,34.6a4.165,4.165,0,0,0-4.164-4.165h-74.962a4.165,4.165,0,0,0-4.165,4.165v8.329H1691Z\" transform=\"translate(-1093.674 196.697)\" fill=\"#1f79af\"\/>\n    <rect width=\"83.291\" height=\"12.494\" 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-2942.336)\" fill=\"#ffc400\"\/>\n\t\t\t<path d=\"M352.615,4034.613q.31,1,.548,2.025-.237-1.028-.548-2.025\" transform=\"translate(-91.545 -3000.429)\" fill=\"#ffc400\"\/>\n\t\t\t<path d=\"M266.788,3944.469q.975.357,1.916.783-.94-.425-1.916-.783\" transform=\"translate(-23.016 -2928.454)\" fill=\"#ffc400\"\/>\n\t\t\t<path d=\"M315.389,4174.214q.492-.469.96-.96-.469.491-.96.96\" transform=\"translate(-61.822 -3111.126)\" fill=\"#ffc400\"\/>\n\t\t\t<path d=\"M316.349,3975.683q-.469-.491-.96-.96.491.469.96.96\" transform=\"translate(-61.822 -2952.61)\" fill=\"#ffc400\"\/>\n\t\t\t<path d=\"M117.819,3974.723q-.492.469-.96.96.469-.491.96-.96\" transform=\"translate(96.694 -2952.61)\" fill=\"#ffc400\"\/>\n\t\t\t<path d=\"M254.942,4210.479q-.664.207-1.343.381.678-.175,1.343-.381\" transform=\"translate(-12.486 -3140.849)\" fill=\"#ffc400\"\/>\n\t\t\t<path d=\"M356.076,4048.07q.141.691.249,1.394-.107-.7-.249-1.394\" transform=\"translate(-94.308 -3011.174)\" fill=\"#ffc400\"\/>\n\t\t\t<path d=\"M357.31,4054.985q.107.7.18,1.417-.072-.714-.18-1.417\" transform=\"translate(-95.293 -3016.695)\" fill=\"#ffc400\"\/>\n\t\t\t<path d=\"M82.5,4035.955q.174-.679.381-1.343-.207.665-.381,1.343\" transform=\"translate(124.124 -3000.428)\" fill=\"#ffc400\"\/>\n\t\t\t<path d=\"M79.7,4049.463q.107-.7.249-1.394-.141.691-.249,1.394\" transform=\"translate(126.362 -3011.174)\" fill=\"#ffc400\"\/>\n\t\t\t<path d=\"M86.6,4020.5q.357-.975.783-1.916-.425.94-.783,1.916\" transform=\"translate(120.85 -2987.628)\" fill=\"#ffc400\"\/>\n\t\t\t<path d=\"M241.285,4213.94q-.691.141-1.394.249.7-.107,1.394-.249\" transform=\"translate(-1.541 -3143.613)\" fill=\"#ffc400\"\/>\n\t\t\t<path d=\"M93.446,4003.054q.625-1.22,1.362-2.37-.736,1.149-1.362,2.37\" transform=\"translate(115.388 -2973.339)\" fill=\"#ffc400\"\/>\n\t\t\t<path d=\"M250.219,3939.544q1.027.237,2.025.548-1-.31-2.025-.548\" transform=\"translate(-9.787 -2924.521)\" fill=\"#ffc400\"\/>\n\t\t\t<path d=\"M78.809,4056.4q.073-.713.18-1.417-.107.7-.18,1.417\" transform=\"translate(127.075 -3016.695)\" fill=\"#ffc400\"\/>\n\t\t\t<path d=\"M232.863,3936.673q.714.073,1.417.18-.7-.107-1.417-.18\" transform=\"translate(4.071 -2922.229)\" fill=\"#ffc400\"\/>\n\t\t\t<path d=\"M239.891,3937.566q.7.107,1.394.249-.691-.142-1.394-.249\" transform=\"translate(-1.541 -2922.942)\" fill=\"#ffc400\"\/>\n\t\t\t<path d=\"M180.064,3939.893q.671-.19,1.356-.349-.685.158-1.356.349\" transform=\"translate(46.228 -2924.521)\" fill=\"#ffc400\"\/>\n\t\t\t<path d=\"M131.811,3962.67q.535-.42,1.09-.815-.555.395-1.09.815\" transform=\"translate(84.756 -2942.336)\" fill=\"#ffc400\"\/>\n\t\t\t<path d=\"M126.61,3966.763q.513-.445,1.048-.865-.535.42-1.048.865\" transform=\"translate(88.908 -2945.564)\" fill=\"#ffc400\"\/>\n\t\t\t<path d=\"M103.991,3990.766q.395-.555.815-1.089-.42.534-.815,1.089\" transform=\"translate(106.969 -2964.55)\" fill=\"#ffc400\"\/>\n\t\t\t<path d=\"M150.9,3994.509l-5.72-11.59-5.72,11.59-12.79,1.859,9.255,9.021-2.185,12.739,11.44-6.014,11.44,6.014-2.185-12.739,9.255-9.021Z\" transform=\"translate(88.863 -2959.154)\" fill=\"#1f79af\"\/>\n  <\/g>\n\t<\/symbol>\t<\/svg>\n<h2 class=\"co-columns--box_headline\" >Get Cash &#038; Prizes. No Game Show Required.<\/h2><div class=\"co-columns--box_desc\"><p>Redeem your reward points for travel, merchandise, gift cards, cash, and more.<\/p>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<div class=\"co-columns--cta\"><p><a href=\"https:\/\/www.dreampoints.com\/sound\/\" rel=\"noopener\">Explore Sound Rewards<\/a><\/p>\n<\/div>\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__accordions co-flex_row__next_row__cc-comparison-horizontal\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<section class=\"co-accords_section\" aria-label=\"Credit Card Tools &#038; Resources\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Credit Card Tools &#038; Resources<\/h2><div class=\"co-intro_text--intro\"><p>We can help you make smart financial decisions.<\/p>\n<\/div>\t\t<\/header>\n\t\t\t<div class=\"co-accordion\" data-animation=\"on\" data-multi-items=\"on\">\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\tco-accordion--header\n\t\t\t\t\t\t\tjs-accord_toggle\n\t\t\t\t\t\t\tclosed\n\t\t\t\t\t\t\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<span class=\"text-md\">Credit Card Rates<\/span>\n\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewBox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"\n\t\t\t\t\t\tco-accordion--panel\n\t\t\t\t\t\tjs-accord_content\n\t\t\t\t\t\">\n\t\t\t\t\t\t<div class=\"co-rates_table_wrap co-rates_table_wrap__rates_list\">\n\t<table class=\"co-rates_table\">\n\t\t<caption class=\"co-rates_table_wrap--title\" id=\"creditcards\">\n\t\t\tCredit Cards\t\t<\/caption>\n\t\t\t\t\t<thead>\n\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>Card Type<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>APR Range<sup>*1<\/sup><\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t<\/thead>\n\t\t\t\t\t<tfoot>\n\t\t\t\t<tr>\n\t\t\t\t\t<td class=\"co-rates_table--foot_cell\" colspan=\"2\">\n\t\t\t\t\t\t<div class=\"small-text\">\n<p style=\"text-align: left;\">\u00b9Variable Rate Information: Your rate may increase or decrease if the Prime Rate as published in the Wall Street Journal 5 days before the end of the previous month increases or decreases. Your rate can change monthly on the first day of each billing cycle following a change in the Prime Rate. Your rate will be equal to the Prime Rate plus a margin of: 3.70%-14.70% for Select and Select Secured; 5.70%-15.70% for Rewards and Cash Back. Any increase will take the form of more payments of the same amount. Your variable rate will never be more than the maximum rate allowed by applicable law.<\/p>\n<p style=\"text-align: left;\">Rates and fees are subject to change. Please check with your local branch, or call if we can answer any questions.<\/p>\n<p style=\"text-align: left;\">*All loans are subject to credit approval. Your rate and credit limit will be determined based on individual creditworthiness including income, debt ratio, and employment. Verification of income may be required. Must be 18 years of age to qualify for a loan. Must be a Sound Credit Union member to participate. Anyone who lives or works in WA can join. Membership at Sound requires a savings account.<\/p>\n<\/div>\n\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t<\/tfoot>\n\t\t\t\t\t<tbody>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Card Type<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Rewards<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APR Range<sup>*1<\/sup><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>12.45% &#8211; 22.45%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Card Type<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Cash Back<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APR Range<sup>*1<\/sup><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>12.45% &#8211; 22.45%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Card Type<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Select<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APR Range<sup>*1<\/sup><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>10.45% &#8211; 21.45%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Card Type<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Select Secured<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APR Range<sup>*1<\/sup><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>10.45% &#8211; 21.45%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<\/tbody>\n\t\t\t<\/table>\n<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\tco-accordion--header\n\t\t\t\t\t\t\tjs-accord_toggle\n\t\t\t\t\t\t\tclosed\n\t\t\t\t\t\t\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<span class=\"text-md\">Credit Card Balance Transfer Calculator<\/span>\n\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewBox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"\n\t\t\t\t\t\tco-accordion--panel\n\t\t\t\t\t\tjs-accord_content\n\t\t\t\t\t\">\n\t\t\t\t\t\t  <script src=\"https:\/\/embed.signalintent.com\/js\/embedded.js?org-guid=850e5e14-1a59-4071-99d9-018f3fef274d\"><\/script>\n  <div id=\"sgi\" data-guid=\"df1c62c9-bf28-4c14-9ad3-55ae0b8bbda3\"><\/div>\n  \n<hr \/>\n<div class=\"small-text\">This calculator is being provided by Sound Credit Union in association with Chimney. The information is being provided for educational purposes only. The outcome of the calculations is based on the assumptions you provide in the calculator and assumes that no additional charges will be made during the period displayed. Your card agreement may require a minimum payment higher than the number shown in the calculator and the numbers assume that all payments, including all fees, are made on time. Finance charges will vary according to your credit card Terms and Conditions.<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t<\/section>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__cc-comparison-horizontal co-flex_row__next_row__full-width-promo\" id=\"rates\">\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-ccHorizontal\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Rewards Credit Card<\/h2><div class=\"co-intro_text--intro\"><p>Earn Sound Rewards on every purchase.<\/p>\n<\/div>\t\t<\/header>\n\t\t\t\t<div class=\"co-ccHorizontal--wrapper\">\n\t\t\t\t\t\t\t\t\t<div class=\"co-ccHorizontal--card\">\n\t\t\t\t\t\t<div class=\"co-ccHorizontal--table prow\">\n\t\t\t\t\t\t\t<div class=\"co-ccHorizontal--col co-ccHorizontal--col_image pcol-md:4 pcol-lg:4\"><img loading=\"lazy\" decoding=\"async\" width=\"730\" height=\"467\" src=\"https:\/\/www.soundcu.com\/files\/Sound-Consumer-CC-Rewards-730x467.jpg\" class=\"co-ccHorizontal--card_img\" alt=\"Sound Credit Union Consumer Rewards Credit Card\" srcset=\"https:\/\/www.soundcu.com\/files\/Sound-Consumer-CC-Rewards-730x467.jpg 730w, https:\/\/www.soundcu.com\/files\/Sound-Consumer-CC-Rewards-540x345.jpg 540w, https:\/\/www.soundcu.com\/files\/Sound-Consumer-CC-Rewards-768x491.jpg 768w, https:\/\/www.soundcu.com\/files\/Sound-Consumer-CC-Rewards-396x253.jpg 396w, https:\/\/www.soundcu.com\/files\/Sound-Consumer-CC-Rewards-955x610.jpg 955w, https:\/\/www.soundcu.com\/files\/Sound-Consumer-CC-Rewards-75x48.jpg 75w, https:\/\/www.soundcu.com\/files\/Sound-Consumer-CC-Rewards.jpg 1050w\" sizes=\"auto, (max-width: 730px) 100vw, 730px\" \/><\/div>\t\t\t\t\t\t\t<div class=\"co-ccHorizontal--col pcol-md:4 pcol-lg:5\">\n\t\t\t\t\t\t\t\t<h3 class=\"co-ccHorizontal--heading\">Rewards Credit Card<\/h3>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>Best if you&#8217;re interested in&#8230;<\/span>\n\t\t\t\t\t\t\t\t\t<ul>\n<li>Earn <a href=\"https:\/\/www.soundcu.com\/personal\/rewards\/\">Sound Rewards<\/a> on every purchase.<\/li>\n<li>Get an extra 10,000 points with your new card<\/li>\n<li>Auto rental collision damage waiver<sup>2<\/sup><\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-ccHorizontal--col_inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-ccHorizontal--col_inner--content\">\n\t\t\t\t\t\t\t\t\t\t\t<span>APR<\/span>\n\t\t\t\t\t\t\t\t\t\t\t12.45% &#8211;22.45%\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-ccHorizontal--col_inner--content\">\n\t\t\t\t\t\t\t\t\t\t\t<span>Fees<\/span>\n\t\t\t\t\t\t\t\t\t\t\tNo Annual Fee\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-ccHorizontal--col co-ccHorizontal--col_ctas  pcol-md:4 pcol-lg:3\">\n\t\t\t\t\t\t\t\t<a class=\"co-ccHorizontal--button gtm-button\" href=\"https:\/\/app.loanspq.com\/cc\/CreditCard.aspx?lenderref=soundcu082521&#038;_gl=1*1i6z3u3*_ga*NzQxODg3MDM4LjE2NzU0NjIzNDE.*_ga_FR6440DWJ8*MTY5MjMwODEyMy4xMDMuMS4xNjkyMzA5OTQ4LjQ2LjAuMA..&#038;_ga=2.97024223.1977257691.1692289687-741887038.1675462341\" rel=\"noopener\">APPLY NOW<\/a>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__full-width-promo co-flex_row__next_row__related-products\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t<div class=\"co-fwp_wrap\">\n\t\t\t<div \n\t\t\tclass=\"co-fwp js-promo\" \n\t\t\tdata-position=\"fw-promo\" \n\t\t\tdata-title=\"Get a 10,000 Point Head Start on Rewards Credit Card\" \n\t\t\tdata-id=\"7749\" \n\t\t\tdata-isretar=\"false\"\n\t\t>\n\t\t\t<div class=\"prow\">\n\t\t\t\t<div class=\"co-fwp--img_wrap pcol-md:6 pcol-lg:5\">\n\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"462\" src=\"https:\/\/www.soundcu.com\/files\/iStock-1392022910_700x462.jpg\" class=\"co-fwp--img\" alt=\"couple during sunrise watching hot air balloons in Cappadocia, Turkey\" srcset=\"https:\/\/www.soundcu.com\/files\/iStock-1392022910_700x462.jpg 700w, https:\/\/www.soundcu.com\/files\/iStock-1392022910_700x462-540x356.jpg 540w, https:\/\/www.soundcu.com\/files\/iStock-1392022910_700x462-396x261.jpg 396w, https:\/\/www.soundcu.com\/files\/iStock-1392022910_700x462-75x50.jpg 75w\" sizes=\"auto, (max-width: 700px) 100vw, 700px\" \/>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"co-fwp--text pcol-md:6 pcol-lg:7\">\n\t\t\t\t\t<h2 class=\"co-fwp--title\">Get a 10,000 Point Head Start on Rewards Credit Card<\/h2><div class=\"co-fwp--desc\"><p>Open a new Rewards credit card and we&#8217;ll give you 10,000 Rewards points to get you started.<\/p>\n<\/div><a class=\"co-fwp--button co-button gtm-button\" href=\"https:\/\/www.soundcu.com\/bonus-rewards\/\">LEARN MORE<\/a>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__related-products co-flex_row__next_row__multi-path-cta\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-rel_prods\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<div class=\"co-intro_text--intro\"><p>Explore related credit cards.<\/p>\n<\/div>\t\t<\/header>\n\t\t\t\t<div class=\"co-rel_prods--cols prow prow-md:2 justify-center\">\n\t\t\t\t\t\t\t\t\t<div class=\"co-rel_prods--col\">\n\t\t\t\t\t\t<h2 class=\"co-rel_prods--col_title\">Cash Back<\/h2><div class=\"co-rel_prods--col_desc\">The Sound Cash Back Credit Card. Earn 1.5% on every purchase.<\/div><a class=\"co-rel_prods--col_cta\" href=\"https:\/\/www.soundcu.com\/personal\/credit-cards\/cash-back\/\" target=\"_blank\" aria-label=\"Read more about Cash Back\">Read more<\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"co-rel_prods--col\">\n\t\t\t\t\t\t<h2 class=\"co-rel_prods--col_title\">Select Secured<\/h2><div class=\"co-rel_prods--col_desc\">Sound&#8217;s Select Secured Credit Card<\/div><a class=\"co-rel_prods--col_cta\" href=\"https:\/\/www.soundcu.com\/personal\/credit-cards\/select-secured\/\" target=\"_blank\" aria-label=\"Read more about Select Secured\">Read more<\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__multi-path-cta co-flex_row__next_row__disclosures\" id=\"apply\">\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-mp_ctas\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Get approved for a Sound Rewards Credit Card today!<\/h2>\t\t<\/header>\n\t\t\t<div class=\"co-mp_ctas--list prow justify-center\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-mp_cta pcol-lg:4\">\n\t\t\t\t\t<div class=\"co-mp_cta--title\">\n\t\t\t\t\t\tGet started now\t\t\t\t\t<\/div>\n\t\t\t\t\t<a class=\"co-mp_cta--link gtm-button\" href=\"https:\/\/app.loanspq.com\/cc\/CreditCard.aspx?lenderref=soundcu082521&#038;_gl=1*dlwkik*_ga*MTA1MzQyMDc1My4xNjgzMDU4MTM2*_ga_FR6440DWJ8*MTY5NzIwOTk5Mi42NC4xLjE2OTcyMTUzNjYuNDUuMC4w&#038;_ga=2.190972521.2127022585.1697209993-1053420753.1683058136\" rel=\"noopener\">Apply online<\/a>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-mp_cta pcol-lg:4\">\n\t\t\t\t\t<div class=\"co-mp_cta--title\">\n\t\t\t\t\t\tVisit a local branch\t\t\t\t\t<\/div>\n\t\t\t\t\t<a class=\"co-mp_cta--link gtm-button\" href=\"https:\/\/www.soundcu.com\/branches\/\">Find a Branch<\/a>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-mp_cta pcol-lg:4\">\n\t\t\t\t\t<div class=\"co-mp_cta--title\">\n\t\t\t\t\t\tCall Us\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-mp_cta--content\">\n\t\t\t\t\t\t\t<p><a href=\"tel:8005628130\">800.562.8130<\/a><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__last co-flex_row__disclosures\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-disclosures\">\n\t\t<h2 class=\"co-disclosures--title\">Disclosures<\/h2>\n\t\t<div class=\"co-disclosures--content\">\n\t\t\t<div class=\"small-text\">\n<p>Redemption of Sound Rewards points is subject to the\u00a0<a href=\"https:\/\/www.soundcu.com\/files\/Sound-Rewards-Terms-Conditions.pdf\">terms and conditions of the Rewards program<\/a>. All points accumulate under one membership account and accumulation begins 5-7 days after enrollment. Points expire after 4 years.<br \/>\n<strong>Personal &amp; Business Credit:<\/strong>\u00a0Must be a Sound Credit Union member to apply. Subject to credit approval. Your rate and credit limit will be determined by individual creditworthiness including income, debt-to-income ratio, employment and credit history. Must be 18 years of age to qualify. Verification of income may be required. 10,000 Sound Rewards points will be awarded on the first day of the month following account opening.<br \/>\n<strong>Business Debit:<\/strong>\u00a0Upon request, your Sound Business checking account will be enrolled to receive free Business Debit Rewards. Must meet qualifying criteria to participate. A one-time signup will enroll every valid Sound debit card connected to the business membership account. You can monitor and redeem points within 5-7 days of enrollment. Debit Rewards will be automatically removed if there is no debit card activity for more than six (6) months.<br \/>\n<strong>*Gifting Points:<\/strong> Recipient must redeem gifted points within 90 days of receipt or they will expire.<\/p>\n<\/div>\n<div class=\"small-text\">\n<p style=\"text-align: left;\"><a href=\"https:\/\/www.soundcu.com\/files\/Credit-Card-Agreement-and-Disclosures.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Credit Card Agreement and Disclosures<\/a><br \/>\n\u00b9Earn cash back on qualified purchases less credits, returns, or adjustments that are not payments. Qualified purchases do not include balance transfers, cash advances, convenience checks, purchases of cash equivalents (i.e. money orders, gaming transactions, etc.), tax payments, finance charges, fees, unauthorized\/fraudulent transactions, credit insurance, credit protection and debt cancellation charges. \u00b2Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa Signature card to secure transactions. Please refer to Your Guide to Benefits (<a href=\"https:\/\/www.soundcu.com\/files\/Visa-Consumer-and-Business-Credit-Card-Benefits.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Visa Cards<\/a>\u00a0|\u00a0<a href=\"https:\/\/www.soundcu.com\/files\/Cash-Back-Visa-SignatureR-Program-Terms-and-Conditions.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Visa Signature Cards<\/a>) for further details. \u00b3Cardholder is responsible for the cost of any goods or services purchased by the Visa Signature Concierge on the cardholder\u2019s behalf. Cash Back rewards will post to member\u2019s Savings account.<\/p>\n<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\t<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":9,"featured_media":0,"parent":2322,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"content-type":"","_searchwp_excluded":"","footnotes":""},"county":[],"class_list":["post-2323","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/pages\/2323","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/comments?post=2323"}],"version-history":[{"count":5,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/pages\/2323\/revisions"}],"predecessor-version":[{"id":17590,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/pages\/2323\/revisions\/17590"}],"up":[{"embeddable":true,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/pages\/2322"}],"wp:attachment":[{"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/media?parent=2323"}],"wp:term":[{"taxonomy":"county","embeddable":true,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/county?post=2323"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}