{"id":2351,"date":"2023-08-14T18:12:40","date_gmt":"2023-08-15T01:12:40","guid":{"rendered":"https:\/\/www.soundcu.com\/personal\/insurance\/gap-mmp\/"},"modified":"2025-12-16T10:33:35","modified_gmt":"2025-12-16T18:33:35","slug":"gap-mmp","status":"publish","type":"page","link":"https:\/\/www.soundcu.com\/personal\/services\/gap-mmp\/","title":{"rendered":"GAP &#038; MMP Coverage"},"content":{"rendered":"<div class=\"co-flex_row co-flex_row__blue co-flex_row__page-hero co-flex_row__next_row__page-intro\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<header class=\"co-page_hero  co-page_hero__has_image\" aria-label=\"Header: Guaranteed Asset Protection (GAP)<br>and<br>Major Mechanical Protection (MMP)&#8221;>\n\t\t<div class=\"co-page_hero--inner\">\n\t\t\t<div class=\"prow items-center\">\n\t\t\t\t\t\t\t\t\t<div class=\"co-page_hero--img_wrap pcol-lg:6 pcol-xl:7 \">\n\t\t\t\t\t\t<div class=\"co-page_hero--mask\"><svg width=\"997.021\" height=\"609.682\" viewBox=\"0 0 997.021 609.682\"><defs><clipPath id=\"svgPathHero\"><path d=\"M299.014.148H0V609.681H299.014c480.632.192,698.007-296.752,698.007-296.752C691.761-16.846,299.014.148,299.014.148\"\/><\/clipPath><\/defs><image id=\"image_6988c44bca319\" xlink:href=\"https:\/\/www.soundcu.com\/files\/gap-insurance.jpg\" src=\"https:\/\/www.soundcu.com\/files\/gap-insurance.jpg\" clip-path=\"url(#svgPathHero)\"  alt=\"Mother and child smiling in the back of their car at sunset\" \/><\/svg><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"co-page_hero--text pcol-lg:6 pcol-xl:5 \">\n\t\t\t\t\t\t\t\t\t\t\t<h1 class=\"co-page_hero--sup_heading\">\n\t\t\t\t\t\t\tPersonal Services\t\t\t\t\t\t<\/h1>\n\t\t\t\t\t\t\t\t\t\t<h2 class=\"co-page_hero--title\" >Guaranteed Asset Protection (GAP)<br>and<br>Major Mechanical Protection (MMP)<\/h2>\t\t\t\t\t<p class=\"co-page_hero--tagline\">Drive with confidence.<\/p>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/header>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__blue co-flex_row__page-intro co-flex_row__next_row__tabs\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-page_intro\">\n\t\t<div class=\"co-page_intro--desc\"><p>Understand the Value of Guaranteed Auto Protection (GAP) Coverage and Major Mechanical Protection (MMP) for Your Peace of Mind<\/p>\n<\/div>\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__blue co-flex_row__tabs co-flex_row__next_row__related-products\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-tabs\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Coverage for the Road of Life<\/h2>\t\t<\/header>\n\t\t\t\t<div class=\"co-tabs--tabs js-tabs\">\n\t\t\t\t<nav class=\"co-tabs--nav\" aria-label=\"Tabs Navigation 6988c44bcbb33\">\n\t\t\t\t\t\t\t\t\t\t\t<button\n\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\t\tco-tabs--nav_toggle\n\t\t\t\t\t\t\t\tjs-tab_toggle\n\t\t\t\t\t\t\t\tjs-tab_toggle_large\n\t\t\t\t\t\t\t\"\n\t\t\t\t\t\t\tdata-tabtitle=\"guaranteedassetprotectiongap\"\n\t\t\t\t\t\t\tdata-tabindex=\"0_guaranteedassetprotectiongap\"\n\t\t\t\t\t\t\taria-label=\"Open Guaranteed Asset Protection (GAP)\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\tGuaranteed Asset Protection (GAP)\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t<button\n\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\t\tco-tabs--nav_toggle\n\t\t\t\t\t\t\t\tjs-tab_toggle\n\t\t\t\t\t\t\t\tjs-tab_toggle_large\n\t\t\t\t\t\t\t\"\n\t\t\t\t\t\t\tdata-tabtitle=\"majormechanicalprotectionmmp\"\n\t\t\t\t\t\t\tdata-tabindex=\"1_majormechanicalprotectionmmp\"\n\t\t\t\t\t\t\taria-label=\"Open Major Mechanical Protection (MMP)\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\tMajor Mechanical Protection (MMP)\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t<\/nav>\n\n\t\t\t\t<div class=\"co-tabs--panels\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-tab js-tab co-tab__0\">\n\t\t\t\t\t\t\t<button\n\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\t\t\tco-tab--toggle\n\t\t\t\t\t\t\t\t\tjs-tab_toggle\n\t\t\t\t\t\t\t\t\"\n\t\t\t\t\t\t\t\tdata-tabindex=\"0_guaranteedassetprotectiongap\"\n\t\t\t\t\t\t\t\taria-label=\"Open Mobile Tab Guaranteed Asset Protection (GAP)\"\n\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\tGuaranteed Asset Protection (GAP)\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t<section\n\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\t\t\tco-tab--content\n\t\t\t\t\t\t\t\t\tco-row\n\t\t\t\t\t\t\t\t\tjs-tab_content\n\t\t\t\t\t\t\t\t\"\n\t\t\t\t\t\t\t\taria-label=\"Tab Content for Guaranteed Asset Protection (GAP)\"\n\t\t\t\t\t\t\t\tdata-tabindex=\"0_guaranteedassetprotectiongap\"\n\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t<h1 class=\"h3\">Guaranteed Asset Protection<\/h1>\n<p>If your vehicle is stolen or totaled, insurance may only reimburse for the value of your car, which may not cover the full amount of your auto loan.<\/p>\n<p>GAP steps in to reduce or eliminate any out-of-pocket expense for the remaining loan balance after a total loss occurs.<\/p>\n<ul>\n<li>Flat fee that can be financed into most loans (or purchased with cash)<\/li>\n<li>Protects your credit rating<\/li>\n<li>Covers losses that your primary insurance company may not<\/li>\n<li>Hassle-free, with no underwriting<\/li>\n<li>Ability to purchase a replacement vehicle sooner because there is little to no carry-over balance<\/li>\n<\/ul>\n<div class=\"h4\"><strong>Includes an additional $1,000 Advantage Benefit<\/strong><\/div>\n<ul>\n<li>Reduces the loan of a replacement vehicle, if financed with Sound within 90 days<\/li>\n<li>Guaranteed benefit if there is no deficiency balance owed<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n\t\t\t\t\t\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-tab js-tab co-tab__1\">\n\t\t\t\t\t\t\t<button\n\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\t\t\tco-tab--toggle\n\t\t\t\t\t\t\t\t\tjs-tab_toggle\n\t\t\t\t\t\t\t\t\"\n\t\t\t\t\t\t\t\tdata-tabindex=\"1_majormechanicalprotectionmmp\"\n\t\t\t\t\t\t\t\taria-label=\"Open Mobile Tab Major Mechanical Protection (MMP)\"\n\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\tMajor Mechanical Protection (MMP)\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t<section\n\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\t\t\tco-tab--content\n\t\t\t\t\t\t\t\t\tco-row\n\t\t\t\t\t\t\t\t\tjs-tab_content\n\t\t\t\t\t\t\t\t\"\n\t\t\t\t\t\t\t\taria-label=\"Tab Content for Major Mechanical Protection (MMP)\"\n\t\t\t\t\t\t\t\tdata-tabindex=\"1_majormechanicalprotectionmmp\"\n\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t<h1 class=\"h2\">Major Mechanical Protection<\/h1>\n<p>No matter how well you maintain your vehicle, mechanical breakdowns can happen. For a few dollars a month, know that if it happens you\u2019ll be covered. Plus, as a Sound member, you can benefit from preferred pricing on your major mechanical coverage.<\/p>\n<p><strong>Major Mechanical Protection includes:<\/strong><\/p>\n<ul>\n<li>Full coverage for parts and labor on authorized repairs<\/li>\n<li>Emergency road service<\/li>\n<li>Rental reimbursement<\/li>\n<li>Nationwide coverage<\/li>\n<li>Hassle-free, with no underwriting<\/li>\n<li>Cost of warranty can be rolled into your monthly payment<\/li>\n<li>Transferable: warranty can stay with the car if you sell it to a new owner<\/li>\n<\/ul>\n\t\t\t\t\t\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<\/div>\n\t\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__blue co-flex_row__related-products co-flex_row__next_row__single-path-cta\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-rel_prods\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">More Coverage Options<\/h2><div class=\"co-intro_text--intro\"><p>Sound also offers Home, Auto and Life Insurance policies that can save you money.<\/p>\n<\/div>\t\t<\/header>\n\t\t\t\t<div class=\"co-rel_prods--cols prow prow-md:2 justify-center\">\n\t\t\t\t\t\t\t\t\t<div class=\"co-rel_prods--col\">\n\t\t\t\t\t\t<h3 class=\"co-rel_prods--col_title\">Homeowners Insurance<\/h3><div class=\"co-rel_prods--col_desc\">Your home is more than just a place to live; it&#8217;s a significant investment that deserves protection.<\/div><a class=\"co-rel_prods--col_cta\" href=\"https:\/\/www.soundcu.com\/personal\/insurance\/homeowners\/\" target=\"_blank\" aria-label=\"Read more about Homeowners Insurance\">Learn more<\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"co-rel_prods--col\">\n\t\t\t\t\t\t<h3 class=\"co-rel_prods--col_title\">Auto Insurance<\/h3><div class=\"co-rel_prods--col_desc\">Our comprehensive auto insurance solutions are designed to safeguard you, your passengers, and your vehicle, providing you with the confidence to drive without worry.<\/div><a class=\"co-rel_prods--col_cta\" href=\"https:\/\/www.soundcu.com\/personal\/insurance\/auto\/\" target=\"_blank\" aria-label=\"Read more about Auto Insurance\">Learn more<\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__blue co-flex_row__single-path-cta co-flex_row__next_row__disclosures\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<svg class=\"co-sp_cta__svg\" width=\"488.512\" height=\"338.101\" viewBox=\"0 0 488.512 338.101\">\n\t\t\t<path class=\"co-sp_cta__svg--path_big\" d=\"M488.512,163.324C337.738,308.387,172.875,346.284,6.386,332.445c-12.895-1.072-2.726.507,0-169.121C7.666,83.681-1.682,4.826,3.448,4.309,177.337-13.221,346.255,19.454,488.512,163.324Z\"\/>\n\t\t\t<path class=\"co-sp_cta__svg--path_small\" d=\"M408.431,63.648c-126.358,121.572-278.108,50-408.431,0C129.644,19.327,291.966-54.138,408.431,63.648Z\" transform=\"translate(0 207.52)\" fill=\"#efc025\"\/>\n\t<\/svg>\n\t<div class=\"co-sp_cta\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Ready for complete auto protection and peace of mind?<\/h2>\t\t<\/header>\n\t<a class=\"co-sp_cta--button gtm-button\" href=\"https:\/\/www.soundcu.com\/contact\/\"  >Contact Us<\/a><a class=\"co-sp_cta--link\" href=\"https:\/\/www.soundcu.com\/branches\/\"  >Visit a Local Branch<\/a>\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__blue co-flex_row__last co-flex_row__disclosures\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-disclosures\">\n\t\t<h2 class=\"co-disclosures--title\">Disclosures<\/h2>\n\t\t<div class=\"co-disclosures--content\">\n\t\t\t<div class=\"small-text\">\n<p>Additional details and restrictions may apply. Call or visit your local branch for complete coverage details.<\/p>\n<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\t<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":9,"featured_media":0,"parent":2345,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"content-type":"","_searchwp_excluded":"","footnotes":""},"county":[],"class_list":["post-2351","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/pages\/2351","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/comments?post=2351"}],"version-history":[{"count":3,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/pages\/2351\/revisions"}],"predecessor-version":[{"id":17858,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/pages\/2351\/revisions\/17858"}],"up":[{"embeddable":true,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/pages\/2345"}],"wp:attachment":[{"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/media?parent=2351"}],"wp:term":[{"taxonomy":"county","embeddable":true,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/county?post=2351"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}