{"id":2521,"date":"2023-08-17T16:39:18","date_gmt":"2023-08-17T23:39:18","guid":{"rendered":"https:\/\/www.soundcu.com\/?page_id=2521"},"modified":"2026-01-14T10:02:19","modified_gmt":"2026-01-14T18:02:19","slug":"high-yield-savings","status":"publish","type":"page","link":"https:\/\/www.soundcu.com\/personal\/high-yield-savings\/","title":{"rendered":"High-Yield Savings"},"content":{"rendered":"
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\n\t\t\t\t\t\t\tOpen a High-Yield Savings Account\t\t\t\t\t\t<\/h1>\n\t\t\t\t\t\t\t\t\t\t

Money Market Accounts at Sound<\/h2>\t\t\t\t\t

You work hard for your money. Let it return the favor.<\/p>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/header>\n\n\t<\/div>\n<\/div>\n\n\n

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Accelerate your savings with a High-Yield Money Market account.<\/h2>

Ideal for those who maintain a high balance, our tiered accounts offer a higher rate of return than traditional savings accounts and still allow you access to your funds 24 hours a day.<\/p>\n<\/div>\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n

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\n\t\t\t\t\t\t\t\n\t\tPlant<\/title>\n\t\tclass=”wrapper”>\n <g transform=\"translate(-352.111 -427.224)\">\n <path d=\"M840.009,1237.186H807.288a2.984,2.984,0,0,0-2.975,2.975v4.462a2.983,2.983,0,0,0,2.975,2.975h32.722a2.983,2.983,0,0,0,2.975-2.975v-4.462a2.984,2.984,0,0,0-2.975-2.975\" transform=\"translate(-452.202 -766.829)\" fill=\"#1f79af\"\/>\n <path d=\"M829.076,1316.629a3.143,3.143,0,0,0,2.975,3.272h19.336a3.143,3.143,0,0,0,2.975-3.272l2.131-9.378H826.945\" transform=\"translate(-470.272 -822.772)\" fill=\"#1f79af\"\/>\n <path d=\"M822.762,1288.841Z\" transform=\"translate(-466.933 -808.073)\" fill=\"#7eb3ff\"\/>\n <path d=\"M854,1288.842H822.763l.843,3.71h29.548l.843-3.71Z\" transform=\"translate(-466.933 -808.074)\" fill=\"#00205b\"\/>\n <path d=\"M833.288,1121.049a4.467,4.467,0,0,0-4.462,4.462v5.333l-2.975,2.975v-15.776c-.246.019-.493.031-.744.031a9.645,9.645,0,0,1-2.231-.263v16.007l-2.975-2.974v-5.333a4.467,4.467,0,0,0-4.462-4.462H808v8.924a4.467,4.467,0,0,0,4.462,4.462h6.82l3.591,3.591v2.358h2.975v-2.358l3.591-3.591h6.821a4.467,4.467,0,0,0,4.462-4.462v-8.924Zm-16.361,6.821L815,1125.946l-2.1,2.1,3.41,3.411h-3.846a1.489,1.489,0,0,1-1.487-1.488v-5.949h4.462a1.489,1.489,0,0,1,1.488,1.488Zm20.823,2.1a1.489,1.489,0,0,1-1.487,1.488h-3.846l3.41-3.411-2.1-2.1-1.923,1.923v-2.358a1.489,1.489,0,0,1,1.487-1.488h4.462Z\" transform=\"translate(-455.148 -671.514)\" fill=\"#00205b\"\/>\n <path d=\"M854.569,1023.182a9.668,9.668,0,0,0,0,19.335c.25,0,.5-.013.744-.031a9.666,9.666,0,0,0-.744-19.3m0,16.361a6.693,6.693,0,1,1,6.693-6.693,6.7,6.7,0,0,1-6.693,6.693\" transform=\"translate(-484.609 -595.958)\" fill=\"#efc025\"\/>\n <path d=\"M885.487,1057.877v2.974a1.487,1.487,0,0,0,1.487,1.488h0a1.487,1.487,0,0,0,1.487-1.488v-2.974a1.487,1.487,0,0,0-1.487-1.487h0a1.487,1.487,0,0,0-1.487,1.487\" transform=\"translate(-517.015 -622.473)\" fill=\"#efc025\"\/>\n <\/g>\n\t<\/symbol>\t<\/svg>\n<h2 class=\"co-columns--box_headline\" >Earn a high-yield dividend rate<\/h2><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t\t<svg\n\t\tclass=\"co-columns--box_icon IconDollarSign\"\n\t\tviewBox=\"0 0 72.211 72.21\"\n\t\twidth=\"72.211\"\n\t\theight=\"72.21\"\n\t>\n\t\t<title>Dollar Sign<\/title>\n\t\tclass=”wrapper”>\n <g transform=\"translate(-914.164 -626.336)\">\n\t\t\t<path d=\"M3716.695,2178.253l-5.983,5.983h.72a5.464,5.464,0,0,1,5.509,5.09,5.366,5.366,0,0,1-5.354,5.63h-3.574a5.366,5.366,0,0,1-5.359-5.36h-7.146c0,.292.013.581.033.868a12.519,12.519,0,0,0,10.687,11.509v.13a3.573,3.573,0,1,0,7.146,0v-.13a12.457,12.457,0,0,0,3.321-23.72\" transform=\"translate(-2760.671 -1518.222)\" fill=\"#efc025\"\/>\n\t\t\t<path d=\"M3702.923,2093.54l5.991-5.991h-.745a5.462,5.462,0,0,1-5.509-5.09,5.365,5.365,0,0,1,5.353-5.63h3.573a5.365,5.365,0,0,1,5.36,5.36h7.146c0-.284-.013-.565-.032-.844a12.516,12.516,0,0,0-10.688-11.533v-.13a3.573,3.573,0,0,0-7.146,0v.13a12.457,12.457,0,0,0-3.3,23.727\" transform=\"translate(-2760.67 -1428.682)\" fill=\"#efc025\"\/>\n\t\t\t<path d=\"M3720.04,2134.98l-7.558,7.559-5.991,5.991-6.515,6.516h6.246a5.324,5.324,0,0,0,.481,2.216l7.576-7.576,5.983-5.983,6.523-6.523h-6.271a5.324,5.324,0,0,0-.474-2.2\" transform=\"translate(-2764.238 -1483.671)\" fill=\"#1f79af\"\/>\n\t\t\t<path d=\"M3661.2,2030.745a4.183,4.183,0,0,0-7.446,3.812,27.742,27.742,0,0,1-42.579,33.839l4.876-4.877a12.427,12.427,0,0,1-2.4-6.539l-6.817,6.817a27.744,27.744,0,0,1,38.833-38.833l-5.891,5.89a12.439,12.439,0,0,1,2.4,6.548l5.967-5.967,2.127-2.127,1.36-1.36c3.19-4.81,1.035-7.931-.557-9.379a36.053,36.053,0,1,0,10.134,12.177\" transform=\"translate(-2678.772 -1384.739)\" fill=\"#1f79af\"\/>\n <\/g>\n\t<\/symbol>\t<\/svg>\n<h2 class=\"co-columns--box_headline\" >No monthly fee<\/h2><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t\t<svg\n\t\tclass=\"co-columns--box_icon IconMobilePhone\"\n\t\tviewBox=\"0 0 59.167 71.041\"\n\t\twidth=\"59.167\"\n\t\theight=\"71.041\"\n\t>\n\t\t<title>Mobile Phone<\/title>\n\t\tclass=”wrapper”>\n <g transform=\"translate(-367.614 -221.146)\">\n <path d=\"M929.524,15.7H899.283a3.077,3.077,0,0,0-3.074,3.074V77.633a3.078,3.078,0,0,0,3.074,3.074h30.241a3.077,3.077,0,0,0,3.074-3.074V61.926a16.6,16.6,0,0,1,0-32.6V18.778a3.077,3.077,0,0,0-3.074-3.074M907.068,38.076h7.548V41.1h-7.548Zm9.058,9.058h-6.038V44.115h6.038Zm-15.1-9.058h3.019V41.1H901.03Zm3.019,15.1H901.03V50.153h3.019Zm0-9.058h3.019v3.019h-3.019Zm13.586,9.058H907.068V50.153h10.567Z\" transform=\"translate(-525.576 208.461)\" fill=\"#1f79af\"\/>\n <path d=\"M920.637,49.966V65.673a3.078,3.078,0,0,1-3.074,3.074H887.322a3.078,3.078,0,0,1-3.074-3.074V6.818a3.078,3.078,0,0,1,3.074-3.074h30.241a3.077,3.077,0,0,1,3.074,3.074V17.363a16.593,16.593,0,0,1,3.019-.3V6.818A6.1,6.1,0,0,0,917.563.725H887.322a6.1,6.1,0,0,0-6.093,6.093V65.673a6.1,6.1,0,0,0,6.093,6.093h30.241a6.1,6.1,0,0,0,6.093-6.093V50.267a16.611,16.611,0,0,1-3.019-.3\" transform=\"translate(-513.615 220.421)\" fill=\"#00205b\"\/>\n <rect width=\"7.548\" height=\"3.019\" transform=\"translate(381.492 246.537)\" fill=\"#00205b\"\/>\n <rect width=\"6.039\" height=\"3.019\" transform=\"translate(384.511 252.575)\" fill=\"#00205b\"\/>\n <rect width=\"10.567\" height=\"3.019\" transform=\"translate(381.492 258.614)\" fill=\"#00205b\"\/>\n <rect width=\"3.019\" height=\"3.019\" transform=\"translate(378.473 252.575)\" fill=\"#00205b\"\/>\n <rect width=\"3.019\" height=\"3.019\" transform=\"translate(375.454 246.537)\" fill=\"#00205b\"\/>\n <rect width=\"3.019\" height=\"3.019\" transform=\"translate(375.454 258.614)\" fill=\"#00205b\"\/>\n <path d=\"M1026.614,81.765c-.045,0-.089,0-.134,0a16.6,16.6,0,0,0,0,33.2c.045,0,.089,0,.134,0a16.606,16.606,0,1,0,0-33.211m0,30.192A13.587,13.587,0,1,1,1040.2,98.37a13.6,13.6,0,0,1-13.587,13.587\" transform=\"translate(-616.439 155.714)\" fill=\"#efc025\"\/>\n <path d=\"M1062.526,117.49h1.51a2.267,2.267,0,0,1,2.265,2.264h3.019a5.291,5.291,0,0,0-4.529-5.229v-1.564h-3.019v1.564a5.283,5.283,0,0,0,.755,10.513h1.51a2.264,2.264,0,1,1,0,4.529h-1.51a2.267,2.267,0,0,1-2.264-2.264h-3.019a5.291,5.291,0,0,0,4.529,5.228V134.1h3.019v-1.565a5.283,5.283,0,0,0-.755-10.512h-1.51a2.265,2.265,0,0,1,0-4.529\" transform=\"translate(-654.153 130.806)\" fill=\"#efc025\"\/>\n <\/g>\n\t<\/symbol>\t<\/svg>\n<h2 class=\"co-columns--box_headline\" >Easy Online and Mobile Transfers<\/h2><div class=\"co-columns--box_desc\"><p>Send cash where you need it with real-time online transfers.<\/p>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t\t<svg\n\t\tclass=\"co-columns--box_icon IconDollarBillDownArrow\"\n\t\tviewBox=\"0 0 71.177 71.474\"\n\t\twidth=\"71.177\"\n\t\theight=\"71.474\"\n\t>\n\t\t<title>Dollar Bill with Down Arrow<\/title>\n\t\tclass=”wrapper”>\n <g transform=\"translate(-944.87 -816.3)\">\n\t\t\t<path d=\"M3861.006,3180.329h-6.976l12.187,18.274,13.771-18.274h-6.765v-9.391h-12.216Z\" transform=\"translate(-2887.242 -2310.829)\" fill=\"#00205b\"\/>\n\t\t\t<path d=\"M3817.609,2971.729h-44.03a11.277,11.277,0,0,1-10.143,9.08v17.416a11.275,11.275,0,0,1,10.282,10h43.753a11.277,11.277,0,0,1,9.826-9.951v-17.507a11.281,11.281,0,0,1-9.687-9.034m-23.158,16.212h1.83a6.4,6.4,0,0,1,.914,12.738v3.725h-3.658v-3.725a6.405,6.405,0,0,1-5.488-6.335h3.658a2.747,2.747,0,0,0,2.744,2.744h1.83a2.744,2.744,0,1,0,0-5.488h-1.83a6.4,6.4,0,0,1-.915-12.738v-3.725h3.658v3.725a6.411,6.411,0,0,1,5.488,6.336h-3.658a2.748,2.748,0,0,0-2.744-2.744h-1.83a2.744,2.744,0,0,0,0,5.488\" transform=\"translate(-2814.908 -2151.771)\" fill=\"#1f79af\"\/>\n\t\t\t<path d=\"M4049.839,3128.015h6.135v-6.253a7.617,7.617,0,0,0-6.135,6.253\" transform=\"translate(-3043.586 -2271.565)\" fill=\"#1f79af\"\/>\n\t\t\t<path d=\"M4050.875,2971.73a7.62,7.62,0,0,0,5.927,5.336v-5.336Z\" transform=\"translate(-3044.413 -2151.772)\" fill=\"#1f79af\"\/>\n\t\t\t<path d=\"M3763.437,3121.42v6.322h6.592a7.614,7.614,0,0,0-6.592-6.322\" transform=\"translate(-2814.908 -2271.292)\" fill=\"#1f79af\"\/>\n\t\t\t<path d=\"M3769.82,2971.73h-6.383v5.405a7.616,7.616,0,0,0,6.383-5.405\" transform=\"translate(-2814.908 -2151.772)\" fill=\"#1f79af\"\/>\n\t\t\t<path d=\"M3893.787,3001.442h-1.829a2.744,2.744,0,0,1,0-5.488h1.829a2.747,2.747,0,0,1,2.744,2.744h3.658a6.41,6.41,0,0,0-5.488-6.335v-3.725h-3.658v3.725a6.4,6.4,0,0,0,.915,12.737h1.829a2.744,2.744,0,1,1,0,5.488h-1.829a2.746,2.746,0,0,1-2.744-2.744h-3.659a6.406,6.406,0,0,0,5.488,6.336v3.725h3.658v-3.725a6.4,6.4,0,0,0-.915-12.738\" transform=\"translate(-2912.414 -2165.272)\" fill=\"#ffc400\"\/>\n\t\t\t<path d=\"M3797.428,2953.58h-52.142v43.809h71.177V2953.58Zm-48.484,3.658h6.383a7.617,7.617,0,0,1-6.383,5.406Zm0,36.492v-6.322a7.615,7.615,0,0,1,6.592,6.322Zm63.861,0h-6.135a7.617,7.617,0,0,1,6.135-6.253Zm0-9.951a11.276,11.276,0,0,0-9.826,9.951h-43.753a11.274,11.274,0,0,0-10.282-10v-17.416a11.277,11.277,0,0,0,10.143-9.08h44.031a11.281,11.281,0,0,0,9.687,9.034Zm0-21.205a7.621,7.621,0,0,1-5.927-5.336h5.927Z\" transform=\"translate(-2800.416 -2137.281)\" fill=\"#00205b\"\/>\n <\/g>\n\t<\/symbol>\t<\/svg>\n<h2 class=\"co-columns--box_headline\" >Mobile Deposit<\/h2><div class=\"co-columns--box_desc\"><p>Deposit checks into your high interest savings account using Mobile Deposit on the Sound mobile app. <a href=\"https:\/\/www.soundcu.com\/personal\/mobile-banking\/\">Learn more<\/a>.<\/p>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__blue co-flex_row__tabs co-flex_row__next_row__single-path-cta\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-tabs\">\n\t\t\t\t\t<div class=\"co-tabs--tabs js-tabs\">\n\t\t\t\t<nav class=\"co-tabs--nav\" aria-label=\"Tabs Navigation 6988bde80e0e1\">\n\t\t\t\t\t\t\t\t\t\t\t<button\n\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\t\tco-tabs--nav_toggle\n\t\t\t\t\t\t\t\tjs-tab_toggle\n\t\t\t\t\t\t\t\tjs-tab_toggle_large\n\t\t\t\t\t\t\t\"\n\t\t\t\t\t\t\tdata-tabtitle=\"moneymarketaccounts\"\n\t\t\t\t\t\t\tdata-tabindex=\"0_moneymarketaccounts\"\n\t\t\t\t\t\t\taria-label=\"Open Money Market Accounts\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\tMoney Market Accounts\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t<button\n\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\t\tco-tabs--nav_toggle\n\t\t\t\t\t\t\t\tjs-tab_toggle\n\t\t\t\t\t\t\t\tjs-tab_toggle_large\n\t\t\t\t\t\t\t\"\n\t\t\t\t\t\t\tdata-tabtitle=\"certificates\"\n\t\t\t\t\t\t\tdata-tabindex=\"1_certificates\"\n\t\t\t\t\t\t\taria-label=\"Open Certificates\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\tCertificates\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t<button\n\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\t\tco-tabs--nav_toggle\n\t\t\t\t\t\t\t\tjs-tab_toggle\n\t\t\t\t\t\t\t\tjs-tab_toggle_large\n\t\t\t\t\t\t\t\"\n\t\t\t\t\t\t\tdata-tabtitle=\"individualretirementaccountsiras\"\n\t\t\t\t\t\t\tdata-tabindex=\"2_individualretirementaccountsiras\"\n\t\t\t\t\t\t\taria-label=\"Open Individual Retirement Accounts (IRAs)\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\tIndividual Retirement Accounts (IRAs)\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t<button\n\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\t\tco-tabs--nav_toggle\n\t\t\t\t\t\t\t\tjs-tab_toggle\n\t\t\t\t\t\t\t\tjs-tab_toggle_large\n\t\t\t\t\t\t\t\"\n\t\t\t\t\t\t\tdata-tabtitle=\"educationsavings\"\n\t\t\t\t\t\t\tdata-tabindex=\"3_educationsavings\"\n\t\t\t\t\t\t\taria-label=\"Open Education Savings\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\tEducation Savings\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t<\/nav>\n\n\t\t\t\t<div class=\"co-tabs--panels\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-tab js-tab co-tab__0\">\n\t\t\t\t\t\t\t<button\n\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\t\t\tco-tab--toggle\n\t\t\t\t\t\t\t\t\tjs-tab_toggle\n\t\t\t\t\t\t\t\t\"\n\t\t\t\t\t\t\t\tdata-tabindex=\"0_moneymarketaccounts\"\n\t\t\t\t\t\t\t\taria-label=\"Open Mobile Tab Money Market Accounts\"\n\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\tMoney Market Accounts\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t<section\n\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\t\t\tco-tab--content\n\t\t\t\t\t\t\t\t\tco-row\n\t\t\t\t\t\t\t\t\tjs-tab_content\n\t\t\t\t\t\t\t\t\"\n\t\t\t\t\t\t\t\taria-label=\"Tab Content for Money Market Accounts\"\n\t\t\t\t\t\t\t\tdata-tabindex=\"0_moneymarketaccounts\"\n\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t<h2 class=\"h3\">High-Yield Savings Accounts<\/h2>\n<p>Accelerate your savings with a High-Yield Money Market account. Ideal for those who maintain a high balance, our tiered accounts offer a higher rate of return than traditional savings accounts and still allow you access to your funds 24 hours a day.<\/p>\n<ul>\n<li>Earn a high-yield dividend rate<\/li>\n<li>No monthly fee<\/li>\n<\/ul>\n\t\t\t\t\t\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-tab js-tab co-tab__1\">\n\t\t\t\t\t\t\t<button\n\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\t\t\tco-tab--toggle\n\t\t\t\t\t\t\t\t\tjs-tab_toggle\n\t\t\t\t\t\t\t\t\"\n\t\t\t\t\t\t\t\tdata-tabindex=\"1_certificates\"\n\t\t\t\t\t\t\t\taria-label=\"Open Mobile Tab Certificates\"\n\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\tCertificates\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t<section\n\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\t\t\tco-tab--content\n\t\t\t\t\t\t\t\t\tco-row\n\t\t\t\t\t\t\t\t\tjs-tab_content\n\t\t\t\t\t\t\t\t\"\n\t\t\t\t\t\t\t\taria-label=\"Tab Content for Certificates\"\n\t\t\t\t\t\t\t\tdata-tabindex=\"1_certificates\"\n\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t<h2 class=\"h3\">Certificates<\/h2>\n<p>Lock in a high rate and guaranteed return. Interest is compounded monthly and accounts can be easily rolled over once they reach maturity.<\/p>\n<div class=\"h4\"><strong>Basic Certificate<\/strong><\/div>\n<ul>\n<li>Minimum deposit of $500<\/li>\n<li>Terms range from 3 to 60 months<\/li>\n<\/ul>\n<div class=\"h4\">Bump Certificate<sup>1<\/sup><\/div>\n<ul>\n<li>Get a one-time bump to a higher rate<\/li>\n<li>Add to your balance with one additional deposit<\/li>\n<\/ul>\n<div class=\"h4\">Flex Certificate<sup>2<\/sup><\/div>\n<ul>\n<li>Make a one-time withdrawal during your term<\/li>\n<li>Option to make a one-time deposit or bump to a higher rate<\/li>\n<\/ul>\n<div class=\"h4\">Jumbo Certificate<\/div>\n<ul>\n<li>Earn even higher dividend on balances of $100,000 or more<\/li>\n<li>Terms range from 6 to 60 months<\/li>\n<\/ul>\n<p><a href=\"https:\/\/www.soundcu.com\/personal\/certificates\/\">Learn More About Certificates<\/a><\/p>\n\t\t\t\t\t\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-tab js-tab co-tab__2\">\n\t\t\t\t\t\t\t<button\n\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\t\t\tco-tab--toggle\n\t\t\t\t\t\t\t\t\tjs-tab_toggle\n\t\t\t\t\t\t\t\t\"\n\t\t\t\t\t\t\t\tdata-tabindex=\"2_individualretirementaccountsiras\"\n\t\t\t\t\t\t\t\taria-label=\"Open Mobile Tab Individual Retirement Accounts (IRAs)\"\n\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\tIndividual Retirement Accounts (IRAs)\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t<section\n\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\t\t\tco-tab--content\n\t\t\t\t\t\t\t\t\tco-row\n\t\t\t\t\t\t\t\t\tjs-tab_content\n\t\t\t\t\t\t\t\t\"\n\t\t\t\t\t\t\t\taria-label=\"Tab Content for Individual Retirement Accounts (IRAs)\"\n\t\t\t\t\t\t\t\tdata-tabindex=\"2_individualretirementaccountsiras\"\n\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t<h2 class=\"h3\">Individual Retirement Accounts<\/h2>\n<p>Saving for retirement? IRAs are a flexible savings option with potential tax benefits*, making them a great way to supplement a 401(k) or other employer-sponsored plan.<\/p>\n<div class=\"co-rates_table_wrap co-rates_table_wrap__products_list\">\n\t<table class=\"co-rates_table\">\n\t\t<caption class=\"co-rates_table_wrap--title\" id=\"compareiras\">\n\t\t\tCompare IRAs\t\t<\/caption>\n\t\t\t\t\t<thead>\n\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>Traditional IRA<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>Roth IRA<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t<\/thead>\n\t\t\t\t\t<tbody>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Good for those who want: <\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Traditional IRA<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>– Deductions now<\/p>\n<p>– Have income too high to qualify for a Roth IRA<\/p>\n<p>– Expect to be in a lower tax bracket in retirement<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Roth IRA<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>– Tax-free withdrawals in retirement<\/p>\n<p>– No required minimum distributions at 70 1\/2<\/p>\n<p>– Expect to be in the same or higher tax bracket in retirement<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Tax deduction on contributions*<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Traditional IRA<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"35.815\" height=\"25.203\" viewBox=\"0 0 35.815 25.203\"><path d=\"M-4717.4-4563.8a1.982,1.982,0,0,1-1.407-.583l-10.612-10.612a1.989,1.989,0,0,1,0-2.813,1.989,1.989,0,0,1,2.813,0l9.205,9.2,19.817-19.816a1.989,1.989,0,0,1,2.813,0,1.989,1.989,0,0,1,0,2.813l-21.224,21.224A1.982,1.982,0,0,1-4717.4-4563.8Z\" transform=\"translate(4730 4589)\" fill=\"#0f205b\"\/><\/svg><\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Roth IRA<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Tax-deferred earnings*<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Traditional IRA<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"35.815\" height=\"25.203\" viewBox=\"0 0 35.815 25.203\"><path d=\"M-4717.4-4563.8a1.982,1.982,0,0,1-1.407-.583l-10.612-10.612a1.989,1.989,0,0,1,0-2.813,1.989,1.989,0,0,1,2.813,0l9.205,9.2,19.817-19.816a1.989,1.989,0,0,1,2.813,0,1.989,1.989,0,0,1,0,2.813l-21.224,21.224A1.982,1.982,0,0,1-4717.4-4563.8Z\" transform=\"translate(4730 4589)\" fill=\"#0f205b\"\/><\/svg><\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Roth IRA<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Tax-free growth on earnings*<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Traditional IRA<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Roth IRA<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"35.815\" height=\"25.203\" viewBox=\"0 0 35.815 25.203\"><path d=\"M-4717.4-4563.8a1.982,1.982,0,0,1-1.407-.583l-10.612-10.612a1.989,1.989,0,0,1,0-2.813,1.989,1.989,0,0,1,2.813,0l9.205,9.2,19.817-19.816a1.989,1.989,0,0,1,2.813,0,1.989,1.989,0,0,1,0,2.813l-21.224,21.224A1.982,1.982,0,0,1-4717.4-4563.8Z\" transform=\"translate(4730 4589)\" fill=\"#0f205b\"\/><\/svg><\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Tax-free withdrawals during retirement*<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Traditional IRA<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Roth IRA<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"35.815\" height=\"25.203\" viewBox=\"0 0 35.815 25.203\"><path d=\"M-4717.4-4563.8a1.982,1.982,0,0,1-1.407-.583l-10.612-10.612a1.989,1.989,0,0,1,0-2.813,1.989,1.989,0,0,1,2.813,0l9.205,9.2,19.817-19.816a1.989,1.989,0,0,1,2.813,0,1.989,1.989,0,0,1,0,2.813l-21.224,21.224A1.982,1.982,0,0,1-4717.4-4563.8Z\" transform=\"translate(4730 4589)\" fill=\"#0f205b\"\/><\/svg><\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Required minimum distribution after 70 1\/2<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Traditional IRA<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"35.815\" height=\"25.203\" viewBox=\"0 0 35.815 25.203\"><path d=\"M-4717.4-4563.8a1.982,1.982,0,0,1-1.407-.583l-10.612-10.612a1.989,1.989,0,0,1,0-2.813,1.989,1.989,0,0,1,2.813,0l9.205,9.2,19.817-19.816a1.989,1.989,0,0,1,2.813,0,1.989,1.989,0,0,1,0,2.813l-21.224,21.224A1.982,1.982,0,0,1-4717.4-4563.8Z\" transform=\"translate(4730 4589)\" fill=\"#0f205b\"\/><\/svg><\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Roth IRA<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Available as a Savings Account (<a href=\"https:\/\/www.soundcu.com\/rates\/personal\/checking-savings\/\">view rates<\/a>)<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Traditional IRA<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"35.815\" height=\"25.203\" viewBox=\"0 0 35.815 25.203\"><path d=\"M-4717.4-4563.8a1.982,1.982,0,0,1-1.407-.583l-10.612-10.612a1.989,1.989,0,0,1,0-2.813,1.989,1.989,0,0,1,2.813,0l9.205,9.2,19.817-19.816a1.989,1.989,0,0,1,2.813,0,1.989,1.989,0,0,1,0,2.813l-21.224,21.224A1.982,1.982,0,0,1-4717.4-4563.8Z\" transform=\"translate(4730 4589)\" fill=\"#0f205b\"\/><\/svg><\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Roth IRA<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"35.815\" height=\"25.203\" viewBox=\"0 0 35.815 25.203\"><path d=\"M-4717.4-4563.8a1.982,1.982,0,0,1-1.407-.583l-10.612-10.612a1.989,1.989,0,0,1,0-2.813,1.989,1.989,0,0,1,2.813,0l9.205,9.2,19.817-19.816a1.989,1.989,0,0,1,2.813,0,1.989,1.989,0,0,1,0,2.813l-21.224,21.224A1.982,1.982,0,0,1-4717.4-4563.8Z\" transform=\"translate(4730 4589)\" fill=\"#0f205b\"\/><\/svg><\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Available as a Certificate Account (<a href=\"https:\/\/www.soundcu.com\/rates\/personal\/checking-savings\/\">view rates<\/a>)<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Traditional IRA<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"35.815\" height=\"25.203\" viewBox=\"0 0 35.815 25.203\"><path d=\"M-4717.4-4563.8a1.982,1.982,0,0,1-1.407-.583l-10.612-10.612a1.989,1.989,0,0,1,0-2.813,1.989,1.989,0,0,1,2.813,0l9.205,9.2,19.817-19.816a1.989,1.989,0,0,1,2.813,0,1.989,1.989,0,0,1,0,2.813l-21.224,21.224A1.982,1.982,0,0,1-4717.4-4563.8Z\" transform=\"translate(4730 4589)\" fill=\"#0f205b\"\/><\/svg><\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Roth IRA<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"35.815\" height=\"25.203\" viewBox=\"0 0 35.815 25.203\"><path d=\"M-4717.4-4563.8a1.982,1.982,0,0,1-1.407-.583l-10.612-10.612a1.989,1.989,0,0,1,0-2.813,1.989,1.989,0,0,1,2.813,0l9.205,9.2,19.817-19.816a1.989,1.989,0,0,1,2.813,0,1.989,1.989,0,0,1,0,2.813l-21.224,21.224A1.982,1.982,0,0,1-4717.4-4563.8Z\" transform=\"translate(4730 4589)\" fill=\"#0f205b\"\/><\/svg><\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>No annual maintenance fees<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Traditional IRA<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"35.815\" height=\"25.203\" viewBox=\"0 0 35.815 25.203\"><path d=\"M-4717.4-4563.8a1.982,1.982,0,0,1-1.407-.583l-10.612-10.612a1.989,1.989,0,0,1,0-2.813,1.989,1.989,0,0,1,2.813,0l9.205,9.2,19.817-19.816a1.989,1.989,0,0,1,2.813,0,1.989,1.989,0,0,1,0,2.813l-21.224,21.224A1.982,1.982,0,0,1-4717.4-4563.8Z\" transform=\"translate(4730 4589)\" fill=\"#0f205b\"\/><\/svg><\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Roth IRA<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"35.815\" height=\"25.203\" viewBox=\"0 0 35.815 25.203\"><path d=\"M-4717.4-4563.8a1.982,1.982,0,0,1-1.407-.583l-10.612-10.612a1.989,1.989,0,0,1,0-2.813,1.989,1.989,0,0,1,2.813,0l9.205,9.2,19.817-19.816a1.989,1.989,0,0,1,2.813,0,1.989,1.989,0,0,1,0,2.813l-21.224,21.224A1.982,1.982,0,0,1-4717.4-4563.8Z\" transform=\"translate(4730 4589)\" fill=\"#0f205b\"\/><\/svg><\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<\/tbody>\n\t\t\t<\/table>\n<\/div>\n<h2 class=\"h3\">SEP IRA<\/h2>\n<p>Have a Simplified Employee Pension (SEP) with your employer? Call our <a href=\"https:\/\/www.soundcu.com\/contact\/\">Contact Center<\/a> or visit your <a href=\"https:\/\/www.soundcu.com\/branches\/\">local branch<\/a> to open a SEP IRA and start saving for retirement today.<\/p>\n<h3>IRA Transfers and Rollovers<\/h3>\n<p>If you have an IRA at a different bank, simplify your finances by transferring- or rolling-over those funds to your Sound IRA. Call our <a href=\"https:\/\/www.soundcu.com\/contact\/\">Contact Center<\/a> or visit your <a href=\"https:\/\/www.soundcu.com\/branches\/\">local branch<\/a> to get started.<\/p>\n\t\t\t\t\t\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-tab js-tab co-tab__3\">\n\t\t\t\t\t\t\t<button\n\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\t\t\tco-tab--toggle\n\t\t\t\t\t\t\t\t\tjs-tab_toggle\n\t\t\t\t\t\t\t\t\"\n\t\t\t\t\t\t\t\tdata-tabindex=\"3_educationsavings\"\n\t\t\t\t\t\t\t\taria-label=\"Open Mobile Tab Education Savings\"\n\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\tEducation Savings\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t<section\n\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\t\t\tco-tab--content\n\t\t\t\t\t\t\t\t\tco-row\n\t\t\t\t\t\t\t\t\tjs-tab_content\n\t\t\t\t\t\t\t\t\"\n\t\t\t\t\t\t\t\taria-label=\"Tab Content for Education Savings\"\n\t\t\t\t\t\t\t\tdata-tabindex=\"3_educationsavings\"\n\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t<h3>Education Savings Accounts<\/h3>\n<p>A Coverdell Education Savings Account (ESA) is a tax-favored account that helps pay for qualifying college and K-12 education expenses. Earnings on contributions may be tax-free and qualifying withdrawals are tax- and penalty-free.* You can even easily change beneficiaries should education priorities change.<\/p>\n<h4><strong>ESA Requirements<\/strong><\/h4>\n<ul>\n<li>The beneficiary must be under age 18, unless they are special needs<\/li>\n<li>All funds must be used by age 30<\/li>\n<li>Responsible individual on the account must be a parent or legal guardian of the beneficiary<\/li>\n<li>Annual contribution maximum is $2,000<\/li>\n<\/ul>\n\t\t\t\t\t\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<\/div>\n\t\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__blue co-flex_row__next_row_diff co-flex_row__single-path-cta co-flex_row__next_row__faqs\" id=\"open\">\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<svg class=\"co-sp_cta__svg\" width=\"488.512\" height=\"338.101\" viewBox=\"0 0 488.512 338.101\">\n\t\t\t<path class=\"co-sp_cta__svg--path_big\" d=\"M488.512,163.324C337.738,308.387,172.875,346.284,6.386,332.445c-12.895-1.072-2.726.507,0-169.121C7.666,83.681-1.682,4.826,3.448,4.309,177.337-13.221,346.255,19.454,488.512,163.324Z\"\/>\n\t\t\t<path class=\"co-sp_cta__svg--path_small\" d=\"M408.431,63.648c-126.358,121.572-278.108,50-408.431,0C129.644,19.327,291.966-54.138,408.431,63.648Z\" transform=\"translate(0 207.52)\" fill=\"#efc025\"\/>\n\t<\/svg>\n\t<div class=\"co-sp_cta\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Open a High-Yield Savings Account Today.<\/h2><div class=\"co-intro_text--intro\"><p>Benefit from competitive rates and the flexibility of accessing your funds when you need them.<\/p>\n<\/div>\t\t<\/header>\n\t<a data-trigger-id=\"18040\" class=\"modal-trigger co-sp_cta--button\" href=\"#\">Open an Account<\/a>\t<div class=\"co-overlay with-sidebar\" data-trigger-id=\"18040\">\n\t\t<div class=\"co-overlay--inner\">\n\t\t\t\t\t<div class=\"co-overlay--content text-component\">\n\t\t\t\t<div class=\"co-overlay--content_inner\">\n\t\t\t\t\t<h2 class=\"co-overlay--title\">Open an Account at Sound<\/h2><p>Are you new to Sound or already a Member?<\/p>\n\t\t\t\t\t\t<div class=\"co-overlay--cta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-overlay--cta__block\">\n\t\t\t\t\t\t\t\t\t<a data-trigger-id=\"18039\" class=\"modal-trigger co-overlay--cta_button\" href=\"#\">I’m New<\/a>\t<div class=\"co-overlay with-sidebar\" data-trigger-id=\"18039\">\n\t\t<div class=\"co-overlay--inner\">\n\t\t\t\t\t<div class=\"co-overlay--content text-component\">\n\t\t\t\t<div class=\"co-overlay--content_inner\">\n\t\t\t\t\t<h2 class=\"co-overlay--title\">Welcome!<\/h2><p>Membership starts with a savings account. You can also apply for checking, certificates, and more\u2014all in about 5 minutes.<\/p>\n<p>You’ll need the following ready:<\/p>\n<ol>\n<li>Valid Photo ID<\/li>\n<li>SSN or U.S. Taxpayer ID<\/li>\n<li>Physical Mailing Address<\/li>\n<\/ol>\n\t\t\t\t\t\t<div class=\"co-overlay--cta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-overlay--cta__block\">\n\t\t\t\t\t\t\t\t\t<a class=\"co-overlay--cta_button\" href=\"https:\/\/account.soundcu.com\/\" rel=\"noopener\">Get Started<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-overlay--sidebar text-component\">\n\t\t\t\t\t<h3>Thanks for your interest in Sound.<\/h3>\n<p>We’re here to help in the way that’s easiest for you.<\/p>\n<p><span class=\"co-button\"><a href=\"https:\/\/www.soundcu.com\/contact\/\" target=\"_blank\" rel=\"noopener\">Contact Us<\/a><\/span><\/p>\n<hr \/>\n<div class=\"small-text\">\n<p><span class=\"co-button\"><a href=\"https:\/\/account.soundcu.com\/apptracker#\/\" rel=\"noopener\">Resume a Saved Application<\/a><\/span><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-overlay--cta__block\">\n\t\t\t\t\t\t\t\t\t<a data-trigger-id=\"18041\" class=\"modal-trigger co-overlay--cta_button\" href=\"#\">Already a Member<\/a>\t<div class=\"co-overlay with-sidebar\" data-trigger-id=\"18041\">\n\t\t<div class=\"co-overlay--inner\">\n\t\t\t\t\t<div class=\"co-overlay--content text-component\">\n\t\t\t\t<div class=\"co-overlay--content_inner\">\n\t\t\t\t\t<h2 class=\"co-overlay--title\">Welcome Back!<\/h2><p>Up next, you’ll decide whether to add accounts to your current membership or open a new one.<\/p>\n\t\t\t\t\t\t<div class=\"co-overlay--cta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-overlay--cta__block\">\n\t\t\t\t\t\t\t\t\t<a class=\"co-overlay--cta_button\" href=\"https:\/\/account.soundcu.com\/\" rel=\"noopener\">Get Started<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-overlay--sidebar text-component\">\n\t\t\t\t\t<h3>We appreciate your membership.<\/h3>\n<p>We’re here to help in the way that’s easiest for you.<\/p>\n<p><span class=\"co-button\"><a href=\"https:\/\/www.soundcu.com\/contact\/\" target=\"_blank\" rel=\"noopener\">Contact Us<\/a><\/span><\/p>\n<hr \/>\n<div class=\"small-text\">\n<p><span class=\"co-button\"><a href=\"https:\/\/account.soundcu.com\/apptracker#\/\" rel=\"noopener\">Resume a Saved Application<\/a><\/span><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-overlay--sidebar text-component\">\n\t\t\t\t\t<h3>Hello!<\/h3>\n<p>We’re here to help in the way that’s easiest for you.<\/p>\n<p><span class=\"co-button\"><a href=\"https:\/\/www.soundcu.com\/contact\/\" target=\"_blank\" rel=\"noopener\">Contact Us<\/a><\/span><\/p>\n<hr \/>\n<div class=\"small-text\">\n<p><span class=\"co-button\"><a href=\"https:\/\/account.soundcu.com\/apptracker#\/\" rel=\"noopener\">Resume a Saved Application<\/a><\/span><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t<\/div>\n\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__faqs co-flex_row__next_row__multi-path-cta\" id=\"faqs\">\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<section class=\"co-accords_section\" aria-label=\"High-Yield Savings FAQs\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">High-Yield Savings FAQs<\/h2>\t\t<\/header>\n\t\t\t<div class=\"co-accordion\" data-animation=\"on\" data-multi-items=\"on\">\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\t\tdata-accordid=\"4025\"\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\tco-accordion--header\n\t\t\t\t\t\t\tjs-accord_toggle\n\t\t\t\t\t\t\tclosed\n\t\t\t\t\t\t\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<span class=\"text-md\">What is a high-interest savings account?<\/span>\n\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewBox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"\n\t\t\t\t\t\tco-accordion--panel\n\t\t\t\t\t\tjs-accord_content\n\t\t\t\t\t\">\n\t\t\t\t\t\t<p>High-interest savings accounts are bank deposit accounts that typically pay a higher <a href=\"https:\/\/www.soundcu.com\/rates\/personal\/checking-savings\/\">interest rate<\/a> that traditional savings accounts with better returns than traditional savings and checking accounts.<\/p>\n<p><a href=\"https:\/\/www.soundcu.com\/\">Sound Credit Union<\/a> offers High-Interest Savings Accounts. <a href=\"https:\/\/www.soundcu.com\/personal\/savings\/\">Learn More \u00bb<\/a><\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\t\tdata-accordid=\"4097\"\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\tco-accordion--header\n\t\t\t\t\t\t\tjs-accord_toggle\n\t\t\t\t\t\t\tclosed\n\t\t\t\t\t\t\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<span class=\"text-md\">How do I open a high-interest savings account?<\/span>\n\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewBox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"\n\t\t\t\t\t\tco-accordion--panel\n\t\t\t\t\t\tjs-accord_content\n\t\t\t\t\t\">\n\t\t\t\t\t\t<p>To open a high-interest savings account you\u2019ll need your application materials, complete a provided application, and make an opening deposit, if required. High-interest savings accounts can be opened online or at any branch location.<\/p>\n<p>Sound Credit Union offers High-Interest Savings Accounts. <a href=\"https:\/\/www.soundcu.com\/personal\/high-yield-savings\/\">Learn More \u00bb<\/a><\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\t\tdata-accordid=\"8738\"\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\tco-accordion--header\n\t\t\t\t\t\t\tjs-accord_toggle\n\t\t\t\t\t\t\tclosed\n\t\t\t\t\t\t\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<span class=\"text-md\">How much are my accounts insured for?<\/span>\n\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewBox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"\n\t\t\t\t\t\tco-accordion--panel\n\t\t\t\t\t\tjs-accord_content\n\t\t\t\t\t\">\n\t\t\t\t\t\t<p>Sound savings, money market, checking, IRA and <a href=\"https:\/\/www.soundcu.com\/personal\/certificates\/\">certificate<\/a> accounts are insured by the National Credit Union Administration (NCUA) up to $250,000. Additional coverage may be available based on account structure and number of owners on accounts. For more information, visit the <a href=\"https:\/\/ncua.gov\/support-services\/share-insurance-fund\" target=\"_blank\" rel=\"noopener\">NCUA website<\/a> and this <a href=\"https:\/\/mycreditunion.gov\/insurance-estimator\" target=\"_blank\" rel=\"noopener\">share insurance estimator tool<\/a>.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<div class=\"co-accordion--cta\"><p>Learn more in our <a href=\"https:\/\/www.soundcu.com\/support\/\">Support section<\/a><\/p>\n<\/div>\t<\/section>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__multi-path-cta co-flex_row__next_row__back-to-top\" id=\"apply\">\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-mp_ctas\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Have questions? Let our experts help. <\/h2>\t\t<\/header>\n\t\t\t<div class=\"co-mp_ctas--list prow justify-center\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-mp_cta pcol-lg:4\">\n\t\t\t\t\t<div class=\"co-mp_cta--title\">\n\t\t\t\t\t\tLet’s talk\t\t\t\t\t<\/div>\n\t\t\t\t\t<a class=\"co-mp_cta--link gtm-button\" href=\"https:\/\/www.soundcu.com\/contact\/\">Contact Us<\/a>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-mp_cta pcol-lg:4\">\n\t\t\t\t\t<div class=\"co-mp_cta--title\">\n\t\t\t\t\t\tVisit a local branch\t\t\t\t\t<\/div>\n\t\t\t\t\t<a class=\"co-mp_cta--link gtm-button\" href=\"https:\/\/www.soundcu.com\/branches\/\">Find a Branch<\/a>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-mp_cta pcol-lg:4\">\n\t\t\t\t\t<div class=\"co-mp_cta--title\">\n\t\t\t\t\t\tCall Us\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-mp_cta--content\">\n\t\t\t\t\t\t\t<p><a href=\"tel:8005628130\">800.562.8130<\/a><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__back-to-top co-flex_row__next_row__blog-feed\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t<div class=\"co-back-to-top\">\t\n <a class=\"co-back-to-top--link js-scroll_link\" href=\"#\" aria-label=\"\">\n\t\t<img\n\t\t\tclass=\"co-back-to-top--arrow\"\n\t\t\tsrc=\"https:\/\/www.soundcu.com\/wp-content\/themes\/soundcu-theme\/images\/back_top.svg\"\n\t\t\talt=\"Back to Top Button\"\n\t\t\twidth=\"18.07\"\n\t\t\theight=\"23.169\"\n\t\t\tloading=\"lazy\"\n\t\t>\n\t Back to top <\/a>\n<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__next_row_diff co-flex_row__blog-feed co-flex_row__next_row__disclosures\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t<div class=\"co-bf\">\n\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Want to be money smart? We\u2019ve got your back.<\/h2>\t\t<\/header>\n\t\t<div class=\"co-bf--list prow prow-md:2 prow-lg:3\">\n\t\t<div class=\"co-post_tile co-columns--box\">\n\t<img loading=\"lazy\" decoding=\"async\" width=\"396\" height=\"261\" src=\"https:\/\/www.soundcu.com\/files\/iStock-1160240937web-396x261.jpg\" class=\"co-post_tile--img co-columns--box_image wp-post-image\" alt=\"Save Money With High-Yield Checking & Savings Accounts\" srcset=\"https:\/\/www.soundcu.com\/files\/iStock-1160240937web-396x261.jpg 396w, https:\/\/www.soundcu.com\/files\/iStock-1160240937web-540x356.jpg 540w, https:\/\/www.soundcu.com\/files\/iStock-1160240937web-75x49.jpg 75w, https:\/\/www.soundcu.com\/files\/iStock-1160240937web.jpg 640w\" sizes=\"auto, (max-width: 396px) 100vw, 396px\" \/><h2 class=\"co-post_tile--box_headline co-columns--box_headline\" > <a href=\"https:\/\/www.soundcu.com\/blog\/save-money-with-high-yield-checking-savings-accounts\/\" class=\"link\">Save Money With High-Yield Checking & Savings Accounts<\/a><\/h2>\t<div class=\"co-post_tile--box_desc co-post_tile--excerpt co-columns--box_desc\">\t\t\n\t\t<p>Whether you are stashing away money for a rainy day or your next big purchase, a high-yield account can be a great option for reaching your goals. <a href=\"https:\/\/www.soundcu.com\/blog\/save-money-with-high-yield-checking-savings-accounts\/\">Continue reading <span class=\"meta-nav\">→<\/span><\/a><\/p>\n\t<\/div>\n<\/div><div class=\"co-post_tile co-columns--box\">\n\t<img loading=\"lazy\" decoding=\"async\" width=\"396\" height=\"258\" src=\"https:\/\/www.soundcu.com\/files\/Filene-Feb-1-why-is-money-emotional_842x548-396x258.jpg\" class=\"co-post_tile--img co-columns--box_image wp-post-image\" alt=\"A woman worrying over her finances.\" srcset=\"https:\/\/www.soundcu.com\/files\/Filene-Feb-1-why-is-money-emotional_842x548-396x258.jpg 396w, https:\/\/www.soundcu.com\/files\/Filene-Feb-1-why-is-money-emotional_842x548-540x351.jpg 540w, https:\/\/www.soundcu.com\/files\/Filene-Feb-1-why-is-money-emotional_842x548-730x475.jpg 730w, https:\/\/www.soundcu.com\/files\/Filene-Feb-1-why-is-money-emotional_842x548-768x500.jpg 768w, https:\/\/www.soundcu.com\/files\/Filene-Feb-1-why-is-money-emotional_842x548-75x49.jpg 75w, https:\/\/www.soundcu.com\/files\/Filene-Feb-1-why-is-money-emotional_842x548.jpg 842w\" sizes=\"auto, (max-width: 396px) 100vw, 396px\" \/><h2 class=\"co-post_tile--box_headline co-columns--box_headline\" > <a href=\"https:\/\/www.soundcu.com\/blog\/why-is-money-so-emotional\/\" class=\"link\">Why Is Money So Emotional?<\/a><\/h2>\t<div class=\"co-post_tile--box_desc co-post_tile--excerpt co-columns--box_desc\">\t\t\n\t\t<p>Money, or a lack of it, can be fraught with emotions that \u2013 in some cases \u2013 lead to health issues including anxiety and depression. <a href=\"https:\/\/www.soundcu.com\/blog\/why-is-money-so-emotional\/\">Continue reading <span class=\"meta-nav\">→<\/span><\/a><\/p>\n\t<\/div>\n<\/div><div class=\"co-post_tile co-columns--box\">\n\t<img loading=\"lazy\" decoding=\"async\" width=\"396\" height=\"261\" src=\"https:\/\/www.soundcu.com\/files\/photo-1475045386676-a66b44a0ff45-396x261.jpg\" class=\"co-post_tile--img co-columns--box_image wp-post-image\" alt=\"Five Good Money Habits to Boost Your Retirement Savings\" srcset=\"https:\/\/www.soundcu.com\/files\/photo-1475045386676-a66b44a0ff45-396x261.jpg 396w, https:\/\/www.soundcu.com\/files\/photo-1475045386676-a66b44a0ff45-540x356.jpg 540w, https:\/\/www.soundcu.com\/files\/photo-1475045386676-a66b44a0ff45-75x49.jpg 75w, https:\/\/www.soundcu.com\/files\/photo-1475045386676-a66b44a0ff45.jpg 640w\" sizes=\"auto, (max-width: 396px) 100vw, 396px\" \/><h2 class=\"co-post_tile--box_headline co-columns--box_headline\" > <a href=\"https:\/\/www.soundcu.com\/blog\/five-good-money-habits-to-boost-your-retirement-savings\/\" class=\"link\">Five Good Money Habits to Boost Your Retirement Savings<\/a><\/h2>\t<div class=\"co-post_tile--box_desc co-post_tile--excerpt co-columns--box_desc\">\t\t\n\t\t<p>Understanding the give-and-take of budgeting is a powerful skill, and it\u2019s easier to cut spending when you can put it in the context of achieving a goal. <a href=\"https:\/\/www.soundcu.com\/blog\/five-good-money-habits-to-boost-your-retirement-savings\/\">Continue reading <span class=\"meta-nav\">→<\/span><\/a><\/p>\n\t<\/div>\n<\/div>\t<\/div>\n\t<div class=\"co-bf--cta\"><p><a href=\"https:\/\/www.soundcu.com\/life-finances\/\">See all our financial tips<\/a><\/p>\n<\/div><\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__blue co-flex_row__last co-flex_row__disclosures\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-disclosures\">\n\t\t<h2 class=\"co-disclosures--title\">Disclosures<\/h2>\n\t\t<div class=\"co-disclosures--content\">\n\t\t\t<div class=\"small-text\">\n<p>Sound membership with a Prime Savings is required. Rates and fees are subject to change at any time.<\/p>\n<p>For specific tax advice, consult your tax advisor. Requires a minimum $25 deposit.<\/p>\n<p><strong>Roth IRA:<\/strong> Owner must satisfy five-year waiting period for distributions and one of the following penalty tax exceptions: age 59 1\/2 or older, disability, death or first-time homebuyer. For specific tax advice, consult your tax advisor.<\/p>\n<p><sup>1<\/sup><strong>Bump Certificate:<\/strong>\u00a0Minimum balance is $2,500.\u00a0<strong>Rate Bump:<\/strong>\u00a0One time upon request, we will increase your rate to the current Bump Certificate rate at the same term. The new dividend will not be applied retroactively.\u00a0<strong>Penalty-Free Deposits:<\/strong>\u00a0Unlimited deposits.<br \/>\n<sup>2<\/sup>\u00a0<strong>Flex Certificate:<\/strong>\u00a0Minimum balance is $2,500.<strong>\u00a0Add-on option:<\/strong>\u00a0Unlimited deposits.\u00a0<strong>Bump option:<\/strong>\u00a0Upon request, rate will be increased to current Flex Certificate rate.\u00a0<strong>Withdrawal option:<\/strong>\u00a0Withdrawal amount cannot reduce the balance to less than the $2,500 minimum.<\/p>\n<p>FEDERALLY INSURED BY\u00a0<a href=\"https:\/\/mycreditunion.gov\/share-insurance-estimator-home\" target=\"_blank\" rel=\"noopener\">NCUA<\/a><\/p>\n<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\t<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":9,"featured_media":0,"parent":2314,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"content-type":"","_searchwp_excluded":"","footnotes":""},"county":[],"class_list":["post-2521","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/pages\/2521","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/comments?post=2521"}],"version-history":[{"count":14,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/pages\/2521\/revisions"}],"predecessor-version":[{"id":18109,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/pages\/2521\/revisions\/18109"}],"up":[{"embeddable":true,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/pages\/2314"}],"wp:attachment":[{"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/media?parent=2521"}],"wp:term":[{"taxonomy":"county","embeddable":true,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/county?post=2521"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}