{"id":2370,"date":"2025-06-11T09:05:00","date_gmt":"2025-06-11T16:05:00","guid":{"rendered":"https:\/\/www.soundcu.com\/certificate\/"},"modified":"2026-01-23T14:31:52","modified_gmt":"2026-01-23T22:31:52","slug":"certificate","status":"publish","type":"page","link":"https:\/\/www.soundcu.com\/business\/savings-and-certificates\/certificate\/","title":{"rendered":"Business Certificate"},"content":{"rendered":"<div class=\"co-flex_row co-flex_row__blue co-flex_row__page-hero co-flex_row__next_row__page-intro\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<header class=\"co-page_hero  co-page_hero__has_image\" aria-label=\"Header: Business Certificates at Sound\">\n\t\t<div class=\"co-page_hero--inner\">\n\t\t\t<div class=\"prow items-center\">\n\t\t\t\t\t\t\t\t\t<div class=\"co-page_hero--img_wrap pcol-lg:6 pcol-xl:7 \">\n\t\t\t\t\t\t<div class=\"co-page_hero--mask\"><svg width=\"997.021\" height=\"609.682\" viewBox=\"0 0 997.021 609.682\"><defs><clipPath id=\"svgPathHero\"><path d=\"M299.014.148H0V609.681H299.014c480.632.192,698.007-296.752,698.007-296.752C691.761-16.846,299.014.148,299.014.148\"\/><\/clipPath><\/defs><image id=\"image_6988c9b287dbb\" xlink:href=\"https:\/\/www.soundcu.com\/files\/000080764837_BLUE_997x610.jpg\" src=\"https:\/\/www.soundcu.com\/files\/000080764837_BLUE_997x610.jpg\" clip-path=\"url(#svgPathHero)\"  alt=\"Happy employee smiling at camera in bright, modern office setting\" \/><\/svg><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"co-page_hero--text pcol-lg:6 pcol-xl:5 \">\n\t\t\t\t\t\t\t\t\t\t\t<h1 class=\"co-page_hero--sup_heading\">\n\t\t\t\t\t\t\tOpen a Business Certificate Account\t\t\t\t\t\t<\/h1>\n\t\t\t\t\t\t\t\t\t\t<h2 class=\"co-page_hero--title\" >Business Certificates at Sound<\/h2>\t\t\t\t\t<p class=\"co-page_hero--tagline\">High Rates to Help Your Money, and Business Grow<\/p>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/header>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__blue co-flex_row__page-intro co-flex_row__next_row__sticky-nav\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-page_intro\">\n\t\t<h2 class=\"co-page_intro--title\">Interest is compounded monthly and accounts can easily be rolled over once they reach maturity.<\/h2>\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__sticky-nav co-flex_row__next_row__columns\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-sticky_nav_wrap is-active\" id=\"js-sticky_nav_wrap\">\n\t\t<nav\n\t\t\tclass=\"co-sticky_nav\"\n\t\t\tid=\"js-sticky_nav\"\n\t\t\taria-label=\"in page anchor navigation\"\n\t\t>\n\t\t\t<div class=\"co-sticky_nav--mobile\">\n\t\t\t\t<button\n\t\t\t\t\tclass=\"co-sticky_nav--toggle\"\n\t\t\t\t\tid=\"js-sticky_nav_toggle\"\n\t\t\t\t\taria-label=\"Open and close page menu\"\n\t\t\t\t>Page Menu<\/button>\n\t\t\t<\/div>\n\t\t\t<div\n\t\t\t\tclass=\"co-sticky_nav--row co-row\"\n\t\t\t\tid=\"js-sticky_nav_links\"\n\t\t\t>\n\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\thref=\"#features\"\n\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\tco-sticky_nav--link\n\t\t\t\t\t\t\tjs-sticky_nav_item\n\t\t\t\t\t\t\"\n\t\t\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\tFeatures\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\thref=\"#rates\"\n\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\tco-sticky_nav--link\n\t\t\t\t\t\t\tjs-sticky_nav_item\n\t\t\t\t\t\t\"\n\t\t\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\tRates\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\thref=\"#apply\"\n\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\tco-sticky_nav--link\n\t\t\t\t\t\t\tjs-sticky_nav_item\n\t\t\t\t\t\t\"\n\t\t\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\tContact Us\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\thref=\"#apply\"\n\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\tco-sticky_nav--link\n\t\t\t\t\t\t\tjs-sticky_nav_item\n\t\t\t\t\t\t\"\n\t\t\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\tApply Online\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/nav>\n\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__blue co-flex_row__columns co-flex_row__next_row__tabs\" id=\"features\">\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-columns\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Lock in a high rate. Guarantee a return.<\/h2><div class=\"co-intro_text--intro\"><p>We offer a variety of business certificates and flexible features to round-out your business investments.<\/p>\n<\/div>\t\t<\/header>\n\t\t\t\t<div class=\"co-columns--row prow prow-md:2 prow-lg:4 co-columns--row__images justify-start\">\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t<h3 class=\"co-columns--box_headline\" >Basic Certificate<\/h3><div class=\"co-columns--box_desc\"><ul>\n<li>Minimum deposit of $500<\/li>\n<li>Terms from 3 to 60 months<\/li>\n<li>Add to your balance unlimited additional deposits<\/li>\n<\/ul>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t<h3 class=\"co-columns--box_headline\" >Bump Certificate\u00b9<\/h3><div class=\"co-columns--box_desc\"><ul>\n<li>Get a one-time bump to a higher rate<\/li>\n<li>Add to your balance unlimited additional deposits<\/li>\n<\/ul>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t<h3 class=\"co-columns--box_headline\" >Flex Certificate\u00b2<\/h3><div class=\"co-columns--box_desc\"><ul>\n<li>Make a one-time withdrawal during your term<\/li>\n<li>Option to make a one-time bump to a higher rate<\/li>\n<li>Add to your balance unlimited additional deposits<\/li>\n<\/ul>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t<h3 class=\"co-columns--box_headline\" >Jumbo Certificate<\/h3><div class=\"co-columns--box_desc\"><ul>\n<li>Earn even higher dividend on balances of $100,000 or more<\/li>\n<li>Terms range from 6 to 60 months<\/li>\n<li>Add to your balance unlimited additional deposits<\/li>\n<\/ul>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__blue co-flex_row__tabs co-flex_row__next_row__related-products\" id=\"rates\">\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-tabs\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Business Certificate Rates<\/h2>\t\t<\/header>\n\t\t\t\t<div class=\"co-tabs--tabs js-tabs\">\n\t\t\t\t<nav class=\"co-tabs--nav\" aria-label=\"Tabs Navigation 6988c9b2ac5b8\">\n\t\t\t\t\t\t\t\t\t\t\t<button\n\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\t\tco-tabs--nav_toggle\n\t\t\t\t\t\t\t\tjs-tab_toggle\n\t\t\t\t\t\t\t\tjs-tab_toggle_large\n\t\t\t\t\t\t\t\"\n\t\t\t\t\t\t\tdata-tabtitle=\"basicbumpflexbusinesscertificates\"\n\t\t\t\t\t\t\tdata-tabindex=\"0_basicbumpflexbusinesscertificates\"\n\t\t\t\t\t\t\taria-label=\"Open Basic, Bump &#038; Flex Business Certificates\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\tBasic, Bump &#038; Flex Business Certificates\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t<button\n\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\t\tco-tabs--nav_toggle\n\t\t\t\t\t\t\t\tjs-tab_toggle\n\t\t\t\t\t\t\t\tjs-tab_toggle_large\n\t\t\t\t\t\t\t\"\n\t\t\t\t\t\t\tdata-tabtitle=\"businessjumbocertificates\"\n\t\t\t\t\t\t\tdata-tabindex=\"1_businessjumbocertificates\"\n\t\t\t\t\t\t\taria-label=\"Open Business Jumbo Certificates\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\tBusiness Jumbo Certificates\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t<\/nav>\n\n\t\t\t\t<div class=\"co-tabs--panels\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-tab js-tab co-tab__0\">\n\t\t\t\t\t\t\t<button\n\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\t\t\tco-tab--toggle\n\t\t\t\t\t\t\t\t\tjs-tab_toggle\n\t\t\t\t\t\t\t\t\"\n\t\t\t\t\t\t\t\tdata-tabindex=\"0_basicbumpflexbusinesscertificates\"\n\t\t\t\t\t\t\t\taria-label=\"Open Mobile Tab Basic, Bump &#038; Flex Business Certificates\"\n\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\tBasic, Bump &#038; Flex Business Certificates\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t<section\n\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\t\t\tco-tab--content\n\t\t\t\t\t\t\t\t\tco-row\n\t\t\t\t\t\t\t\t\tjs-tab_content\n\t\t\t\t\t\t\t\t\"\n\t\t\t\t\t\t\t\taria-label=\"Tab Content for Basic, Bump &#038; Flex Business Certificates\"\n\t\t\t\t\t\t\t\tdata-tabindex=\"0_basicbumpflexbusinesscertificates\"\n\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table_wrap co-rates_table_wrap__rates_list\">\n\t<table class=\"co-rates_table\">\n\t\t<caption class=\"co-rates_table_wrap--title\" id=\"businesscertificates\">\n\t\t\tBusiness Certificates\t\t<\/caption>\n\t\t\t\t\t<thead>\n\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>Term<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>Dividend Rate<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>APY*<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>Minimum Balance<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t<\/thead>\n\t\t\t\t\t<tfoot>\n\t\t\t\t<tr>\n\t\t\t\t\t<td class=\"co-rates_table--foot_cell\" colspan=\"4\">\n\t\t\t\t\t\t<div class=\"small-text\">\n<p>Rates and fees are subject to change. Early withdrawal penalties apply and may reduce earnings. Please check with <a href=\"https:\/\/www.soundcu.com\/branches\/\">your local branch<\/a>, or call if we can answer any questions.<\/p>\n<p>*APY = Annual Percentage Yield<\/p>\n<p><strong>10-Month Certificate with Rate-Bump (Offer expired June 30):<\/strong> Offers valid for existing or new Sound members. Membership with a savings account at Sound Credit Union is required to participate in the offer. Anyone who lives or works in WA can join. Promotional rates and terms advertised are available for a limited time and subject to change without notice. Early withdrawal penalties apply and may reduce earnings. Certificate: Minimum balance is $500. At maturity, certificate will roll into a new 12-month certificate. Rate Bump: One time upon request, we will increase your rate to the current 10-Month rate at the same term. The new dividend will not be applied retroactively.<\/p>\n<p><strong>Unlimited Deposits:<\/strong> Make additional deposits at any time during the term of the certificate.<\/p>\n<p><strong>Bump Certificate:<\/strong>\u00a0Minimum balance is $2,500.\u00a0<strong>Rate Bump:<\/strong>\u00a0One time upon request, we will increase your rate to the current Bump Certificate rate at the same term. The new dividend will not be applied retroactively.\u00a0<strong>Penalty-Free Deposits:<\/strong>\u00a0Unlimited deposits.<\/p>\n<p><span style=\"font-weight: 400;\"><strong>Flex Certificate:<\/strong> Minimum balance is $2,500.<strong> Add-on option:<\/strong>\u00a0Unlimited deposits.\u00a0<strong>Bump option:<\/strong>\u00a0Upon request, rate will be increased to current Flex Certificate rate.\u00a0<strong>Withdrawal option:<\/strong>\u00a0Withdrawal amount cannot reduce the balance to less than the $2,500 minimum.<\/span><\/p>\n<p><strong>Note:<\/strong> All savings accounts which have dividends compounded and credited are paid monthly.<\/p>\n<p>This Rate and Fee Schedule sets forth current conditions, rates, fees and charges applicable to your accounts at Sound Credit Union at this time. The Credit Union may offer other dividend rates, annual percentage yields and fees or amend the dividend rates, annual percentage yields and fees contained in this schedule from time to time. Fees may reduce earnings. Each account holder agrees to the terms set forth on this Rate and Fee Schedule and acknowledges that it is a part of the Membership and Account Agreement. Federally insured by NCUA.<\/p>\n<\/div>\n\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t<\/tfoot>\n\t\t\t\t\t<tbody>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Term<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>3 Months<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Dividend Rate<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.47%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APY*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.50%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Minimum Balance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>$500<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Term<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>6 Months<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Dividend Rate<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>3.44%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APY*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>3.50%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Minimum Balance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>$500<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Term<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>10 Month w\/Bump<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Dividend Rate<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>offer expired June 2025<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APY*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Minimum Balance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>$500<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Term<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>12 Months<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Dividend Rate<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>3.69%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APY*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>3.75%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Minimum Balance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>$500<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Term<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>18 Months (Flex)<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Dividend Rate<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.95%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APY*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.99%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Minimum Balance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>$2,500<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Term<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>24 Months<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Dividend Rate<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.72%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APY*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.75%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Minimum Balance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>$500<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Term<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>30 Months (Flex)<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Dividend Rate<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.47%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APY*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.50%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Minimum Balance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>$2,500<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Term<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>36 Months<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Dividend Rate<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.62%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APY*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.65%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Minimum Balance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>$500<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Term<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>36 Months (Bump)<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Dividend Rate<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.62%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APY*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.65%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Minimum Balance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>$2,500<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Term<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>48 Months<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Dividend Rate<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.47%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APY*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.50%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Minimum Balance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>$500<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Term<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>60 Months<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Dividend Rate<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.47%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APY*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.50%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Minimum Balance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>$500<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Term<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>60 Months (Bump)<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Dividend Rate<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.47%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APY*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.50%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Minimum Balance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>$2,500<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<\/tbody>\n\t\t\t<\/table>\n<\/div>\n\t\t\t\t\t\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-tab js-tab co-tab__1\">\n\t\t\t\t\t\t\t<button\n\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\t\t\tco-tab--toggle\n\t\t\t\t\t\t\t\t\tjs-tab_toggle\n\t\t\t\t\t\t\t\t\"\n\t\t\t\t\t\t\t\tdata-tabindex=\"1_businessjumbocertificates\"\n\t\t\t\t\t\t\t\taria-label=\"Open Mobile Tab Business Jumbo Certificates\"\n\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\tBusiness Jumbo Certificates\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t<section\n\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\t\t\tco-tab--content\n\t\t\t\t\t\t\t\t\tco-row\n\t\t\t\t\t\t\t\t\tjs-tab_content\n\t\t\t\t\t\t\t\t\"\n\t\t\t\t\t\t\t\taria-label=\"Tab Content for Business Jumbo Certificates\"\n\t\t\t\t\t\t\t\tdata-tabindex=\"1_businessjumbocertificates\"\n\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table_wrap co-rates_table_wrap__rates_list\">\n\t<table class=\"co-rates_table\">\n\t\t<caption class=\"co-rates_table_wrap--title\" id=\"businessjumbocertificates\">\n\t\t\tBusiness Jumbo Certificates\t\t<\/caption>\n\t\t\t\t\t<thead>\n\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>Term<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>Dividend Rate<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>APY*<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>Minimum Balance<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t<\/thead>\n\t\t\t\t\t<tfoot>\n\t\t\t\t<tr>\n\t\t\t\t\t<td class=\"co-rates_table--foot_cell\" colspan=\"4\">\n\t\t\t\t\t\t<div class=\"small-text\">\n<p>Rates and fees are subject to change. Early withdrawal penalties apply and may reduce earnings. Please check with <a href=\"https:\/\/www.soundcu.com\/branches\/\">your local branch<\/a>, or call if we can answer any questions.<\/p>\n<p>*APY = Annual Percentage Yield<\/p>\n<p><strong>Unlimited Deposits:<\/strong> Make additional deposits at any time during the term of the certificate.<\/p>\n<p><strong>Note:<\/strong> All savings accounts which have dividends compounded and credited are paid monthly.<\/p>\n<p>This Rate and Fee Schedule sets forth current conditions, rates, fees and charges applicable to your accounts at Sound Credit Union at this time. The Credit Union may offer other dividend rates, annual percentage yields and fees or amend the dividend rates, annual percentage yields and fees contained in this schedule from time to time. Fees may reduce earnings. Each account holder agrees to the terms set forth on this Rate and Fee Schedule and acknowledges that it is a part of the Membership and Account Agreement. Federally insured by NCUA.<\/p>\n<\/div>\n<p>&nbsp;<\/p>\n\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t<\/tfoot>\n\t\t\t\t\t<tbody>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Term<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>6 Months<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Dividend Rate<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>3.69%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APY*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>3.75%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Minimum Balance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>$100,000<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Term<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>12 Months<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Dividend Rate<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>3.93%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APY*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>4.00%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Minimum Balance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>$100,000<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Term<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>18 Months<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Dividend Rate<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>3.20%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APY*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>3.25%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Minimum Balance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>$100,000<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Term<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>24 Months<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Dividend Rate<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.97%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APY*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>3.01%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Minimum Balance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>$100,000<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Term<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>36 Months<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Dividend Rate<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.87%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APY*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.91%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Minimum Balance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>$100,000<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Term<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>60 Months<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Dividend Rate<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.72%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APY*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.23%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Minimum Balance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>$100,000<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<\/tbody>\n\t\t\t<\/table>\n<\/div>\n\t\t\t\t\t\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<\/div>\n\t\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__blue co-flex_row__related-products co-flex_row__next_row__single-path-cta\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-rel_prods\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Explore related business accounts.<\/h2>\t\t<\/header>\n\t\t\t\t<div class=\"co-rel_prods--cols prow prow-md:2 justify-center\">\n\t\t\t\t\t\t\t\t\t<div class=\"co-rel_prods--col\">\n\t\t\t\t\t\t<h3 class=\"co-rel_prods--col_title\">Business Money Market<\/h3><div class=\"co-rel_prods--col_desc\"><p>Earn a competitive, tiered dividend rate on your account balances with unmatched liquidity.<\/p>\n<\/div><a class=\"co-rel_prods--col_cta\" href=\"https:\/\/www.soundcu.com\/business\/savings-and-certificates\/money-market\/\" target=\"_blank\" aria-label=\"Read more about Business Money Market\">Learn more<\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"co-rel_prods--col\">\n\t\t\t\t\t\t<h3 class=\"co-rel_prods--col_title\">High Yield Business Savings Account<\/h3><div class=\"co-rel_prods--col_desc\">We understand the importance of maximizing the returns on your business funds while maintaining liquidity and security.<\/div><a class=\"co-rel_prods--col_cta\" href=\"https:\/\/www.soundcu.com\/business\/savings-and-certificates\/high-yield-business-savings-account\/\" target=\"_blank\" aria-label=\"Read more about High Yield Business Savings Account\">Learn more<\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__blue co-flex_row__single-path-cta co-flex_row__next_row__back-to-top\" id=\"apply\">\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<svg class=\"co-sp_cta__svg\" width=\"488.512\" height=\"338.101\" viewBox=\"0 0 488.512 338.101\">\n\t\t\t<path class=\"co-sp_cta__svg--path_big\" d=\"M488.512,163.324C337.738,308.387,172.875,346.284,6.386,332.445c-12.895-1.072-2.726.507,0-169.121C7.666,83.681-1.682,4.826,3.448,4.309,177.337-13.221,346.255,19.454,488.512,163.324Z\"\/>\n\t\t\t<path class=\"co-sp_cta__svg--path_small\" d=\"M408.431,63.648c-126.358,121.572-278.108,50-408.431,0C129.644,19.327,291.966-54.138,408.431,63.648Z\" transform=\"translate(0 207.52)\" fill=\"#efc025\"\/>\n\t<\/svg>\n\t<div class=\"co-sp_cta\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Our Business Banking Team is available to assist in customizing your business finances so you&#8217;re a step-ahead.<\/h2><div class=\"co-intro_text--intro\"><p>Many business types can apply for their business membership online<sup>3<\/sup>.<\/p>\n<\/div>\t\t<\/header>\n\t<a data-trigger-id=\"17864\" class=\"modal-trigger co-sp_cta--button\" href=\"#\">Open a Business Account<\/a>\t<div class=\"co-overlay with-sidebar\" data-trigger-id=\"17864\">\n\t\t<div class=\"co-overlay--inner\">\n\t\t\t\t\t<div class=\"co-overlay--content text-component\">\n\t\t\t\t<div class=\"co-overlay--content_inner\">\n\t\t\t\t\t<h2 class=\"co-overlay--title\">Open a Business Account<\/h2><p>Is your business structure one of the following?<\/p>\n<ul>\n<li>Sole Proprietorship<\/li>\n<li>Single-Member LLC<\/li>\n<li>Multiple-Member LLC with up to 4 individual members<\/li>\n<li>General Partnership<\/li>\n<\/ul>\n\t\t\t\t\t\t<div class=\"co-overlay--cta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-overlay--cta__block\">\n\t\t\t\t\t\t\t\t\t<a data-trigger-id=\"17866\" class=\"modal-trigger co-overlay--cta_button\" href=\"#\">Yes<\/a>\t<div class=\"co-overlay with-sidebar\" data-trigger-id=\"17866\">\n\t\t<div class=\"co-overlay--inner\">\n\t\t\t\t\t<div class=\"co-overlay--content text-component\">\n\t\t\t\t<div class=\"co-overlay--content_inner\">\n\t\t\t\t\t<h2 class=\"co-overlay--title\">Are you new to Sound?<\/h2><p>Only new business members are eligible to apply for their first account(s) online.<\/p>\n\t\t\t\t\t\t<div class=\"co-overlay--cta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-overlay--cta__block\">\n\t\t\t\t\t\t\t\t\t<a class=\"co-overlay--cta_button\" href=\"https:\/\/account.soundcu.com\/?flow=business\" rel=\"noopener\">Yes, I&#8217;m New!<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-overlay--cta__block\">\n\t\t\t\t\t\t\t\t\t<a class=\"co-overlay--cta_button\" href=\"https:\/\/www.soundcu.com\/business\/banking-with-sound\/#team\">No, I&#8217;m already a business member.<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-overlay--sidebar text-component\">\n\t\t\t\t\t<h3>Already a Business Member?<\/h3>\n<p>We appreciate your partnership! Connect with your Business Services Officer for account support.<\/p>\n<p><span class=\"co-button\"><a href=\"https:\/\/www.soundcu.com\/business\/banking-with-sound\/#team\">Contact us<\/a><\/span><\/p>\n<p>&nbsp;<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-overlay--cta__block\">\n\t\t\t\t\t\t\t\t\t<a data-trigger-id=\"17865\" class=\"modal-trigger co-overlay--cta_button\" href=\"#\">No<\/a>\t<div class=\"co-overlay with-sidebar\" data-trigger-id=\"17865\">\n\t\t<div class=\"co-overlay--inner\">\n\t\t\t\t\t<div class=\"co-overlay--content text-component\">\n\t\t\t\t<div class=\"co-overlay--content_inner\">\n\t\t\t\t\t<h2 class=\"co-overlay--title\">Business Account Support<\/h2><p>Only the 4 business types listed previously are eligible to apply online.<\/p>\n<p>We welcome all other business types to apply with a Business Services Officer.<\/p>\n<p><\/br><\/p>\n\t\t\t\t\t\t<div class=\"co-overlay--cta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-overlay--cta__block\">\n\t\t\t\t\t\t\t\t\t<a class=\"co-overlay--cta_button\" href=\"https:\/\/www.soundcu.com\/business\/banking-with-sound\/#team\">Contact a BSO<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-overlay--sidebar text-component\">\n\t\t\t\t\t<h3>We&#8217;re here to help.<\/h3>\n<p>Thank you for your interest in Sound Credit Union. Our Business Services team looks forward to the opportunity to assist you.<\/p>\n<p><span class=\"co-button\"><a href=\"https:\/\/www.soundcu.com\/business\/banking-with-sound\/#team\">Contact us<\/a><\/span><\/p>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-overlay--sidebar text-component\">\n\t\t\t\t\t<h3>We&#8217;re Here.<\/h3>\n<p>Our Business Services Officers are available to assist you.<\/p>\n<p><span class=\"co-button\"><a href=\"https:\/\/www.soundcu.com\/business\/banking-with-sound\/#team\">Contact Us<\/a><\/span><\/p>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t<\/div>\n<a class=\"co-sp_cta--link\" href=\"https:\/\/www.soundcu.com\/business\/banking-services\/#contact\">Contact us to Get Started<\/a>\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__back-to-top co-flex_row__next_row__blog-feed\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t<div class=\"co-back-to-top\">\t\n  <a class=\"co-back-to-top--link js-scroll_link\" href=\"#\" aria-label=\"\">\n\t\t<img\n\t\t\tclass=\"co-back-to-top--arrow\"\n\t\t\tsrc=\"https:\/\/www.soundcu.com\/wp-content\/themes\/soundcu-theme\/images\/back_top.svg\"\n\t\t\talt=\"Back to Top Button\"\n\t\t\twidth=\"18.07\"\n\t\t\theight=\"23.169\"\n\t\t\tloading=\"lazy\"\n\t\t>\n\t  Back to top  <\/a>\n<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__blue co-flex_row__next_row_diff co-flex_row__blog-feed co-flex_row__next_row__disclosures\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t<div class=\"co-bf\">\n\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Tips and resources for you and your business finances.<\/h2><div class=\"co-intro_text--intro\"><p>Sound\u2019s blog is curated with relevant business and commercial content including tips, tutorials and everyday advice for like business minds.<\/p>\n<\/div>\t\t<\/header>\n\t\t<div class=\"co-bf--list prow prow-md:2 prow-lg:3\">\n\t\t<div class=\"co-post_tile co-columns--box\">\n\t<img loading=\"lazy\" decoding=\"async\" width=\"396\" height=\"258\" src=\"https:\/\/www.soundcu.com\/files\/iStock-1401269015_842x548-396x258.jpg\" class=\"co-post_tile--img co-columns--box_image wp-post-image\" alt=\"what is a certificate of deposit\" srcset=\"https:\/\/www.soundcu.com\/files\/iStock-1401269015_842x548-396x258.jpg 396w, https:\/\/www.soundcu.com\/files\/iStock-1401269015_842x548-540x351.jpg 540w, https:\/\/www.soundcu.com\/files\/iStock-1401269015_842x548-730x475.jpg 730w, https:\/\/www.soundcu.com\/files\/iStock-1401269015_842x548-768x500.jpg 768w, https:\/\/www.soundcu.com\/files\/iStock-1401269015_842x548-75x49.jpg 75w, https:\/\/www.soundcu.com\/files\/iStock-1401269015_842x548.jpg 842w\" sizes=\"auto, (max-width: 396px) 100vw, 396px\" \/><h2 class=\"co-post_tile--box_headline co-columns--box_headline\" > <a href=\"https:\/\/www.soundcu.com\/blog\/business-growth-guide\/\" class=\"link\">Business Growth Guide<\/a><\/h2>\t<div class=\"co-post_tile--box_desc co-post_tile--excerpt co-columns--box_desc\">\t\t\n\t\t<p>If you\u2019re ready to take your business to the next level, this Business Growth Guide will help. <a href=\"https:\/\/www.soundcu.com\/blog\/business-growth-guide\/\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n\t<\/div>\n<\/div><div class=\"co-post_tile co-columns--box\">\n\t<img loading=\"lazy\" decoding=\"async\" width=\"396\" height=\"250\" src=\"https:\/\/www.soundcu.com\/files\/Calculate-a-Business-Loan-Payment-396x250.jpg\" class=\"co-post_tile--img co-columns--box_image wp-post-image\" alt=\"Business Financial Health Check\" srcset=\"https:\/\/www.soundcu.com\/files\/Calculate-a-Business-Loan-Payment-396x250.jpg 396w, https:\/\/www.soundcu.com\/files\/Calculate-a-Business-Loan-Payment-540x340.jpg 540w, https:\/\/www.soundcu.com\/files\/Calculate-a-Business-Loan-Payment-75x47.jpg 75w, https:\/\/www.soundcu.com\/files\/Calculate-a-Business-Loan-Payment.jpg 730w\" sizes=\"auto, (max-width: 396px) 100vw, 396px\" \/><h2 class=\"co-post_tile--box_headline co-columns--box_headline\" > <a href=\"https:\/\/www.soundcu.com\/blog\/business-financial-health-check\/\" class=\"link\">Business Financial Health Check<\/a><\/h2>\t<div class=\"co-post_tile--box_desc co-post_tile--excerpt co-columns--box_desc\">\t\t\n\t\t<p>Use our Financial Health check to find out the key business drivers to better succeed in your business. <a href=\"https:\/\/www.soundcu.com\/blog\/business-financial-health-check\/\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n\t<\/div>\n<\/div><div class=\"co-post_tile co-columns--box\">\n\t<img loading=\"lazy\" decoding=\"async\" width=\"396\" height=\"258\" src=\"https:\/\/www.soundcu.com\/files\/iStock-1362265242_842x548-396x258.jpg\" class=\"co-post_tile--img co-columns--box_image wp-post-image\" alt=\"A confident woman smiling at the camera with arms crossed.\" srcset=\"https:\/\/www.soundcu.com\/files\/iStock-1362265242_842x548-396x258.jpg 396w, https:\/\/www.soundcu.com\/files\/iStock-1362265242_842x548-540x351.jpg 540w, https:\/\/www.soundcu.com\/files\/iStock-1362265242_842x548-730x475.jpg 730w, https:\/\/www.soundcu.com\/files\/iStock-1362265242_842x548-768x500.jpg 768w, https:\/\/www.soundcu.com\/files\/iStock-1362265242_842x548-75x49.jpg 75w, https:\/\/www.soundcu.com\/files\/iStock-1362265242_842x548.jpg 842w\" sizes=\"auto, (max-width: 396px) 100vw, 396px\" \/><h2 class=\"co-post_tile--box_headline co-columns--box_headline\" > <a href=\"https:\/\/www.soundcu.com\/blog\/business-start-up-guide\/\" class=\"link\">Business Start-Up Guide<\/a><\/h2>\t<div class=\"co-post_tile--box_desc co-post_tile--excerpt co-columns--box_desc\">\t\t\n\t\t<p>This Business Start-Up Guide is designed to help you turn that desire to start your own business into a reality. <a href=\"https:\/\/www.soundcu.com\/blog\/business-start-up-guide\/\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n\t<\/div>\n<\/div>\t<\/div>\n\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__last co-flex_row__disclosures\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-disclosures\">\n\t\t<h2 class=\"co-disclosures--title\">Disclosures<\/h2>\n\t\t<div class=\"co-disclosures--content\">\n\t\t\t<div class=\"small-text\">\n<p>FEDERALLY INSURED BY\u00a0<a href=\"https:\/\/mycreditunion.gov\/share-insurance-estimator-home\" target=\"_blank\" rel=\"noopener\">NCUA<\/a><\/p>\n<p>Requires Sound membership.<br \/>\n<sup>1<\/sup>\u00a0Minimum balance is $2,500.\u00a0<strong>Rate Bump:<\/strong>\u00a0One time upon request, we will increase your rate to the current Bump Certificate rate at the same term. The new dividend will not be applied retroactively.\u00a0<strong>Penalty-Free Deposit:<\/strong>\u00a0One-time additional deposit must be a minimum of $1,000 and cannot make the certificate exceed its maximum balance of $250,000.<br \/>\n<sup>2<\/sup>\u00a0<strong>Add-on option:<\/strong>\u00a0Minimum addition is $1,000; maximum is $75,000.\u00a0<strong>Bump option:<\/strong>\u00a0Upon request, rate will be increased to current Flex Certificate rate.\u00a0<strong>Withdrawal option:<\/strong> Withdrawal amount cannot reduce the balance to less than the $2,500 minimum.<br \/>\n<span style=\"font-weight: 400;\"><sup>3 <\/sup>Online business account opening is only available to new members whose businesses are either Sole Proprietorships, Single-Member LLCs, Multi-Member LLC (with up to 4 individual members), or General Partnerships. If you\u2019re an existing business member or your business has a different structure, <a href=\"https:\/\/www.soundcu.com\/business\/banking-with-sound\/#team\">contact our Business Services Team<\/a>. \u201cIndividual members\u201d means people, not corporations, trusts, or other business entities.<\/span><\/p>\n<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\t<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":9,"featured_media":0,"parent":2367,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"content-type":"","_searchwp_excluded":"","footnotes":""},"county":[],"class_list":["post-2370","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/pages\/2370","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/comments?post=2370"}],"version-history":[{"count":22,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/pages\/2370\/revisions"}],"predecessor-version":[{"id":18202,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/pages\/2370\/revisions\/18202"}],"up":[{"embeddable":true,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/pages\/2367"}],"wp:attachment":[{"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/media?parent=2370"}],"wp:term":[{"taxonomy":"county","embeddable":true,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/county?post=2370"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}