{"id":2346,"date":"2025-10-01T04:01:00","date_gmt":"2025-10-01T11:01:00","guid":{"rendered":"https:\/\/www.soundcu.com\/personal\/insurance\/"},"modified":"2025-11-18T16:20:52","modified_gmt":"2025-11-19T00:20:52","slug":"insurance","status":"publish","type":"page","link":"https:\/\/www.soundcu.com\/personal\/insurance\/","title":{"rendered":"Insurance"},"content":{"rendered":"<div class=\"co-flex_row co-flex_row__white co-flex_row__next_row_diff co-flex_row__page-hero co-flex_row__next_row__page-intro\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<header class=\"co-page_hero  co-page_hero__has_image\" aria-label=\"Header: Personal Insurance\">\n\t\t<div class=\"co-page_hero--inner\">\n\t\t\t<div class=\"prow items-center\">\n\t\t\t\t\t\t\t\t\t<div class=\"co-page_hero--img_wrap pcol-lg:6 pcol-xl:7 \">\n\t\t\t\t\t\t<div class=\"co-page_hero--mask\"><svg width=\"997.021\" height=\"609.682\" viewBox=\"0 0 997.021 609.682\"><defs><clipPath id=\"svgPathHero\"><path d=\"M299.014.148H0V609.681H299.014c480.632.192,698.007-296.752,698.007-296.752C691.761-16.846,299.014.148,299.014.148\"\/><\/clipPath><\/defs><image id=\"image_698885f61f0d4\" xlink:href=\"https:\/\/www.soundcu.com\/files\/iStock-1293847791_997x610.jpg\" src=\"https:\/\/www.soundcu.com\/files\/iStock-1293847791_997x610.jpg\" clip-path=\"url(#svgPathHero)\"  alt=\"Couple hiking on boardwalk in forest\" \/><\/svg><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"co-page_hero--text pcol-lg:6 pcol-xl:5 \">\n\t\t\t\t\t\t\t\t\t\t<h1 class=\"co-page_hero--title\" >Personal Insurance<\/h1>\t\t\t\t\t<p class=\"co-page_hero--tagline\">Home, auto &#038; life.<\/p>\t\t\t\t\t\t<div class=\"co-page_hero--buttons\">\n\t\t\t\t\t\t\t<a class=\"co-page_hero--button gtm-button\" href=\"https:\/\/www.soundcu.com\/speed-bump\/?url=https%3A%2F%2Fquote.insurancebysound.com%2F&#038;prev=https%3A%2F%2Fwww.soundcu.com%2Fpersonal%2Finsurance%2F\">Get a quote<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/header>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__blue co-flex_row__page-intro co-flex_row__next_row__sticky-nav\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-page_intro\">\n\t\t<h2 class=\"co-page_intro--title\">Insurance for Individuals and Families<\/h2>\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__sticky-nav co-flex_row__next_row__columns\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-sticky_nav_wrap is-active\" id=\"js-sticky_nav_wrap\">\n\t\t<nav\n\t\t\tclass=\"co-sticky_nav\"\n\t\t\tid=\"js-sticky_nav\"\n\t\t\taria-label=\"in page anchor navigation\"\n\t\t>\n\t\t\t<div class=\"co-sticky_nav--mobile\">\n\t\t\t\t<button\n\t\t\t\t\tclass=\"co-sticky_nav--toggle\"\n\t\t\t\t\tid=\"js-sticky_nav_toggle\"\n\t\t\t\t\taria-label=\"Open and close page menu\"\n\t\t\t\t>Page Menu<\/button>\n\t\t\t<\/div>\n\t\t\t<div\n\t\t\t\tclass=\"co-sticky_nav--row co-row\"\n\t\t\t\tid=\"js-sticky_nav_links\"\n\t\t\t>\n\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\thref=\"#quote\"\n\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\tco-sticky_nav--link\n\t\t\t\t\t\t\tjs-sticky_nav_item\n\t\t\t\t\t\t\"\n\t\t\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\tRequest a Quote\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\thref=\"#compare\"\n\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\tco-sticky_nav--link\n\t\t\t\t\t\t\tjs-sticky_nav_item\n\t\t\t\t\t\t\"\n\t\t\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\tCompare Your Policy\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\thref=\"#contact\"\n\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\tco-sticky_nav--link\n\t\t\t\t\t\t\tjs-sticky_nav_item\n\t\t\t\t\t\t\"\n\t\t\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\tContact Us\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/nav>\n\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__blue co-flex_row__next_row_diff co-flex_row__columns co-flex_row__next_row__long-form-text\" id=\"quote\">\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-columns\">\n\t\t\t\t\t<div class=\"co-columns--row prow prow-md:2 prow-lg:2 justify-center\">\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t<h2 class=\"co-columns--box_headline\" >Insurance protects you and your family from a variety of exposures.<\/h2><div class=\"co-columns--box_desc\"><p>Sound Insurance Services can provide:<\/p>\n<ul>\n<li>Home &amp; Condominium Insurance<\/li>\n<li>Life Insurance<\/li>\n<li>Car Insurance<\/li>\n<li>Boat Insurance<\/li>\n<li>RV, ATV, Motorcycle Insurance<\/li>\n<li>Earthquake Insurance<\/li>\n<li>Flood Insurance<\/li>\n<li>Identity Theft Insurance<\/li>\n<li>Umbrella Coverage<\/li>\n<\/ul>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t<h2 class=\"co-columns--box_headline\" >Get a Free, No-Obligation Quote<\/h2><div class=\"co-columns--box_desc\"><p>Get a quote online or call us at <a href=\"tel:800-479-3070\">888.479.3070<\/a>\u00a0to explore policy options.<\/p>\n<p>Whether it&#8217;s your home, your car, or your identity, our insurance agents can give you peace of mind knowing you have the best policy at a competitive rate.<\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-5313\" src=\"https:\/\/www.soundcu.com\/files\/SIS_Logo_Horiz_GradientBlue_250x66.png\" alt=\"sound insurance services logo\" width=\"250\" height=\"66\" srcset=\"https:\/\/www.soundcu.com\/files\/SIS_Logo_Horiz_GradientBlue_250x66.png 250w, https:\/\/www.soundcu.com\/files\/SIS_Logo_Horiz_GradientBlue_250x66-75x20.png 75w\" sizes=\"auto, (max-width: 250px) 100vw, 250px\" \/><\/p>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t<div class=\"co-columns--box_button\"><a class=\"co-columns--button co-button gtm-button\" href=\"https:\/\/www.soundcu.com\/speed-bump\/?url=https%3A%2F%2Fquote.insurancebysound.com%2F&#038;prev=https%3A%2F%2Fwww.soundcu.com%2Fpersonal%2Finsurance%2F\">Get a home or auto quote<\/a><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t<div class=\"co-columns--box_button\"><a class=\"co-columns--button co-button gtm-button\" href=\"https:\/\/www.soundcu.com\/speed-bump\/?url=https%3A%2F%2Fpartners.policygenius.com%2Fpro%2Freferral%2Fscu%3Fadvisor%3DSound-Credit-Union%26uuid%3Ddc7a6bc1-d1f9-4583-8d72-aa5bb7fdb44a&#038;prev=https%3A%2F%2Fwww.soundcu.com%2Fpersonal%2Finsurance%2F\">Get a Life Insurance Quote<\/a><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__next_row_diff co-flex_row__long-form-text co-flex_row__next_row__columns\" id=\"compare\">\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-long_form\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Are you overpaying for insurance? Let&#8217;s find out.<\/h2><div class=\"co-intro_text--intro\"><p><span data-olk-copy-source=\"MessageBody\">It only takes a few minutes for us to check your current insurance policy. If we can save you money, we\u2019ll provide a no-hassle quote for your review. No paperwork. No obligation. Big potential savings.<\/span><\/p>\n<\/div>\t\t<\/header>\n\t\t\t\t<div class=\"co-long_form--block co-long_form--block__nomedia prow items-start \">\n\t\t\t\t<div class=\"co-long_form--text pcol-md:12\">\n\t\t\t\t\t<h3 class=\"co-long_form--headline\" >Check Your Insurance Now Using the Widget Below.<\/h3><div class=\"co-long_form--content\"><p><!-- Import Current Insurance (iframe) --><\/p>\n<div style=\"max-width: 1100px; margin: 0 auto;\"><iframe loading=\"lazy\" style=\"border: 0; overflow: auto;\" title=\"Import Current Insurance\" src=\"https:\/\/app.usecanopy.com\/c\/SoundInsurance\" width=\"100%\" height=\"900\"><br \/>\n<\/iframe><\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__blue co-flex_row__columns co-flex_row__next_row__single-path-cta\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-columns\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Protect What Matters<\/h2>\t\t<\/header>\n\t\t\t\t<div class=\"co-columns--row prow prow-md:2 prow-lg:3 co-columns--row__icons justify-center\">\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t\t<svg\n\t\tclass=\"co-columns--box_icon IconLightBulb\"\n\t\tviewBox=\"0 0 46.439 72.783\"\n\t\twidth=\"46.439\"\n\t\theight=\"72.783\"\n\t>\n\t\t<title>Light Bulb<\/title>\n\t\tclass=&#8221;wrapper&#8221;>\n  <g transform=\"translate(-314.012 -1005.859)\">\n\t\t\t<path d=\"M626,3921.867l3.468-.624.151.842,1.8.9,2.754-1.372h1.571l2.755,1.372,2.756-1.372h1.57l2.762,1.373,1.806-.9.151-.841,3.468.623-4.284,23.836h3.766a12.252,12.252,0,0,1,1.925-5.562c8.746-11.287,9.306-22.039,9.306-22.8a23.219,23.219,0,1,0-46.439,0c0,.76.545,11.505,9.3,22.8a12.137,12.137,0,0,1,1.9,5.562h3.8Zm-2.794-4.611h-3.523a18.819,18.819,0,0,1,18.822-18.769v3.523a15.291,15.291,0,0,0-15.3,15.246\" transform=\"translate(-301.273 -2888.217)\" fill=\"#ffc400\"\/>\n\t\t\t<path d=\"M706.23,4049.641h-1.568l-2.762-1.373-2.756,1.372h-1.571l-2.755-1.372-2.754,1.372h-1.571l-.237-.118,3.469,19.294h9.281l3.468-19.3Z\" transform=\"translate(-361.134 -3011.332)\" fill=\"#ffc400\"\/>\n\t\t\t<path d=\"M655.92,3919.481v-3.523a18.819,18.819,0,0,0-18.822,18.769h3.523a15.291,15.291,0,0,1,15.3-15.246\" transform=\"translate(-318.69 -2905.689)\" fill=\"#00205b\"\/>\n\t\t\t<path d=\"M685.777,4056.85v-3.523H678.9l4.284-23.836-3.468-.623-.151.841-1.806.9L675,4029.233h-1.57l-2.756,1.372-2.755-1.372h-1.571l-2.754,1.372-1.8-.9-.151-.842-3.468.624,4.286,23.836h-6.878v3.523h1.743v2.354h-1.743v3.523h1.743v2.355h-1.743v3.523h30.2v-3.523h-24.93v-2.355h24.93V4059.2h-24.93v-2.354Zm-22.97-22.7h1.571l2.754-1.372,2.755,1.372h1.571l2.756-1.373,2.762,1.373h1.569l.245-.122-3.468,19.3h-9.281l-3.469-19.294Z\" transform=\"translate(-333.447 -2995.842)\" fill=\"#1f79af\"\/>\n\t\t\t<rect width=\"21.983\" height=\"3.523\" transform=\"translate(326.24 1075.119)\" fill=\"#1f79af\"\/>\n\t\t<\/g>\n\t<\/symbol>\t<\/svg>\n<h3 class=\"co-columns--box_headline\" >Homeowners Insurance<\/h3><div class=\"co-columns--box_desc\"><p>Safeguard your home, family, and possessions.<\/p>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t\t<svg\n\t\tclass=\"co-columns--box_icon IconShieldCheck\"\n\t\tviewBox=\"0 0 61.117 70.765\"\n\t\twidth=\"61.117\"\n\t\theight=\"70.765\"\n\t>\n\t\t<title>Shield Check<\/title>\n\t\tclass=&#8221;wrapper&#8221;>\n  <g transform=\"translate(-200.384 -430.658)\">\n    <g>\n      <path d=\"M112.638,1048.993a8.722,8.722,0,0,0-2.428-6.055q-.145-.153-.3-.3c-.151-.144-.306-.284-.467-.417q-.162-.134-.331-.261c-.157-.117-.319-.227-.483-.333-.19-.124-.384-.242-.584-.351a8.736,8.736,0,0,0-1.165-.526q-.4-.147-.824-.256a8.783,8.783,0,0,0-2.192-.276H60.294a8.786,8.786,0,0,0-2.193.276q-.42.108-.824.256-.2.074-.4.157a8.813,8.813,0,0,0-3.86,3.179q-.236.35-.439.724a8.722,8.722,0,0,0-1.048,3.73q-.011.224-.011.452v35.818a8.754,8.754,0,0,0,.145,1.577q.068.373.168.737c.054.2.113.4.181.589q.081.23.174.456a8.771,8.771,0,0,0,2.63,3.5l21.785,17.4a8.773,8.773,0,0,0,10.95,0l21.785-17.4a8.773,8.773,0,0,0,3.3-6.855Zm-4.233,35.818a4.518,4.518,0,0,1-1.707,3.548l-21.785,17.4a4.541,4.541,0,0,1-5.667,0l-21.785-17.4a4.518,4.518,0,0,1-1.707-3.548v-35.818a4.546,4.546,0,0,1,4.541-4.541h43.571a4.546,4.546,0,0,1,4.541,4.541Z\" transform=\"translate(148.863 -609.561)\" fill=\"#eec022\"\/>\n      <path d=\"M116.7,1066.671H81.415a3.446,3.446,0,0,0-3.442,3.442v35.818a3.424,3.424,0,0,0,1.294,2.689l21.785,17.4s22.268-23.112,15.652-59.349\" transform=\"translate(127.743 -630.682)\" fill=\"#1f79af\"\/>\n      <path d=\"M120.632,1061.22H77.062a4.546,4.546,0,0,0-4.541,4.541v35.818a4.517,4.517,0,0,0,1.707,3.548l21.785,17.4a4.541,4.541,0,0,0,5.667,0l21.785-17.4a4.517,4.517,0,0,0,1.707-3.548v-35.818a4.546,4.546,0,0,0-4.541-4.541m-45.718,43.049a3.425,3.425,0,0,1-1.294-2.69v-35.818a3.446,3.446,0,0,1,3.442-3.442h35.289c6.617,36.237-15.652,59.349-15.652,59.349Z\" transform=\"translate(132.096 -626.329)\" fill=\"#00205b\"\/>\n    <\/g>\n  <\/g>\n\t<\/symbol>\t<\/svg>\n<h3 class=\"co-columns--box_headline\" >Auto Insurance<\/h3><div class=\"co-columns--box_desc\"><p>Bumper-to-bumper coverage and beyond<\/p>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t\t<svg\n\t\tclass=\"co-columns--box_icon IconDocument\"\n\t\tviewBox=\"0 0 68.424 72.069\"\n\t\twidth=\"68.424\"\n\t\theight=\"72.069\"\n\t>\n\t\t<title>Document<\/title>\n\t\tclass=&#8221;wrapper&#8221;>\n  <g transform=\"translate(-328.544 -815.728)\">\n\t\t\t<path d=\"M981.1,2956.052v.133h-.047v4.933h9.235v-5.542a4.659,4.659,0,0,0-4.085-4.726v.1a5.1,5.1,0,0,0-5.1,5.1\" transform=\"translate(-593.321 -2135.101)\" fill=\"#00205b\"\/>\n\t\t\t<path d=\"M765.062,3308.245h0Z\" transform=\"translate(-420.862 -2420.462)\" fill=\"#eaf4fe\"\/>\n\t\t\t<path d=\"M736.068,3268.881v-1.625H687.387v1.625a6.636,6.636,0,0,0,6.636,6.636h43.684c.244,0,3.176.03,3.176,0l-.094-.023c-1.383-.341-4.72-.975-4.72-6.613\" transform=\"translate(-358.843 -2387.735)\" fill=\"#00205b\"\/>\n\t\t\t<path d=\"M776.036,2950.743h-37.23a6.636,6.636,0,0,0-6.636,6.636v57.157h39.655v1.625c0,5.638,3.337,6.272,4.72,6.613a6.506,6.506,0,0,0,5.788-6.613V2956.1h.047v-.133a5.1,5.1,0,0,1,5.1-5.1v-.12Zm-35.095,12.344h15.792v3.158H740.941Zm0,12.653h23.689v3.158H740.941Zm0,5.8h15.792v3.158H740.941Zm14.213,23.688H740.941v-3.158h14.213Zm9.476-7.877H740.941v-3.158H764.63Zm6.317-6.342H740.941v-3.158h30.006Z\" transform=\"translate(-394.599 -2135.015)\" fill=\"#1f79af\"\/>\n\t\t\t<rect width=\"15.792\" height=\"3.158\" transform=\"translate(346.342 846.525)\" fill=\"#efc025\"\/>\n\t\t\t<rect width=\"30.006\" height=\"3.158\" transform=\"translate(346.342 852.837)\" fill=\"#efc025\"\/>\n\t\t\t<rect width=\"23.689\" height=\"3.158\" transform=\"translate(346.342 859.178)\" fill=\"#efc025\"\/>\n\t\t\t<rect width=\"14.213\" height=\"3.159\" transform=\"translate(346.342 867.055)\" fill=\"#efc025\"\/>\n\t\t\t<rect width=\"15.792\" height=\"3.158\" transform=\"translate(346.342 828.072)\" fill=\"#efc025\"\/>\n\t\t\t<rect width=\"23.689\" height=\"3.158\" transform=\"translate(346.342 840.725)\" fill=\"#efc025\"\/>\n  <\/g>\n\t<\/symbol>\t<\/svg>\n<h3 class=\"co-columns--box_headline\" >Life Insurance<\/h3><div class=\"co-columns--box_desc\"><p>Asset protection for your family to cover the unexpected.<\/p>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__blue co-flex_row__next_row_diff co-flex_row__single-path-cta co-flex_row__next_row__long-form-text\" id=\"contact\">\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<svg class=\"co-sp_cta__svg\" width=\"488.512\" height=\"338.101\" viewBox=\"0 0 488.512 338.101\">\n\t\t\t<path class=\"co-sp_cta__svg--path_big\" d=\"M488.512,163.324C337.738,308.387,172.875,346.284,6.386,332.445c-12.895-1.072-2.726.507,0-169.121C7.666,83.681-1.682,4.826,3.448,4.309,177.337-13.221,346.255,19.454,488.512,163.324Z\"\/>\n\t\t\t<path class=\"co-sp_cta__svg--path_small\" d=\"M408.431,63.648c-126.358,121.572-278.108,50-408.431,0C129.644,19.327,291.966-54.138,408.431,63.648Z\" transform=\"translate(0 207.52)\" fill=\"#efc025\"\/>\n\t<\/svg>\n\t<div class=\"co-sp_cta\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Prefer to talk it through?<\/h2><div class=\"co-intro_text--intro\"><p>Call us today!<\/p>\n<\/div>\t\t<\/header>\n\t<a class=\"co-sp_cta--button gtm-button\" href=\"https:\/\/www.soundcu.com\/speed-bump\/?url=tel%3A888-479-3070&#038;prev=https%3A%2F%2Fwww.soundcu.com%2Fpersonal%2Finsurance%2F\">(888) 479-3070<\/a>\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__long-form-text co-flex_row__next_row__faqs\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-long_form\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Not sure what protection you need?<\/h2><div class=\"co-intro_text--intro\"><p>Sound Insurance Services can help you identify and implement the best insurance coverage for your lifestyle and family.<\/p>\n<\/div>\t\t<\/header>\n\t\t\t\t<div class=\"co-long_form--block prow items-start \">\n\t\t\t\t<div class=\"co-long_form--text pcol-md:7\">\n\t\t\t\t\t<div class=\"co-long_form--content\"><p>As independent insurance agents, we can bring you more choice and unbiased advice. Our network of personal insurance agents is in your community and our agents value the kind of member relationships, unparalleled service, and a consultative approach.<\/p>\n<\/div><a class=\"co-long_form--button co-button gtm-button\" href=\"https:\/\/www.soundcu.com\/speed-bump\/?url=https%3A%2F%2Fquote.insurancebysound.com%2F&#038;prev=https%3A%2F%2Fwww.soundcu.com%2Fpersonal%2Finsurance%2F\">Contact us<\/a>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-long_form--media pcol-md:5 Image\">\n\t\t\t\t\t\t<div class=\"co-long_form--media_wrap\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"540\" height=\"330\" src=\"https:\/\/www.soundcu.com\/files\/online.jpg\" class=\"co-long_form--image\" alt=\"making payment online\" srcset=\"https:\/\/www.soundcu.com\/files\/online.jpg 540w, https:\/\/www.soundcu.com\/files\/online-396x242.jpg 396w, https:\/\/www.soundcu.com\/files\/online-75x46.jpg 75w\" sizes=\"auto, (max-width: 540px) 100vw, 540px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<svg class=\"co-long_form--media__svg\" width=\"252.96\" height=\"86.432\" viewBox=\"0 0 252.96 86.432\"><g transform=\"translate(-992.041 -7954.568)\"><path d=\"M567.407,124.428c-77.494-74.559-170.562-30.665-250.487,0C396.429,151.611,495.98,196.666,567.407,124.428Z\" transform=\"translate(677.594 7871.189)\" fill=\"#71c4e8\"\/><path d=\"M452.635,105.62c-41.987-40.4-92.411-16.614-135.715,0C360,120.347,413.936,144.758,452.635,105.62Z\" transform=\"translate(675.121 7914.231)\" fill=\"#00205b\"\/><\/g><\/svg>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__faqs co-flex_row__next_row__back-to-top\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<section class=\"co-accords_section\" aria-label=\"Common questions about personal insurance\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Common questions about personal insurance<\/h2>\t\t<\/header>\n\t\t\t<div class=\"co-accordion\" data-animation=\"on\" data-multi-items=\"on\">\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\t\tdata-accordid=\"3507\"\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\tco-accordion--header\n\t\t\t\t\t\t\tjs-accord_toggle\n\t\t\t\t\t\t\tclosed\n\t\t\t\t\t\t\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<span class=\"text-md\">What is personal insurance?<\/span>\n\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewBox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"\n\t\t\t\t\t\tco-accordion--panel\n\t\t\t\t\t\tjs-accord_content\n\t\t\t\t\t\">\n\t\t\t\t\t\t<p>With a personal insurance policy, you can protect you and your family from liability exposures and make you whole in case of a loss.\u00a0Individual insurance covers costs that could potentially cripple your financial health.<\/p>\n<p>Some policies, like car and homeowners insurance, are required by law or third parties. Accidents happen, and you should protect yourself against their devastating financial effects.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\t\tdata-accordid=\"3508\"\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\tco-accordion--header\n\t\t\t\t\t\t\tjs-accord_toggle\n\t\t\t\t\t\t\tclosed\n\t\t\t\t\t\t\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<span class=\"text-md\">What can personal insurance cover?<\/span>\n\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewBox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"\n\t\t\t\t\t\tco-accordion--panel\n\t\t\t\t\t\tjs-accord_content\n\t\t\t\t\t\">\n\t\t\t\t\t\t<p>There are hundreds of different types of <a href=\"https:\/\/www.soundcu.com\/personal\/insurance\/\">personal insurance<\/a> you can choose from depending on your needs and situation. However, there are some significant individual insurance policies everyone should consider:<\/p>\n<ul>\n<li><a href=\"https:\/\/www.leavitt.com\/lgna\/ins\/car-insurance\" rel=\"noopener\"><strong>Car Insurance<\/strong><\/a>\u00a0\u2014 A great car insurance policy protects you and other drivers.<\/li>\n<li><a href=\"https:\/\/www.leavitt.com\/lgna\/ins\/earthquake-insurance\" rel=\"noopener\"><strong>Earthquake Insurance<\/strong><\/a>\u00a0\u2014 Impossible to predict, earthquakes can cause major damage to your personal property and home. It is a common assumption that homeowners insurance covers earthquakes and other natural disasters, but this isn\u2019t always the case.<\/li>\n<li><a href=\"https:\/\/www.leavitt.com\/lgna\/ins\/flood-insurance\" rel=\"noopener\"><strong>Flood Insurance<\/strong><\/a>\u00a0\u2014 Standard homeowners and renters insurance policies do not cover flooding! Since flooding can occur anywhere it rains, every homeowner should seriously consider purchasing a flood insurance policy.<\/li>\n<li><a href=\"https:\/\/www.leavitt.com\/lgna\/ins\/health-insurance\" rel=\"noopener\"><strong>Health Insurance<\/strong><\/a>\u00a0\u2014 An individual health insurance policy can provide coverage for individuals, individuals and their spouses, or entire families.<\/li>\n<li><a href=\"https:\/\/www.leavitt.com\/lgna\/ins\/home-and-condo-insurance\" rel=\"noopener\"><strong>Homeowner\u2019s Insurance<\/strong><\/a>\u00a0\u2014 Your house is not just a roof over your head. It is your family\u2019s home and holds those things you value and worked hard to acquire. It is also one of the biggest investments many of us make.<\/li>\n<li><a href=\"https:\/\/www.leavitt.com\/lgna\/ins\/life-insurance\" rel=\"noopener\"><strong>Life Insurance<\/strong><\/a>\u00a0\u2014 It isn\u2019t for you\u2014it\u2019s for your family. Life insurance offers financial protection to your dependents in the event of your death.<\/li>\n<li><a href=\"https:\/\/www.leavitt.com\/lgna\/ins\/umbrella-coverage\" rel=\"noopener\"><strong>Umbrella Insurance<\/strong><\/a>\u00a0\u2014 This policy provides additional liability insurance that goes into effect when a claim exceeds your homeowners or car insurance policy\u2019s limits.<\/li>\n<\/ul>\n<p>So how do you know if your policy is really going to do its job when you need it?<\/p>\n<p>How do you know you are getting the best value for your insurance dollar?<\/p>\n<p>This is where the experience and knowledge of an independent insurance agent comes in. Having the right agent can help give you peace of mind knowing you have the right coverage for the risks you face at a competitive price.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\t\tdata-accordid=\"3509\"\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\tco-accordion--header\n\t\t\t\t\t\t\tjs-accord_toggle\n\t\t\t\t\t\t\tclosed\n\t\t\t\t\t\t\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<span class=\"text-md\">How do I find the right personal insurance for me?<\/span>\n\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewBox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"\n\t\t\t\t\t\tco-accordion--panel\n\t\t\t\t\t\tjs-accord_content\n\t\t\t\t\t\">\n\t\t\t\t\t\t<p>Quite simply, as independent insurance agents, we can bring you more choice and unbiased advice. Our network of <a href=\"https:\/\/www.soundcu.com\/personal\/insurance\/\">personal insurance<\/a> agents is in your community and our agents value the kind of member relationships, service, and consultative approach that is often lost with direct online purchases.<\/p>\n<p>We want our members to have the same convenient ways to handle their insurance\u2013whether it starts with a comparison quote online, a phone call, or a visit from one of our agents.<\/p>\n<p>We then add a critical step in the process: we consult with you to ensure the coverage, product, and insurance company is right for your needs.<\/p>\n<p><em>The result is truly better insurance.<\/em><\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<div class=\"co-accordion--cta\"><p>Not finding what you&#8217;re looking for? <a href=\"https:\/\/www.soundcu.com\/support\/\">Visit our Support section<\/a>.<\/p>\n<\/div>\t<\/section>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__back-to-top co-flex_row__next_row__related-products\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t<div class=\"co-back-to-top\">\t\n  <a class=\"co-back-to-top--link js-scroll_link\" href=\"#\" aria-label=\"\">\n\t\t<img\n\t\t\tclass=\"co-back-to-top--arrow\"\n\t\t\tsrc=\"https:\/\/www.soundcu.com\/wp-content\/themes\/soundcu-theme\/images\/back_top.svg\"\n\t\t\talt=\"Back to Top Button\"\n\t\t\twidth=\"18.07\"\n\t\t\theight=\"23.169\"\n\t\t\tloading=\"lazy\"\n\t\t>\n\t  Back to top  <\/a>\n<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__related-products co-flex_row__next_row__multi-path-cta\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-rel_prods\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">More protection options. <\/h2><div class=\"co-intro_text--intro\"><p>Sound also offers Accidental Death &amp; Dismemberment (AD&amp;D), Guaranteed Auto Protection (GAP), Payment Protection and Major Mechanical Protection.<\/p>\n<\/div>\t\t<\/header>\n\t\t\t\t<div class=\"co-rel_prods--cols prow prow-md:2 justify-center\">\n\t\t\t\t\t\t\t\t\t<div class=\"co-rel_prods--col\">\n\t\t\t\t\t\t<h3 class=\"co-rel_prods--col_title\">AD&#038;D Insurance<\/h3><div class=\"co-rel_prods--col_desc\"><p>Sound Credit Union members age 18+ qualify for complimentary $2000 coverage and are automatically pre-authorized for $300k additional coverage, with no exams required.<\/p>\n<\/div><a class=\"co-rel_prods--col_cta\" href=\"https:\/\/www.soundcu.com\/personal\/insurance\/add\/\" target=\"_blank\" aria-label=\"Read more about AD&#038;D Insurance\">Learn more<\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"co-rel_prods--col\">\n\t\t\t\t\t\t<h3 class=\"co-rel_prods--col_title\">GAP &#038; MMP Coverage<\/h3><div class=\"co-rel_prods--col_desc\"><p>If your vehicle is stolen or totaled, insurance may only reimburse for the value of your car, which may not cover the full amount of your auto loan. GAP steps in to reduce or eliminate any out-of-pocket expense for the remaining loan balance after a total loss occurs<\/p>\n<\/div><a class=\"co-rel_prods--col_cta\" href=\"https:\/\/www.soundcu.com\/personal\/services\/gap-mmp\/\" target=\"_blank\" aria-label=\"Read more about GAP &#038; MMP Coverage\">Learn more<\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__last co-flex_row__multi-path-cta\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-mp_ctas\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Questions or ready for a policy quote? <\/h2>\t\t<\/header>\n\t\t\t<div class=\"co-mp_ctas--list prow justify-center\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-mp_cta pcol-lg:4\">\n\t\t\t\t\t<div class=\"co-mp_cta--title\">\n\t\t\t\t\t\tGet started online\t\t\t\t\t<\/div>\n\t\t\t\t\t<a class=\"co-mp_cta--link gtm-button\" href=\"https:\/\/www.soundcu.com\/speed-bump\/?url=https%3A%2F%2Fquote.insurancebysound.com%2F&#038;prev=https%3A%2F%2Fwww.soundcu.com%2Fpersonal%2Finsurance%2F\">Get a quote<\/a>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-mp_cta pcol-lg:4\">\n\t\t\t\t\t<div class=\"co-mp_cta--title\">\n\t\t\t\t\t\tCall Us\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-mp_cta--content\">\n\t\t\t\t\t\t\t<p><a href=\"tel:8005628130\">800.562.8130<\/a><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-mp_cta pcol-lg:4\">\n\t\t\t\t\t<div class=\"co-mp_cta--title\">\n\t\t\t\t\t\tStop by a local branch\t\t\t\t\t<\/div>\n\t\t\t\t\t<a class=\"co-mp_cta--link gtm-button\" href=\"https:\/\/www.soundcu.com\/branches\/\">Find a branch<\/a>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n\n\t<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":9,"featured_media":0,"parent":2314,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"content-type":"","_searchwp_excluded":"","footnotes":""},"county":[],"class_list":["post-2346","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/pages\/2346","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/comments?post=2346"}],"version-history":[{"count":29,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/pages\/2346\/revisions"}],"predecessor-version":[{"id":17602,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/pages\/2346\/revisions\/17602"}],"up":[{"embeddable":true,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/pages\/2314"}],"wp:attachment":[{"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/media?parent=2346"}],"wp:term":[{"taxonomy":"county","embeddable":true,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/county?post=2346"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}