{"id":2329,"date":"2023-08-14T18:12:38","date_gmt":"2023-08-15T01:12:38","guid":{"rendered":"https:\/\/www.soundcu.com\/personal\/home-loans\/equity\/"},"modified":"2025-11-19T16:25:49","modified_gmt":"2025-11-20T00:25:49","slug":"equity","status":"publish","type":"page","link":"https:\/\/www.soundcu.com\/personal\/home-loans\/equity\/","title":{"rendered":"Home Equity Loans"},"content":{"rendered":"
\n\t
\n\t\t\t
\n\t\t
\n\t\t\t
\n\t\t\t\t\t\t\t\t\t
\n\t\t\t\t\t\t
<\/clipPath><\/defs><\/svg><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t\t

\n\t\t\t\t\t\t\tHome Equity Loans\t\t\t\t\t\t<\/h1>\n\t\t\t\t\t\t\t\t\t\t

Get a Home Equity Loan from Sound<\/h2>\t\t\t\t\t

Put the equity in your home to work (or play) for you.<\/p>\t\t\t\t\t\t

\n\t\t\t\t\t\t\tApply Today<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/header>\n\n\t<\/div>\n<\/div>\n\n\n
\n\t
\n\t\t\t
\n\t\t

Use your equity to fix up your fixer upper, cover major expenses, or consolidate debt.<\/h2>\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n
\n\t
\n\t\t\t
\n\t\t\n\t\t\t
\n\t\t\t\tPage Menu<\/button>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\tBenefits\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\tRates\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\tFAQs\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\tApply\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/nav>\n\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n
\n\t
\n\t\t\t
\n\t\t\t\t\t
\n\t\t\t\t\t\t\t\t\t
\n\t\t\t\t\t\t\t\n\t\tArrows Up & Down<\/title>\n\t\tclass=”wrapper”>\n <g transform=\"translate(-190 -816.756)\">\n\t\t\t<path d=\"M115.662,3035.821a19.089,19.089,0,1,0,19.089,19.089,19.111,19.111,0,0,0-19.089-19.089m0,35.076a15.987,15.987,0,1,1,15.987-15.987,16.005,16.005,0,0,1-15.987,15.987\" transform=\"translate(112.892 -2202.945)\" fill=\"#efc025\"\/>\n\t\t\t<path d=\"M166.012,3075.169h1.469a2.329,2.329,0,0,1,2.327,2.327h3.1a5.437,5.437,0,0,0-4.653-5.373v-2.4a.758.758,0,0,0-.758-.758h-1.586a.758.758,0,0,0-.758.758v2.4a5.436,5.436,0,0,0-4.65,5.58,5.512,5.512,0,0,0,5.551,5.221H167.4a2.382,2.382,0,0,1,2.4,2.167,2.329,2.329,0,0,1-2.321,2.486H165.93a2.329,2.329,0,0,1-2.327-2.327h-3.1a5.436,5.436,0,0,0,4.654,5.373v2.285a.874.874,0,0,0,.874.874h1.355a.874.874,0,0,0,.874-.874v-2.285a5.436,5.436,0,0,0,4.649-5.58,5.512,5.512,0,0,0-5.551-5.221H165.93a2.329,2.329,0,0,1-2.321-2.486,2.382,2.382,0,0,1,2.4-2.167\" transform=\"translate(61.849 -2229.409)\" fill=\"#efc025\"\/>\n\t\t\t<path d=\"M146.579,3015.109v-24.868h5.315l-9.285-13.923-10.492,13.923h5.154v24.868a18.8,18.8,0,0,1-34.206,10.792l-5.777,7.666a28.088,28.088,0,0,0,49.29-18.458\" transform=\"translate(112.32 -2155.436)\" fill=\"#00205b\"\/>\n\t\t\t<path d=\"M9.285,3022.758l10.492-13.924H14.622v-24.867a18.8,18.8,0,0,1,34.206-10.792l5.777-7.666a28.088,28.088,0,0,0-49.29,18.458v24.867H0Z\" transform=\"translate(190 -2139.087)\" fill=\"#1f79af\"\/>\n <\/g>\n\t<\/symbol>\t<\/svg>\n<h2 class=\"co-columns--box_headline\" >Flexible Options<\/h2><div class=\"co-columns--box_desc\"><p>Get one lump sum or borrow what you need as you need it.<\/p>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t\t<svg\n\t\tclass=\"co-columns--box_icon IconCalendarCrossedOut\"\n\t\tviewBox=\"0 0 81.407 71.232\"\n\t\twidth=\"81.407\"\n\t\theight=\"71.232\"\n\t>\n\t\t<title>Calendar Crossed Out<\/title>\n\t\tclass=”wrapper”>\n <g transform=\"translate(-199.078 -627.12)\">\n\t\t\t<rect width=\"16.96\" height=\"1.696\" transform=\"translate(251.654 654.419)\" fill=\"#1f79af\"\/>\n\t\t\t<path d=\"M123.113,2014.966H48.38a3.337,3.337,0,0,0-3.337,3.338v10.679H126.45V2018.3a3.338,3.338,0,0,0-3.338-3.338m-69.59,8.48H50.131v-3.392h3.392Zm6.784,0H56.915v-3.392h3.392Zm7.084,0H64v-3.392h3.392Zm40.657,0h-3.392v-3.392h3.392Zm6.784,0H111.44v-3.392h3.392Zm7.084,0h-3.392v-3.392h3.392Z\" transform=\"translate(154.035 -1387.846)\" fill=\"#00205b\"\/>\n\t\t\t<path d=\"M289.067,2142.063h23.744v-8.48H289.067Zm20.352-3.392h-16.96v-1.7h16.96Z\" transform=\"translate(-40.805 -1482.555)\" fill=\"#efc025\"\/>\n\t\t\t<rect width=\"22.048\" height=\"3.392\" transform=\"translate(248.988 678.163)\" fill=\"#efc025\"\/>\n\t\t\t<rect width=\"11.872\" height=\"3.392\" transform=\"translate(248.988 683.251)\" fill=\"#efc025\"\/>\n\t\t\t<path d=\"M45.043,2084.509v47.5a9.712,9.712,0,0,0,9.712,9.712h61.984a9.712,9.712,0,0,0,9.712-9.712v-47.5Zm38.951,40.235a12.346,12.346,0,0,1-5.334,4.472,20.621,20.621,0,0,1-8.865,1.7,31.7,31.7,0,0,1-7.662-.941,22.683,22.683,0,0,1-6.564-2.667l3.766-7.793a16.858,16.858,0,0,0,4.838,2.249,18.916,18.916,0,0,0,5.308.785,7.847,7.847,0,0,0,4.236-.994,3.156,3.156,0,0,0,1.569-2.824q0-3.556-5.6-3.556H65.349v-6.538l6.538-7.061H57.452v-8H83.916v6.485l-7.584,8.159a12.184,12.184,0,0,1,6.982,3.74,9.972,9.972,0,0,1,2.432,6.773,11.045,11.045,0,0,1-1.752,6.015m22.83,5.271H94.952v-3.392h11.872ZM117,2124.928H94.952v-3.392H117Zm.97-22.048H94.227v-8.48H117.97Z\" transform=\"translate(154.035 -1443.373)\" fill=\"#1f79af\"\/>\n <\/g>\n\t<\/symbol>\t<\/svg>\n<h2 class=\"co-columns--box_headline\" >Flexible Terms<\/h2><div class=\"co-columns--box_desc\"><p>Up to 15 years on a Home Equity Loan.<\/p>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t\t<svg\n\t\tclass=\"co-columns--box_icon IconPercentageDown\"\n\t\tviewBox=\"0 0 55.943 71.604\"\n\t\twidth=\"55.943\"\n\t\theight=\"71.604\"\n\t>\n\t\t<title>Percentage Down<\/title>\n\t\tclass=”wrapper”>\n <g transform=\"translate(-483.021 -627.12)\">\n\t\t\t<path d=\"M1482.049,2030.212l-28.228-15.246v4.584l28.228,15.246,27.715-15.246v-4.584Z\" transform=\"translate(-970.8 -1387.846)\" fill=\"#00205b\"\/>\n\t\t\t<path d=\"M1555,2158.668a2.847,2.847,0,1,0-2.847-2.847,2.851,2.851,0,0,0,2.847,2.847\" transform=\"translate(-1049.314 -1498.038)\" fill=\"#1f79af\"\/>\n\t\t\t<path d=\"M1613.209,2241.026a2.847,2.847,0,1,0,2.847,2.847,2.85,2.85,0,0,0-2.847-2.847\" transform=\"translate(-1095.79 -1568.343)\" fill=\"#1f79af\"\/>\n\t\t\t<path d=\"M1482.049,2052.953l-28.228-15.246v44.68l27.971,22.34,27.971-22.34v-44.68Zm-5.561,4.175a6.658,6.658,0,1,1-6.658,6.658,6.666,6.666,0,0,1,6.658-6.658m-7.358,25.9,22.178-22.178,2.694,2.695-22.178,22.178Zm19.09,5.158a6.658,6.658,0,1,1,6.658-6.658,6.665,6.665,0,0,1-6.658,6.658\" transform=\"translate(-970.801 -1406.004)\" fill=\"#1f79af\"\/>\n\t\t\t<rect width=\"31.365\" height=\"3.811\" transform=\"translate(498.329 677.03) rotate(-45)\" fill=\"#efc025\"\/>\n\t\t\t<path d=\"M1539.905,2134.067a6.658,6.658,0,1,0,6.658,6.658,6.665,6.665,0,0,0-6.658-6.658m0,9.5a2.847,2.847,0,1,1,2.847-2.847,2.85,2.85,0,0,1-2.847,2.847\" transform=\"translate(-1034.218 -1482.942)\" fill=\"#efc025\"\/>\n\t\t\t<path d=\"M1598.113,2222.119a6.658,6.658,0,1,0,6.658,6.658,6.665,6.665,0,0,0-6.658-6.658m0,9.505a2.847,2.847,0,1,1,2.847-2.847,2.851,2.851,0,0,1-2.847,2.847\" transform=\"translate(-1080.694 -1553.247)\" fill=\"#efc025\"\/>\n <\/g>\n\t<\/symbol>\t<\/svg>\n<h2 class=\"co-columns--box_headline\" >Lower Interest Rate<\/h2><div class=\"co-columns--box_desc\"><p>On average, home equity loans offer lower rates than personal loans, student loans, or credit cards.<\/p>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t\t<svg\n\t\tclass=\"co-columns--box_icon IconATM\"\n\t\tviewBox=\"0 0 66.742 69.624\"\n\t\twidth=\"66.742\"\n\t\theight=\"69.624\"\n\t>\n\t\t<title>ATM<\/title>\n\t\tclass=”wrapper”>\n <g transform=\"translate(-963.171 -221.557)\">\n\t\t\t<path d=\"M3836.088,23.077V2.764h66.742V23.077a2.9,2.9,0,1,1-5.8,0V8.568h-55.135V23.077a2.9,2.9,0,1,1-5.8,0\" transform=\"translate(-2872.917 218.792)\" fill=\"#efc025\"\/>\n\t\t\t<rect width=\"5.804\" height=\"20.313\" transform=\"translate(983.484 230.262)\" fill=\"#00205b\"\/>\n\t\t\t<rect width=\"5.804\" height=\"14.509\" transform=\"translate(983.484 253.477)\" fill=\"#00205b\"\/>\n\t\t\t<path d=\"M4066.448,106.874h5.8a2.9,2.9,0,0,0,2.9-2.9V45.956h-8.705Z\" transform=\"translate(-3056.847 184.306)\" fill=\"#1f79af\"\/>\n\t\t\t<path d=\"M3916.892,45.956h-23.215v58.016a2.9,2.9,0,0,0,2.9,2.9h20.313Zm-14.509,0h5.8V66.269h-5.8Zm0,23.215h5.8V83.68h-5.8Z\" transform=\"translate(-2918.899 184.306)\" fill=\"#1f79af\"\/>\n\t\t\t<path d=\"M4008.858,45.957v60.918h11.607V45.957Z\" transform=\"translate(-3010.865 184.305)\" fill=\"#00205b\"\/>\n <\/g>\n\t<\/symbol>\t<\/svg>\n<h2 class=\"co-columns--box_headline\" >Easy Access to Funds<\/h2><div class=\"co-columns--box_desc\"><p>Access your line of credit with your Equity credit card or an online balance transfer.<\/p>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t\t<svg\n\t\tclass=\"co-columns--box_icon IconDollarBillDownArrow\"\n\t\tviewBox=\"0 0 71.177 71.474\"\n\t\twidth=\"71.177\"\n\t\theight=\"71.474\"\n\t>\n\t\t<title>Dollar Bill with Down Arrow<\/title>\n\t\tclass=”wrapper”>\n <g transform=\"translate(-944.87 -816.3)\">\n\t\t\t<path d=\"M3861.006,3180.329h-6.976l12.187,18.274,13.771-18.274h-6.765v-9.391h-12.216Z\" transform=\"translate(-2887.242 -2310.829)\" fill=\"#00205b\"\/>\n\t\t\t<path d=\"M3817.609,2971.729h-44.03a11.277,11.277,0,0,1-10.143,9.08v17.416a11.275,11.275,0,0,1,10.282,10h43.753a11.277,11.277,0,0,1,9.826-9.951v-17.507a11.281,11.281,0,0,1-9.687-9.034m-23.158,16.212h1.83a6.4,6.4,0,0,1,.914,12.738v3.725h-3.658v-3.725a6.405,6.405,0,0,1-5.488-6.335h3.658a2.747,2.747,0,0,0,2.744,2.744h1.83a2.744,2.744,0,1,0,0-5.488h-1.83a6.4,6.4,0,0,1-.915-12.738v-3.725h3.658v3.725a6.411,6.411,0,0,1,5.488,6.336h-3.658a2.748,2.748,0,0,0-2.744-2.744h-1.83a2.744,2.744,0,0,0,0,5.488\" transform=\"translate(-2814.908 -2151.771)\" fill=\"#1f79af\"\/>\n\t\t\t<path d=\"M4049.839,3128.015h6.135v-6.253a7.617,7.617,0,0,0-6.135,6.253\" transform=\"translate(-3043.586 -2271.565)\" fill=\"#1f79af\"\/>\n\t\t\t<path d=\"M4050.875,2971.73a7.62,7.62,0,0,0,5.927,5.336v-5.336Z\" transform=\"translate(-3044.413 -2151.772)\" fill=\"#1f79af\"\/>\n\t\t\t<path d=\"M3763.437,3121.42v6.322h6.592a7.614,7.614,0,0,0-6.592-6.322\" transform=\"translate(-2814.908 -2271.292)\" fill=\"#1f79af\"\/>\n\t\t\t<path d=\"M3769.82,2971.73h-6.383v5.405a7.616,7.616,0,0,0,6.383-5.405\" transform=\"translate(-2814.908 -2151.772)\" fill=\"#1f79af\"\/>\n\t\t\t<path d=\"M3893.787,3001.442h-1.829a2.744,2.744,0,0,1,0-5.488h1.829a2.747,2.747,0,0,1,2.744,2.744h3.658a6.41,6.41,0,0,0-5.488-6.335v-3.725h-3.658v3.725a6.4,6.4,0,0,0,.915,12.737h1.829a2.744,2.744,0,1,1,0,5.488h-1.829a2.746,2.746,0,0,1-2.744-2.744h-3.659a6.406,6.406,0,0,0,5.488,6.336v3.725h3.658v-3.725a6.4,6.4,0,0,0-.915-12.738\" transform=\"translate(-2912.414 -2165.272)\" fill=\"#ffc400\"\/>\n\t\t\t<path d=\"M3797.428,2953.58h-52.142v43.809h71.177V2953.58Zm-48.484,3.658h6.383a7.617,7.617,0,0,1-6.383,5.406Zm0,36.492v-6.322a7.615,7.615,0,0,1,6.592,6.322Zm63.861,0h-6.135a7.617,7.617,0,0,1,6.135-6.253Zm0-9.951a11.276,11.276,0,0,0-9.826,9.951h-43.753a11.274,11.274,0,0,0-10.282-10v-17.416a11.277,11.277,0,0,0,10.143-9.08h44.031a11.281,11.281,0,0,0,9.687,9.034Zm0-21.205a7.621,7.621,0,0,1-5.927-5.336h5.927Z\" transform=\"translate(-2800.416 -2137.281)\" fill=\"#00205b\"\/>\n <\/g>\n\t<\/symbol>\t<\/svg>\n<h2 class=\"co-columns--box_headline\" >Potential Tax Savings<\/h2><div class=\"co-columns--box_desc\"><p>Interest paid on your home equity loan may be tax deductible.<sup>1<\/sup><\/p>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__blue co-flex_row__columns co-flex_row__next_row__accordions\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-columns\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Open your home equity loan in a few steps.<\/h2>\t\t<\/header>\n\t\t\t\t<div class=\"co-columns--row prow prow-md:2 prow-lg:3 co-columns--row__icons justify-center\">\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t\t<svg\n\t\tclass=\"co-columns--box_icon IconNumber1\"\n\t\tviewBox=\"0 0 33.244 68.567\"\n\t\twidth=\"33.244\"\n\t\theight=\"68.567\"\n\t>\n\t\t<title>Number 1<\/title>\n\t\tclass=”wrapper”>\n <g transform=\"translate(0 0)\">\n\t\t\t<path d=\"M103.694,6794.606v-62.012H75.441v12.372h11.8v49.64Z\" transform=\"translate(-73.928 -6731.083)\" fill=\"#1f79af\"\/>\n\t\t\t<path d=\"M101.718,6732.638v-5.044H70.44v15.4h3.479v3.531h8.319v46.108h3.479v3.531h17.968v-63.523Zm-17.968,58.48v-49.64h-11.8v-12.372h28.253v62.012Z\" transform=\"translate(-70.44 -6727.594)\" fill=\"#00205b\"\/>\n <\/g>\n\t<\/symbol>\t<\/svg>\n<h3 class=\"co-columns--box_headline\" >Apply for your loan<\/h3><div class=\"co-columns--box_desc\"><p>Submit your application online or in a branch and find out what rate you qualify for.<\/p>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t\t<svg\n\t\tclass=\"co-columns--box_icon IconNumber2\"\n\t\tviewBox=\"0 0 56.499 69.839\"\n\t\twidth=\"56.499\"\n\t\theight=\"69.839\"\n\t>\n\t\t<title>Number 2<\/title>\n\t\tclass=”wrapper”>\n <g transform=\"translate(0)\">\n\t\t\t<path d=\"M526.219,6791.676v-12.734H500.54l13.4-12.383c4.146-3.791,6.974-7.21,8.409-10.166a21.417,21.417,0,0,0,2.147-9.425,16.5,16.5,0,0,0-2.991-9.772,19.249,19.249,0,0,0-8.39-6.5,32.128,32.128,0,0,0-12.547-2.3,33.017,33.017,0,0,0-15.528,3.453,25.547,25.547,0,0,0-9.726,8.766l12.037,6.715a13.7,13.7,0,0,1,4.737-4.246,14.264,14.264,0,0,1,6.847-1.68,10.11,10.11,0,0,1,6.561,1.9,6.646,6.646,0,0,1,2.362,5.394,11,11,0,0,1-1.262,5.016,23.2,23.2,0,0,1-4.782,5.787l-23.54,22.014v10.168Z\" transform=\"translate(-473.198 -6726.881)\" fill=\"#1f79af\"\/>\n\t\t\t<path d=\"M522.857,6778.986v-5.044H505.779l6.521-6.028q6.351-5.807,8.576-10.391a22.059,22.059,0,0,0,2.223-9.755,46.42,46.42,0,0,0-5.237-14.936,20.729,20.729,0,0,0-9.034-7.02,33.661,33.661,0,0,0-13.136-2.42,34.509,34.509,0,0,0-16.233,3.627,26.958,26.958,0,0,0-10.731,9.989l-.4.669L473,6740.29c-.315.455-.618.92-.907,1.4l13.34,7.441a13.039,13.039,0,0,1,4.855-4.584,13.487,13.487,0,0,1,6.489-1.588,11.367,11.367,0,0,1,4.541.8,6.9,6.9,0,0,1,.147,1.442,9.511,9.511,0,0,1-1.1,4.329,22.163,22.163,0,0,1-4.471,5.371l-24.016,22.459V6789.7h3.479v3.531h49.458v-14.246Zm-49.458,9.2v-10.17l23.54-22.013a23.226,23.226,0,0,0,4.782-5.786,11,11,0,0,0,1.262-5.017,6.644,6.644,0,0,0-2.362-5.394,10.1,10.1,0,0,0-6.561-1.9,14.275,14.275,0,0,0-6.847,1.679,13.711,13.711,0,0,0-4.737,4.249l-12.037-6.716a25.55,25.55,0,0,1,9.726-8.767,33.017,33.017,0,0,1,15.528-3.452,32.147,32.147,0,0,1,12.547,2.3,19.253,19.253,0,0,1,8.39,6.5,16.5,16.5,0,0,1,2.991,9.771,21.413,21.413,0,0,1-2.147,9.425c-1.435,2.957-4.263,6.375-8.409,10.166l-13.4,12.383h25.678v12.736Z\" transform=\"translate(-468.324 -6723.393)\" fill=\"#00205b\"\/>\n <\/g>\n\t<\/symbol>\t<\/svg>\n<h3 class=\"co-columns--box_headline\" >Submit documents and get an appraisal<\/h3><div class=\"co-columns--box_desc\"><p>To process the loan, we\u2019ll need proof of income and property details. We\u2019ll also send an appraiser out to your home.<\/p>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t\t<svg\n\t\tclass=\"co-columns--box_icon IconNumber3\"\n\t\tviewBox=\"0 0 56.061 69.839\"\n\t\twidth=\"56.061\"\n\t\theight=\"69.839\"\n\t>\n\t\t<title>Number 3<\/title>\n\t\tclass=”wrapper”>\n <g transform=\"translate(0 0)\">\n\t\t\t<path d=\"M922.428,6794.266a54.452,54.452,0,0,0,13.113,1.611c5.966,0,11.032-.967,15.057-2.876a20.782,20.782,0,0,0,8.941-7.48,18.5,18.5,0,0,0,2.923-10.031,16.641,16.641,0,0,0-4.034-11.256c-2.69-3.095-6.626-5.2-11.7-6.245l-1.314-.271,13.87-14.922v-10.2H914.88v12.372H940.9l-12.318,13.3v10.289h6.776c6.945,0,10.467,2.332,10.467,6.929a6.211,6.211,0,0,1-3.074,5.538,14.4,14.4,0,0,1-7.755,1.842,33.777,33.777,0,0,1-9.422-1.39,30.581,30.581,0,0,1-7.878-3.522l-5.859,12.125a39.481,39.481,0,0,0,10.592,4.184\" transform=\"translate(-909.88 -6731.083)\" fill=\"#1f79af\"\/>\n\t\t\t<path d=\"M958.751,6766.6a17.5,17.5,0,0,0-3.692-6.848h0a19.352,19.352,0,0,0-6.923-4.975l10.118-10.886v-11.253h-1.966v-5.044H908.856v15.4h3.479v3.531h17.323l-7.1,7.668v12.4h3.479v3.531h7.532a16.286,16.286,0,0,1,6.16.968,5.758,5.758,0,0,1,.072.915,4.728,4.728,0,0,1-2.371,4.262,12.971,12.971,0,0,1-6.946,1.606,32.2,32.2,0,0,1-9-1.331,28.656,28.656,0,0,1-8.18-3.8l-.725-.5-7.212,14.924.577.359a34.1,34.1,0,0,0,3.884,2.071l-.761,1.575a39.331,39.331,0,0,0,11.389,4.628,54.924,54.924,0,0,0,13.295,1.634q9.165,0,15.382-2.949a21.424,21.424,0,0,0,9.256-7.76,19.161,19.161,0,0,0,3.04-10.436,17.636,17.636,0,0,0-2.679-9.689m-51.425,19.994,5.859-12.125a30.507,30.507,0,0,0,7.878,3.521,33.709,33.709,0,0,0,9.422,1.392,14.411,14.411,0,0,0,7.755-1.842,6.214,6.214,0,0,0,3.074-5.539c0-4.6-3.521-6.928-10.466-6.928h-6.776v-10.29l12.318-13.3H910.369v-12.372h44.406v10.2l-13.87,14.922,1.314.271c5.072,1.05,9.008,3.15,11.7,6.244A16.646,16.646,0,0,1,957.952,6772a18.505,18.505,0,0,1-2.923,10.032,20.778,20.778,0,0,1-8.941,7.479c-4.025,1.909-9.091,2.876-15.058,2.876a54.45,54.45,0,0,1-13.112-1.611,39.477,39.477,0,0,1-10.592-4.184\" transform=\"translate(-905.369 -6727.594)\" fill=\"#00205b\"\/>\n <\/g>\n\t<\/symbol>\t<\/svg>\n<h3 class=\"co-columns--box_headline\" >Get your funds<\/h3><div class=\"co-columns--box_desc\"><p>Once approved, you can access your funds from your Sound account, via online balance transfer, or with an Equity credit card.<\/p>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__blue co-flex_row__accordions co-flex_row__next_row__faqs\" id=\"rates\">\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<section class=\"co-accords_section\" aria-label=\"Today's rates\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Today’s rates<\/h2>\t\t<\/header>\n\t\t\t<div class=\"co-accordion\" data-animation=\"on\" data-multi-items=\"on\">\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\tco-accordion--header\n\t\t\t\t\t\t\tjs-accord_toggle\n\t\t\t\t\t\t\tclosed\n\t\t\t\t\t\t\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<span class=\"text-md\">Fixed Home Equity Loans<\/span>\n\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewBox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"\n\t\t\t\t\t\tco-accordion--panel\n\t\t\t\t\t\tjs-accord_content\n\t\t\t\t\t\">\n\t\t\t\t\t\t<div class=\"co-rates_table_wrap co-rates_table_wrap__rates_list\">\n\t<table class=\"co-rates_table\">\n\t\t<caption class=\"co-rates_table_wrap--title\" id=\"fixedhomeequityloans\">\n\t\t\tFixed Home Equity Loans\t\t<\/caption>\n\t\t\t\t\t<thead>\n\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>Home Equity Loans<sup>2<\/sup><\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>Term<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>APR Range*<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t<\/thead>\n\t\t\t\t\t<tfoot>\n\t\t\t\t<tr>\n\t\t\t\t\t<td class=\"co-rates_table--foot_cell\" colspan=\"3\">\n\t\t\t\t\t\t<div class=\"small-text\">\n<p style=\"text-align: left;\"><strong>\u00b2Home Equity Loans and Home Equity Lines of Credit:<\/strong><br \/>\nFinancing available on homes in WA, OR or ID. A $525 early closure fee is applied if the loan is closed within the first 24 months. Maximum loan amount is determined by the amount of equity in your home. Home equity line of credit has a variable rate based on Prime, as published in the Wall Street Journal, and subject to change during the term of the loan. The minimum APR is 3.99% and the maximum APR is 18%. Most home equity loans qualify for deductible interest. Consult your tax advisor for details. Homeowners insurance is required.<\/p>\n<p style=\"text-align: left;\">For 81% to 90% of appraised value, borrow up to $50,000 maximum for Home Equity loans and Home Equity Lines of Credit.\u00a0Non-owner occupied Fixed Home Equity Loans: maximum LTV 70% with a maximum loan amount of $150,000. Non-owner occupied HELOC rates: Prime +2% to Prime +4% APR; maximum LTV 70% with a maximum loan amount of $150,000.<\/p>\n<p style=\"text-align: left;\">120 payments of $12.07 per $1000 borrowed at 7.89% APR. Actual APR based on credit worthiness. Rate is based on 80% LTV or less. Some fees may apply. Payment examples do not include taxes and insurance. The actual payment obligation may be greater. Taxes and insurance will be paid by homeowner.<\/p>\n<p style=\"text-align: left;\">Rates and fees are subject to change. Please check with\u00a0<a href=\"https:\/\/www.soundcu.com\/branches\/\">your local branch<\/a>, or call 800.562.8130 with questions.<\/p>\n<\/div>\n\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t<\/tfoot>\n\t\t\t\t\t<tbody>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Home Equity Loans<sup>2<\/sup><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Up to 70% LTV<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Term<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Maximum 5 years<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APR Range*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>5.38% – 8.38%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Home Equity Loans<sup>2<\/sup><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Up to 70% LTV<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Term<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Maximum 10 years<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APR Range*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>6.38% – 9.00%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Home Equity Loans<sup>2<\/sup><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Up to 70% LTV<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Term<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Maximum 15 years<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APR Range*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>6.38% – 7.88%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Home Equity Loans<sup>2<\/sup><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Up to 80% LTV<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Term<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Maximum 5 years<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APR Range*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>6.38% – 8.13%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Home Equity Loans<sup>2<\/sup><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Up to 80% LTV<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Term<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Maximum 10 years<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APR Range*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>7.00% – 8.75%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Home Equity Loans<sup>2<\/sup><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Up to 80% LTV<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Term<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Maximum 15 years<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APR Range*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>7.13% – 7.88%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Home Equity Loans<sup>2<\/sup><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Up to 90% LTV<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Term<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Maximum 5 years<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APR Range*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>8.13% – 8.13%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Home Equity Loans<sup>2<\/sup><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Up to 90% LTV<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Term<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Maximum 10 years<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APR Range*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>8.75% – 8.75%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<\/tbody>\n\t\t\t<\/table>\n<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\tco-accordion--header\n\t\t\t\t\t\t\tjs-accord_toggle\n\t\t\t\t\t\t\tclosed\n\t\t\t\t\t\t\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<span class=\"text-md\"> Express Home Equity Mortgages<\/span>\n\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewBox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"\n\t\t\t\t\t\tco-accordion--panel\n\t\t\t\t\t\tjs-accord_content\n\t\t\t\t\t\">\n\t\t\t\t\t\t<div class=\"co-rates_table_wrap co-rates_table_wrap__rates_list\">\n\t<table class=\"co-rates_table\">\n\t\t<caption class=\"co-rates_table_wrap--title\" id=\"expresshomeequitymortgages\">\n\t\t\tExpress Home Equity Mortgages\t\t<\/caption>\n\t\t\t\t\t<thead>\n\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>Express Home Equity Mortgage<sup>1<\/sup><\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>Term<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>APR Range*<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t<\/thead>\n\t\t\t\t\t<tfoot>\n\t\t\t\t<tr>\n\t\t\t\t\t<td class=\"co-rates_table--foot_cell\" colspan=\"3\">\n\t\t\t\t\t\t<div class=\"small-text\">\n<p style=\"text-align: left;\"><b>\u00b9Express Home Equity Mortgage Loan:<br \/>\n<\/b>No fees, no closing costs except appraisal if needed. Homeowners insurance is required. A $525 early closure fee is applied if the loan is closed within the first 24 months. Borrow up to 75% of appraised value. Sound Credit Union will be in first lien position. Maximum loan amount of $249,999. Taxes and insurance will be paid by the homeowner. Financing available on homes in WA, OR or ID.<\/p>\n<p>120 payments of $11.50 per $1000 borrowed at 6.79% APR. Rate is based on 75% LTV or less.<\/p>\n<p style=\"text-align: left;\">Rates and fees are subject to change. Please check with <a href=\"https:\/\/www.soundcu.com\/branches\/\">your local branch<\/a>, or call if we can answer any questions.<\/p>\n<\/div>\n\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t<\/tfoot>\n\t\t\t\t\t<tbody>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Express Home Equity Mortgage<sup>1<\/sup><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Up to 75% LTV<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Term<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Maximum 5 years<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APR Range*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>5.38% – 5.88%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Express Home Equity Mortgage<sup>1<\/sup><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Up to 75% LTV<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Term<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Maximum 7 years<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APR Range*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>5.63% – 6.13%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Express Home Equity Mortgage<sup>1<\/sup><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Up to 75% LTV<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Term<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Maximum 10 years<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APR Range*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>5.88% – 6.38%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Express Home Equity Mortgage<sup>1<\/sup><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Up to 75% LTV<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Term<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Maximum 12 years<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APR Range*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>6.13% – 6.63%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Express Home Equity Mortgage<sup>1<\/sup><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Up to 75% LTV<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Term<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Maximum 15 years<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APR Range*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>6.38% – 6.50%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<\/tbody>\n\t\t\t<\/table>\n<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\tco-accordion--header\n\t\t\t\t\t\t\tjs-accord_toggle\n\t\t\t\t\t\t\tclosed\n\t\t\t\t\t\t\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<span class=\"text-md\">Green Fixed Home Equity Loans<\/span>\n\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewBox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"\n\t\t\t\t\t\tco-accordion--panel\n\t\t\t\t\t\tjs-accord_content\n\t\t\t\t\t\">\n\t\t\t\t\t\t<div class=\"co-rates_table_wrap co-rates_table_wrap__rates_list\">\n\t<table class=\"co-rates_table\">\n\t\t<caption class=\"co-rates_table_wrap--title\" id=\"greenfixedhomeequityloans\">\n\t\t\tGreen Fixed Home Equity Loans\t\t<\/caption>\n\t\t\t\t\t<thead>\n\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>Home Equity Loans<sup>3<\/sup><\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>Term<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>APR Range*<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t<\/thead>\n\t\t\t\t\t<tfoot>\n\t\t\t\t<tr>\n\t\t\t\t\t<td class=\"co-rates_table--foot_cell\" colspan=\"3\">\n\t\t\t\t\t\t<div class=\"small-text\">\n<p style=\"text-align: left;\"><strong><sup>3<\/sup>Home Equity Loans and Home Equity Lines of Credit:<\/strong><br \/>\nFinancing available on homes in WA, OR or ID. A $525 early closure fee is applied if the loan is closed within the first 24 months. Maximum loan amount is determined by the amount of equity in your home. Home equity line of credit has a variable rate based on Prime, as published in the Wall Street Journal, and subject to change during the term of the loan. The minimum APR is 3.99% and the maximum APR is 18%. Most home equity loans qualify for deductible interest. Consult your tax advisor for details. Homeowners insurance is required.<\/p>\n<p style=\"text-align: left;\">At least 51% of net proceeds from loan must be used for acceptable energy efficient improvements.<\/p>\n<p style=\"text-align: left;\">For 81% to 90% of appraised value, borrow up to $50,000 maximum for Home Equity loans and Home Equity Lines of Credit.\u00a0Non-owner occupied Fixed Home Equity Loans: maximum LTV 70% with a maximum loan amount of $150,000. Non-owner occupied HELOC rates: Prime +2% to Prime +4% APR; maximum LTV 70% with a maximum loan amount of $150,000.<\/p>\n<p>120 payments of $11.94 per $1000 borrowed at 7.64% APR. Rate is based on 80% LTV or less. Actual APR based on credit worthiness. Some fees may apply. Payment examples do not include taxes and insurance. The actual payment obligation may be greater. Taxes and insurance will be paid by homeowner.<\/p>\n<p style=\"text-align: left;\">Rates and fees are subject to change. Please check with your local branch or call 800.562.8130 with questions.<\/p>\n<\/div>\n\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t<\/tfoot>\n\t\t\t\t\t<tbody>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Home Equity Loans<sup>3<\/sup><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Up to 70% LTV<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Term<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Maximum 5 years<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APR Range*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>5.13% – 8.13%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Home Equity Loans<sup>3<\/sup><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Up to 70% LTV<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Term<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Maximum 10 years<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APR Range*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>6.13% – 8.75%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Home Equity Loans<sup>3<\/sup><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Up to 70% LTV<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Term<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Maximum 15 years<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APR Range*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>6.13% – 7.63%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Home Equity Loans<sup>3<\/sup><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Up to 80% LTV<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Term<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Maximum 5 years<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APR Range*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>6.13% – 7.88%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Home Equity Loans<sup>3<\/sup><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Up to 80% LTV<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Term<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Maximum 10 years<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APR Range*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>6.75% – 8.50%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Home Equity Loans<sup>3<\/sup><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Up to 80% LTV<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Term<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Maximum 15 years<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APR Range*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>6.88% – 7.63%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Home Equity Loans<sup>3<\/sup><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Up to 90% LTV<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Term<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Maximum 5 years<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APR Range*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>7.88% – 7.88%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Home Equity Loans<sup>3<\/sup><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Up to 90% LTV<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Term<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Maximum 10 years<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APR Range*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>8.50% – 8.50%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<\/tbody>\n\t\t\t<\/table>\n<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\tco-accordion--header\n\t\t\t\t\t\t\tjs-accord_toggle\n\t\t\t\t\t\t\tclosed\n\t\t\t\t\t\t\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<span class=\"text-md\">Home Equity Lines of Credit<\/span>\n\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewBox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"\n\t\t\t\t\t\tco-accordion--panel\n\t\t\t\t\t\tjs-accord_content\n\t\t\t\t\t\">\n\t\t\t\t\t\t<div class=\"co-rates_table_wrap co-rates_table_wrap__rates_list\">\n\t<table class=\"co-rates_table\">\n\t\t<caption class=\"co-rates_table_wrap--title\" id=\"homeequitylinesofcredit\">\n\t\t\tHome Equity Lines of Credit\t\t<\/caption>\n\t\t\t\t\t<thead>\n\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>LTV <\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>APR Range*<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t<\/thead>\n\t\t\t\t\t<tfoot>\n\t\t\t\t<tr>\n\t\t\t\t\t<td class=\"co-rates_table--foot_cell\" colspan=\"2\">\n\t\t\t\t\t\t<div class=\"small-text\">\n<p style=\"text-align: left;\"><strong><sup>6<\/sup>Home Equity Loans and Home Equity Lines of Credit:<\/strong><br \/>\nFinancing available on homes in WA, OR or ID. A $525 early closure fee is applied if the loan is closed within the first 24 months. Minimum monthly payment is calculated at 0.75% of the total balance owed. Maximum loan amount is determined by the amount of equity in your home. Home equity line of credit has a variable rate based on Prime, as published in the Wall Street Journal, and subject to change during the term of the loan. The minimum APR is 3.99% and the maximum APR is 18%. Most home equity loans qualify for deductible interest. Consult your tax advisor for details. Homeowners insurance is required.<\/p>\n<p style=\"text-align: left;\">For 81% to 90% of appraised value, borrow up to $50,000 maximum for Home Equity loans and Home Equity Lines of Credit. Non-owner occupied Fixed Home Equity Loans: maximum LTV 70% with a maximum loan amount of $150,000. Non-owner occupied HELOC rates: Prime +2% to Prime +4% APR; maximum LTV 70% with a maximum loan amount of $150,000.<\/p>\n<p style=\"text-align: left;\">Rates and fees are subject to change. Please check with\u00a0<a href=\"https:\/\/www.soundcu.com\/branches\/\">your local branch<\/a>, or call if we can answer any questions.<\/p>\n<\/div>\n\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t<\/tfoot>\n\t\t\t\t\t<tbody>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>LTV <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Up to 70% LTV<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APR Range*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>6.75% – 9.75%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>LTV <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>70% – 80% LTV<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APR Range*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>7.75% – 9.75%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>LTV <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>80% – 90% LTV<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APR Range*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>9.75% – 9.75%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<\/tbody>\n\t\t\t<\/table>\n<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<div class=\"co-accordion--cta\"><p><a href=\"https:\/\/www.soundcu.com\/rates\/personal\/home-loans\/#fixed\">See all rates<\/a><\/p>\n<\/div>\t<\/section>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__blue co-flex_row__faqs co-flex_row__next_row__single-path-cta\" id=\"faq\">\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<section class=\"co-accords_section\" aria-label=\"Discover what's possible.\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Discover what’s possible.<\/h2>\t\t<\/header>\n\t\t\t<div class=\"co-accordion\" data-animation=\"on\" data-multi-items=\"on\">\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\t\tdata-accordid=\"4077\"\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\tco-accordion--header\n\t\t\t\t\t\t\tjs-accord_toggle\n\t\t\t\t\t\t\tclosed\n\t\t\t\t\t\t\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<span class=\"text-md\">What are home equity loans?<\/span>\n\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewBox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"\n\t\t\t\t\t\tco-accordion--panel\n\t\t\t\t\t\tjs-accord_content\n\t\t\t\t\t\">\n\t\t\t\t\t\t<p>A home equity loan is a consumer loan secured by a second mortgage, allowing homeowners to borrow against the equity in their home. They are recommended to be used for long-term, ongoing expenses like home renovations, medical bills, or college tuition.<\/p>\n<p>Sound Credit Union offers <a href=\"https:\/\/www.soundcu.com\/personal\/home-loans\/equity\/\">home equity loans<\/a>.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\t\tdata-accordid=\"4079\"\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\tco-accordion--header\n\t\t\t\t\t\t\tjs-accord_toggle\n\t\t\t\t\t\t\tclosed\n\t\t\t\t\t\t\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<span class=\"text-md\">How do home equity loans work?<\/span>\n\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewBox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"\n\t\t\t\t\t\tco-accordion--panel\n\t\t\t\t\t\tjs-accord_content\n\t\t\t\t\t\">\n\t\t\t\t\t\t<p>Home equity loans use the equity in your home \u2013 the difference between your home\u2019s value and your mortgage balance \u2013 as collateral for the loan.<\/p>\n<p>Sound Credit Union offers <a href=\"https:\/\/www.soundcu.com\/personal\/home-loans\/equity\/\">home equity loans<\/a>.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\t\tdata-accordid=\"4080\"\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\tco-accordion--header\n\t\t\t\t\t\t\tjs-accord_toggle\n\t\t\t\t\t\t\tclosed\n\t\t\t\t\t\t\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<span class=\"text-md\">What purchases qualify for a “green” home equity loan?<\/span>\n\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewBox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"\n\t\t\t\t\t\tco-accordion--panel\n\t\t\t\t\t\tjs-accord_content\n\t\t\t\t\t\">\n\t\t\t\t\t\t<ul>\n<li>Heating and cooling systems<\/li>\n<li>Windows<\/li>\n<li>Water heating systems<\/li>\n<li>Appliances<\/li>\n<li>Insulation, air and duct sealing<\/li>\n<li>Solar and wind energy<\/li>\n<li>Skylights and suntubes<\/li>\n<li>Xeriscaping \u2013 landscapes that need little watering<\/li>\n<li>Gas conversions<\/li>\n<\/ul>\n<p>Other environmentally-friendly projects will be considered on case by case basis.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\t\tdata-accordid=\"4034\"\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\tco-accordion--header\n\t\t\t\t\t\t\tjs-accord_toggle\n\t\t\t\t\t\t\tclosed\n\t\t\t\t\t\t\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<span class=\"text-md\">What are the payment options for Sound loans?<\/span>\n\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewBox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"\n\t\t\t\t\t\tco-accordion--panel\n\t\t\t\t\t\tjs-accord_content\n\t\t\t\t\t\">\n\t\t\t\t\t\t<h2>Ways to make your Loan Payment<\/h2>\n<p>It’s easy to make one-time payments or set up recurring payments.<\/p>\n<h3><strong>Pay from a Sound Account<\/strong><\/h3>\n<ul>\n<li><span class=\"bold\"><strong>Online<\/strong><\/span> \u2013 Log into your account and select <span class=\"bold\"><strong>Transfer & Pay ><a href=\"https:\/\/www.soundcuonline.com\/dbank\/live\/app\/ql\/all\/b1c353e8ac\" rel=\"noopener\"><span class=\"underline\"> Sound Transfer & Payments<\/span><\/a><\/strong><\/span> to transfer your one-time payment or set up recurring payments.<\/li>\n<li>Use Online, Mobile or Telephone Banking to make a one-time or recurring payment transfer.<\/li>\n<li><span class=\"underline\"><a href=\"https:\/\/www.soundcu.com\/contact\/\">Contact us<\/a><\/span> in the way that\u2019s most convenient for you and we\u2019ll transfer the payment for you.<\/li>\n<\/ul>\n<h3>Pay from another Financial Institution<\/h3>\n<ul>\n<li><span class=\"bold\"><strong>Online<\/strong><\/span> \u2013 Log into your Sound account and select:\n<ul>\n<li><span class=\"bold\"><strong>Transfer & Pay > <a href=\"https:\/\/www.soundcuonline.com\/dbank\/live\/app\/ql\/all\/70990d0f94\" rel=\"noopener\"><span class=\"underline\">External Transfers<\/span><\/a><\/strong><\/span> to transfer money from an account you have at another financial institution<\/li>\n<li><span class=\"bold\"><strong>Transfer & Pay > <a href=\"https:\/\/www.soundcuonline.com\/dbank\/live\/app\/ql\/all\/5c3eee0e59\" rel=\"noopener\"><span class=\"underline\">External Payments<\/span><\/a><\/strong><\/span>\u00a0to set up a payment using your debit card or an account at another financial institution.<\/li>\n<\/ul>\n<\/li>\n<li><span class=\"bold\"><strong>Mobile Deposit (check)<\/strong><\/span> \u2013 Download the Sound app and use Mobile Deposit to deposit a check into your savings or checking, then transfer the payment to your loan.<\/li>\n<li><span class=\"bold\"><strong>Pay by ACH or Debit Card<\/strong><\/span> \u2013 Set up an <a href=\"https:\/\/web.baconpay.com\/gate\/login?institutionId=60354d12-badc-4995-9b47-006167b7a40a\" rel=\"noopener\"><span class=\"underline\">expedited loan payment<\/span><\/a> to your Sound credit card, vehicle, personal, home equity or Express Mortgage using your debit card or an account at another financial institution. (<a href=\"https:\/\/www.soundcu.com\/rates\/personal\/account-fees\/\"><span class=\"underline\">Fees<\/span><\/a> apply. Maximum payment amount is $1,500)<\/li>\n<li><span class=\"bold\"><strong>Set up automatic payments (ACH Payment)<\/strong><\/span> – Complete the <a href=\"https:\/\/www.soundcu.com\/files\/ACH-Debit-Authorization.pdf\"><span class=\"underline\">ACH Debit Authorization form<\/span><\/a>, allowing us to deduct your payment automatically each month from your chosen account.<\/li>\n<\/ul>\n<h3>Pay in Person (cash or check)<\/h3>\n<ul>\n<li>Visit a <a href=\"https:\/\/www.soundcu.com\/branches\/\"><span class=\"underline\">Sound branch<\/span><\/a> to make your payment by cash or check.<\/li>\n<li>Visit a <a href=\"https:\/\/www.soundcu.com\/branches\/\"><span class=\"underline\">CO-OP Shared Branching location<\/span><\/a> to make your payment.<\/li>\n<\/ul>\n<h3><strong>Pay by Mail<\/strong><\/h3>\n<p>Please include the last four digits of your account number and the loan number on your check.<\/p>\n<p>Sound Credit Union<br \/>\nPO Box 1595<br \/>\nTacoma WA 98401<\/p>\n<h3><strong>Pay a Sound Mortgage<\/strong><\/h3>\n<ul>\n<li><span class=\"bold\"><strong>Online<\/strong><\/span> – Make payments online through the <span class=\"underline\"><a href=\"https:\/\/soundcu.loanadministration.com\/\" rel=\"noopener\">Mortgage Payment Center<\/a><\/span><\/li>\n<li><span class=\"bold\"><strong>By Mail (check)<\/strong><\/span> – Send payments along with your monthly tear-off coupon to the address below:<\/li>\n<\/ul>\n<p>Sound Credit Union<br \/>\nAttn: Payment Processing<br \/>\nPO Box 11733<br \/>\nNewark NJ 07101\u20104733<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<div class=\"co-accordion--cta\"><p><a href=\"https:\/\/www.soundcu.com\/support\/\">Learn more in our Support section<\/a><\/p>\n<\/div>\t<\/section>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__blue co-flex_row__single-path-cta co-flex_row__next_row__long-form-text\" id=\"apply\">\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<svg class=\"co-sp_cta__svg\" width=\"488.512\" height=\"338.101\" viewBox=\"0 0 488.512 338.101\">\n\t\t\t<path class=\"co-sp_cta__svg--path_big\" d=\"M488.512,163.324C337.738,308.387,172.875,346.284,6.386,332.445c-12.895-1.072-2.726.507,0-169.121C7.666,83.681-1.682,4.826,3.448,4.309,177.337-13.221,346.255,19.454,488.512,163.324Z\"\/>\n\t\t\t<path class=\"co-sp_cta__svg--path_small\" d=\"M408.431,63.648c-126.358,121.572-278.108,50-408.431,0C129.644,19.327,291.966-54.138,408.431,63.648Z\" transform=\"translate(0 207.52)\" fill=\"#efc025\"\/>\n\t<\/svg>\n\t<div class=\"co-sp_cta\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Ready to Apply?<\/h2><div class=\"co-intro_text--intro\"><p>Applying online is quick and easy, take the next step.<\/p>\n<\/div>\t\t<\/header>\n\t<a class=\"co-sp_cta--button gtm-button\" href=\"https:\/\/www.soundcu.com\/apply-for-a-loan\/\">Apply Online<\/a><a class=\"co-sp_cta--link\" href=\"https:\/\/www.soundcu.com\/branches\/\">Visit a branch to apply<\/a>\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__blue co-flex_row__next_row_diff co-flex_row__long-form-text co-flex_row__next_row__related-products\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-long_form\">\n\t\t\t\t\t<div class=\"co-long_form--block prow items-start \">\n\t\t\t\t<div class=\"co-long_form--text pcol-md:7\">\n\t\t\t\t\t<h2 class=\"co-long_form--headline\" >Express Mortgage<\/h2><div class=\"co-long_form--content\"><p>Refinance your existing home with no closing costs and get on the road to a mortgage-free life. If you have good equity in your home, this may be for you. Available terms include 5, 7, 10, 12, or 15 years. <a href=\"https:\/\/www.soundcu.com\/rates\/personal\/home-loans\/#fixed\">View rates and loan limits<\/a>.<\/p>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-long_form--media pcol-md:5 Image\">\n\t\t\t\t\t\t<div class=\"co-long_form--media_wrap\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"540\" height=\"330\" src=\"https:\/\/www.soundcu.com\/files\/iStock-646011706_540x330.jpg\" class=\"co-long_form--image\" alt=\"family of three enjoying the outdoors together\" srcset=\"https:\/\/www.soundcu.com\/files\/iStock-646011706_540x330.jpg 540w, https:\/\/www.soundcu.com\/files\/iStock-646011706_540x330-396x242.jpg 396w, https:\/\/www.soundcu.com\/files\/iStock-646011706_540x330-75x46.jpg 75w\" sizes=\"auto, (max-width: 540px) 100vw, 540px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<svg class=\"co-long_form--media__svg\" width=\"252.96\" height=\"86.432\" viewBox=\"0 0 252.96 86.432\"><g transform=\"translate(-992.041 -7954.568)\"><path d=\"M567.407,124.428c-77.494-74.559-170.562-30.665-250.487,0C396.429,151.611,495.98,196.666,567.407,124.428Z\" transform=\"translate(677.594 7871.189)\" fill=\"#71c4e8\"\/><path d=\"M452.635,105.62c-41.987-40.4-92.411-16.614-135.715,0C360,120.347,413.936,144.758,452.635,105.62Z\" transform=\"translate(675.121 7914.231)\" fill=\"#00205b\"\/><\/g><\/svg>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__related-products co-flex_row__next_row__back-to-top\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-rel_prods\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">You may also be interested in…<\/h2>\t\t<\/header>\n\t\t\t\t<div class=\"co-rel_prods--cols prow prow-md:2 justify-center\">\n\t\t\t\t\t\t\t\t\t<div class=\"co-rel_prods--col\">\n\t\t\t\t\t\t<h3 class=\"co-rel_prods--col_title\">Auto Refi<\/h3><div class=\"co-rel_prods--col_desc\"><p>Bring your auto loan to Sound from another lender and we\u2019ll give you 2% of the loan amount back in cash.<\/p>\n<\/div><a class=\"co-rel_prods--col_cta\" href=\"https:\/\/www.soundcu.com\/auto-refi\/\">Learn More<\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"co-rel_prods--col\">\n\t\t\t\t\t\t<h3 class=\"co-rel_prods--col_title\">Personal Loans<\/h3><div class=\"co-rel_prods--col_desc\"><p>Consolidate debt, make major purchases, or cover unexpected expenses.<\/p>\n<\/div><a class=\"co-rel_prods--col_cta\" href=\"https:\/\/www.soundcu.com\/personal\/personal-loans\/\" target=\"_blank\" aria-label=\"Read more about Personal Loans\">Learn more<\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__back-to-top co-flex_row__next_row__multi-path-cta\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t<div class=\"co-back-to-top\">\t\n <a class=\"co-back-to-top--link js-scroll_link\" href=\"#\" aria-label=\"\">\n\t\t<img\n\t\t\tclass=\"co-back-to-top--arrow\"\n\t\t\tsrc=\"https:\/\/www.soundcu.com\/wp-content\/themes\/soundcu-theme\/images\/back_top.svg\"\n\t\t\talt=\"Back to Top Button\"\n\t\t\twidth=\"18.07\"\n\t\t\theight=\"23.169\"\n\t\t\tloading=\"lazy\"\n\t\t>\n\t Back to top <\/a>\n<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__next_row_diff co-flex_row__multi-path-cta co-flex_row__next_row__disclosures\" id=\"apply\">\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-mp_ctas\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Apply for a home equity loan.<\/h2>\t\t<\/header>\n\t\t\t<div class=\"co-mp_ctas--list prow justify-center\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-mp_cta pcol-lg:4\">\n\t\t\t\t\t<div class=\"co-mp_cta--title\">\n\t\t\t\t\t\tVisit a local branch\t\t\t\t\t<\/div>\n\t\t\t\t\t<a class=\"co-mp_cta--link gtm-button\" href=\"https:\/\/www.soundcu.com\/branches\/\">Find a Branch<\/a>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-mp_cta pcol-lg:4\">\n\t\t\t\t\t<div class=\"co-mp_cta--title\">\n\t\t\t\t\t\tOpen your account online\t\t\t\t\t<\/div>\n\t\t\t\t\t<a data-trigger-id=\"18040\" class=\"modal-trigger co-mp_cta--link\" href=\"#\">Open an Account<\/a>\t<div class=\"co-overlay with-sidebar\" data-trigger-id=\"18040\">\n\t\t<div class=\"co-overlay--inner\">\n\t\t\t\t\t<div class=\"co-overlay--content text-component\">\n\t\t\t\t<div class=\"co-overlay--content_inner\">\n\t\t\t\t\t<h2 class=\"co-overlay--title\">Open an Account at Sound<\/h2><p>Are you new to Sound or already a Member?<\/p>\n\t\t\t\t\t\t<div class=\"co-overlay--cta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-overlay--cta__block\">\n\t\t\t\t\t\t\t\t\t<a data-trigger-id=\"18039\" class=\"modal-trigger co-overlay--cta_button\" href=\"#\">I’m New<\/a>\t<div class=\"co-overlay with-sidebar\" data-trigger-id=\"18039\">\n\t\t<div class=\"co-overlay--inner\">\n\t\t\t\t\t<div class=\"co-overlay--content text-component\">\n\t\t\t\t<div class=\"co-overlay--content_inner\">\n\t\t\t\t\t<h2 class=\"co-overlay--title\">Welcome!<\/h2><p>Membership starts with a savings account. You can also apply for checking, certificates, and more\u2014all in about 5 minutes.<\/p>\n<p>You’ll need the following ready:<\/p>\n<ol>\n<li>Valid Photo ID<\/li>\n<li>SSN or U.S. Taxpayer ID<\/li>\n<li>Physical Mailing Address<\/li>\n<\/ol>\n\t\t\t\t\t\t<div class=\"co-overlay--cta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-overlay--cta__block\">\n\t\t\t\t\t\t\t\t\t<a class=\"co-overlay--cta_button\" href=\"https:\/\/account.soundcu.com\/\" rel=\"noopener\">Get Started<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-overlay--sidebar text-component\">\n\t\t\t\t\t<h3>Thanks for your interest in Sound.<\/h3>\n<p>We’re here to help in the way that’s easiest for you.<\/p>\n<p><span class=\"co-button\"><a href=\"https:\/\/www.soundcu.com\/contact\/\" target=\"_blank\" rel=\"noopener\">Contact Us<\/a><\/span><\/p>\n<hr \/>\n<div class=\"small-text\">\n<p><span class=\"co-button\"><a href=\"https:\/\/account.soundcu.com\/apptracker#\/\" rel=\"noopener\">Resume a Saved Application<\/a><\/span><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-overlay--cta__block\">\n\t\t\t\t\t\t\t\t\t<a data-trigger-id=\"18041\" class=\"modal-trigger co-overlay--cta_button\" href=\"#\">Already a Member<\/a>\t<div class=\"co-overlay with-sidebar\" data-trigger-id=\"18041\">\n\t\t<div class=\"co-overlay--inner\">\n\t\t\t\t\t<div class=\"co-overlay--content text-component\">\n\t\t\t\t<div class=\"co-overlay--content_inner\">\n\t\t\t\t\t<h2 class=\"co-overlay--title\">Welcome Back!<\/h2><p>Up next, you’ll decide whether to add accounts to your current membership or open a new one.<\/p>\n\t\t\t\t\t\t<div class=\"co-overlay--cta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-overlay--cta__block\">\n\t\t\t\t\t\t\t\t\t<a class=\"co-overlay--cta_button\" href=\"https:\/\/account.soundcu.com\/\" rel=\"noopener\">Get Started<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-overlay--sidebar text-component\">\n\t\t\t\t\t<h3>We appreciate your membership.<\/h3>\n<p>We’re here to help in the way that’s easiest for you.<\/p>\n<p><span class=\"co-button\"><a href=\"https:\/\/www.soundcu.com\/contact\/\" target=\"_blank\" rel=\"noopener\">Contact Us<\/a><\/span><\/p>\n<hr \/>\n<div class=\"small-text\">\n<p><span class=\"co-button\"><a href=\"https:\/\/account.soundcu.com\/apptracker#\/\" rel=\"noopener\">Resume a Saved Application<\/a><\/span><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-overlay--sidebar text-component\">\n\t\t\t\t\t<h3>Hello!<\/h3>\n<p>We’re here to help in the way that’s easiest for you.<\/p>\n<p><span class=\"co-button\"><a href=\"https:\/\/www.soundcu.com\/contact\/\" target=\"_blank\" rel=\"noopener\">Contact Us<\/a><\/span><\/p>\n<hr \/>\n<div class=\"small-text\">\n<p><span class=\"co-button\"><a href=\"https:\/\/account.soundcu.com\/apptracker#\/\" rel=\"noopener\">Resume a Saved Application<\/a><\/span><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-mp_cta pcol-lg:4\">\n\t\t\t\t\t<div class=\"co-mp_cta--title\">\n\t\t\t\t\t\tCall Us\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-mp_cta--content\">\n\t\t\t\t\t\t\t<p><a href=\"tel:8005628130\">800.562.8130<\/a><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__blue co-flex_row__last co-flex_row__disclosures\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-disclosures\">\n\t\t<h2 class=\"co-disclosures--title\">Disclosures<\/h2>\n\t\t<div class=\"co-disclosures--content\">\n\t\t\t<div class=\"small-text\">\n<p>NMLS# 691150\u00a0 \u00a0\u00b7\u00a0 \u00a0<a href=\"https:\/\/www.hud.gov\/\" target=\"_blank\" rel=\"noopener\">Equal Housing Opportunity<\/a><\/p>\n<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\t<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":9,"featured_media":0,"parent":2328,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"content-type":"","_searchwp_excluded":"","footnotes":""},"county":[],"class_list":["post-2329","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/pages\/2329","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/comments?post=2329"}],"version-history":[{"count":14,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/pages\/2329\/revisions"}],"predecessor-version":[{"id":17623,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/pages\/2329\/revisions\/17623"}],"up":[{"embeddable":true,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/pages\/2328"}],"wp:attachment":[{"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/media?parent=2329"}],"wp:term":[{"taxonomy":"county","embeddable":true,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/county?post=2329"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}