{"id":2536,"date":"2025-06-02T07:02:00","date_gmt":"2025-06-02T14:02:00","guid":{"rendered":"https:\/\/www.soundcu.com\/?page_id=2536"},"modified":"2025-11-19T16:24:59","modified_gmt":"2025-11-20T00:24:59","slug":"certificates","status":"publish","type":"page","link":"https:\/\/www.soundcu.com\/personal\/certificates\/","title":{"rendered":"Certificates"},"content":{"rendered":"<div class=\"co-flex_row co-flex_row__white co-flex_row__page-hero co-flex_row__next_row__page-intro\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<header class=\"co-page_hero  co-page_hero__has_image\" aria-label=\"Header: Certificates at Sound\">\n\t\t<div class=\"co-page_hero--inner\">\n\t\t\t<div class=\"prow items-center\">\n\t\t\t\t\t\t\t\t\t<div class=\"co-page_hero--img_wrap pcol-lg:6 pcol-xl:7 \">\n\t\t\t\t\t\t<div class=\"co-page_hero--mask\"><svg width=\"997.021\" height=\"609.682\" viewBox=\"0 0 997.021 609.682\"><defs><clipPath id=\"svgPathHero\"><path d=\"M299.014.148H0V609.681H299.014c480.632.192,698.007-296.752,698.007-296.752C691.761-16.846,299.014.148,299.014.148\"\/><\/clipPath><\/defs><image id=\"image_698867148f375\" xlink:href=\"https:\/\/www.soundcu.com\/files\/iStock-1397785633_997x610.jpg\" src=\"https:\/\/www.soundcu.com\/files\/iStock-1397785633_997x610.jpg\" clip-path=\"url(#svgPathHero)\"  alt=\"Young happy mother and her baby posing near their new cozy wooden house.\" \/><\/svg><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"co-page_hero--text pcol-lg:6 pcol-xl:5 \">\n\t\t\t\t\t\t\t\t\t\t\t<h1 class=\"co-page_hero--sup_heading\">\n\t\t\t\t\t\t\tCertificate of Deposit Accounts\t\t\t\t\t\t<\/h1>\n\t\t\t\t\t\t\t\t\t\t<h2 class=\"co-page_hero--title\" >Certificates at Sound<\/h2>\t\t\t\t\t<p class=\"co-page_hero--tagline\">Lock in a high rate and guaranteed return.<\/p>\t\t\t\t\t\t<div class=\"co-page_hero--buttons\">\n\t\t\t\t\t\t\t<a class=\"co-page_hero--button gtm-button\" href=\"https:\/\/www.soundcu.com\/open-a-certificate-account\/\"  >Open a Certificate<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/header>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__next_row_diff co-flex_row__page-intro co-flex_row__next_row__columns\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-page_intro\">\n\t\t<h2 class=\"co-page_intro--title\">Certificates of Deposit (CD) unlock special savings advantages.<\/h2><div class=\"co-page_intro--desc\"><p>Interest is compounded monthly and accounts can be easily rolled over once they reach maturity.<\/p>\n<\/div>\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__blue co-flex_row__next_row_diff co-flex_row__columns co-flex_row__next_row__product-comparison\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-columns\">\n\t\t\t\t\t<div class=\"co-columns--row prow prow-md:2 prow-lg:3 co-columns--row__icons justify-start co-columns--row__narrow\">\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t\t<svg\n\t\tclass=\"co-columns--box_icon IconNumber1\"\n\t\tviewBox=\"0 0 33.244 68.567\"\n\t\twidth=\"33.244\"\n\t\theight=\"68.567\"\n\t>\n\t\t<title>Number 1<\/title>\n\t\tclass=&#8221;wrapper&#8221;>\n  <g transform=\"translate(0 0)\">\n\t\t\t<path d=\"M103.694,6794.606v-62.012H75.441v12.372h11.8v49.64Z\" transform=\"translate(-73.928 -6731.083)\" fill=\"#1f79af\"\/>\n\t\t\t<path d=\"M101.718,6732.638v-5.044H70.44v15.4h3.479v3.531h8.319v46.108h3.479v3.531h17.968v-63.523Zm-17.968,58.48v-49.64h-11.8v-12.372h28.253v62.012Z\" transform=\"translate(-70.44 -6727.594)\" fill=\"#00205b\"\/>\n  <\/g>\n\t<\/symbol>\t<\/svg>\n<h2 class=\"co-columns--box_headline\" >Fixed Term<\/h2><div class=\"co-columns--box_desc\"><p>Choose a predetermined term between 3 and 10 months, providing a sense of stability and predictability to your investment.<\/p>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t\t<svg\n\t\tclass=\"co-columns--box_icon IconNumber2\"\n\t\tviewBox=\"0 0 56.499 69.839\"\n\t\twidth=\"56.499\"\n\t\theight=\"69.839\"\n\t>\n\t\t<title>Number 2<\/title>\n\t\tclass=&#8221;wrapper&#8221;>\n  <g transform=\"translate(0)\">\n\t\t\t<path d=\"M526.219,6791.676v-12.734H500.54l13.4-12.383c4.146-3.791,6.974-7.21,8.409-10.166a21.417,21.417,0,0,0,2.147-9.425,16.5,16.5,0,0,0-2.991-9.772,19.249,19.249,0,0,0-8.39-6.5,32.128,32.128,0,0,0-12.547-2.3,33.017,33.017,0,0,0-15.528,3.453,25.547,25.547,0,0,0-9.726,8.766l12.037,6.715a13.7,13.7,0,0,1,4.737-4.246,14.264,14.264,0,0,1,6.847-1.68,10.11,10.11,0,0,1,6.561,1.9,6.646,6.646,0,0,1,2.362,5.394,11,11,0,0,1-1.262,5.016,23.2,23.2,0,0,1-4.782,5.787l-23.54,22.014v10.168Z\" transform=\"translate(-473.198 -6726.881)\" fill=\"#1f79af\"\/>\n\t\t\t<path d=\"M522.857,6778.986v-5.044H505.779l6.521-6.028q6.351-5.807,8.576-10.391a22.059,22.059,0,0,0,2.223-9.755,46.42,46.42,0,0,0-5.237-14.936,20.729,20.729,0,0,0-9.034-7.02,33.661,33.661,0,0,0-13.136-2.42,34.509,34.509,0,0,0-16.233,3.627,26.958,26.958,0,0,0-10.731,9.989l-.4.669L473,6740.29c-.315.455-.618.92-.907,1.4l13.34,7.441a13.039,13.039,0,0,1,4.855-4.584,13.487,13.487,0,0,1,6.489-1.588,11.367,11.367,0,0,1,4.541.8,6.9,6.9,0,0,1,.147,1.442,9.511,9.511,0,0,1-1.1,4.329,22.163,22.163,0,0,1-4.471,5.371l-24.016,22.459V6789.7h3.479v3.531h49.458v-14.246Zm-49.458,9.2v-10.17l23.54-22.013a23.226,23.226,0,0,0,4.782-5.786,11,11,0,0,0,1.262-5.017,6.644,6.644,0,0,0-2.362-5.394,10.1,10.1,0,0,0-6.561-1.9,14.275,14.275,0,0,0-6.847,1.679,13.711,13.711,0,0,0-4.737,4.249l-12.037-6.716a25.55,25.55,0,0,1,9.726-8.767,33.017,33.017,0,0,1,15.528-3.452,32.147,32.147,0,0,1,12.547,2.3,19.253,19.253,0,0,1,8.39,6.5,16.5,16.5,0,0,1,2.991,9.771,21.413,21.413,0,0,1-2.147,9.425c-1.435,2.957-4.263,6.375-8.409,10.166l-13.4,12.383h25.678v12.736Z\" transform=\"translate(-468.324 -6723.393)\" fill=\"#00205b\"\/>\n  <\/g>\n\t<\/symbol>\t<\/svg>\n<h2 class=\"co-columns--box_headline\" >Flexibility<\/h2><div class=\"co-columns--box_desc\"><p>One of the key advantages is the option to make additional deposits during the term of the certificate. This flexibility allows you to increase your savings and maximize your returns.<\/p>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t\t<svg\n\t\tclass=\"co-columns--box_icon IconNumber3\"\n\t\tviewBox=\"0 0 56.061 69.839\"\n\t\twidth=\"56.061\"\n\t\theight=\"69.839\"\n\t>\n\t\t<title>Number 3<\/title>\n\t\tclass=&#8221;wrapper&#8221;>\n  <g transform=\"translate(0 0)\">\n\t\t\t<path d=\"M922.428,6794.266a54.452,54.452,0,0,0,13.113,1.611c5.966,0,11.032-.967,15.057-2.876a20.782,20.782,0,0,0,8.941-7.48,18.5,18.5,0,0,0,2.923-10.031,16.641,16.641,0,0,0-4.034-11.256c-2.69-3.095-6.626-5.2-11.7-6.245l-1.314-.271,13.87-14.922v-10.2H914.88v12.372H940.9l-12.318,13.3v10.289h6.776c6.945,0,10.467,2.332,10.467,6.929a6.211,6.211,0,0,1-3.074,5.538,14.4,14.4,0,0,1-7.755,1.842,33.777,33.777,0,0,1-9.422-1.39,30.581,30.581,0,0,1-7.878-3.522l-5.859,12.125a39.481,39.481,0,0,0,10.592,4.184\" transform=\"translate(-909.88 -6731.083)\" fill=\"#1f79af\"\/>\n\t\t\t<path d=\"M958.751,6766.6a17.5,17.5,0,0,0-3.692-6.848h0a19.352,19.352,0,0,0-6.923-4.975l10.118-10.886v-11.253h-1.966v-5.044H908.856v15.4h3.479v3.531h17.323l-7.1,7.668v12.4h3.479v3.531h7.532a16.286,16.286,0,0,1,6.16.968,5.758,5.758,0,0,1,.072.915,4.728,4.728,0,0,1-2.371,4.262,12.971,12.971,0,0,1-6.946,1.606,32.2,32.2,0,0,1-9-1.331,28.656,28.656,0,0,1-8.18-3.8l-.725-.5-7.212,14.924.577.359a34.1,34.1,0,0,0,3.884,2.071l-.761,1.575a39.331,39.331,0,0,0,11.389,4.628,54.924,54.924,0,0,0,13.295,1.634q9.165,0,15.382-2.949a21.424,21.424,0,0,0,9.256-7.76,19.161,19.161,0,0,0,3.04-10.436,17.636,17.636,0,0,0-2.679-9.689m-51.425,19.994,5.859-12.125a30.507,30.507,0,0,0,7.878,3.521,33.709,33.709,0,0,0,9.422,1.392,14.411,14.411,0,0,0,7.755-1.842,6.214,6.214,0,0,0,3.074-5.539c0-4.6-3.521-6.928-10.466-6.928h-6.776v-10.29l12.318-13.3H910.369v-12.372h44.406v10.2l-13.87,14.922,1.314.271c5.072,1.05,9.008,3.15,11.7,6.244A16.646,16.646,0,0,1,957.952,6772a18.505,18.505,0,0,1-2.923,10.032,20.778,20.778,0,0,1-8.941,7.479c-4.025,1.909-9.091,2.876-15.058,2.876a54.45,54.45,0,0,1-13.112-1.611,39.477,39.477,0,0,1-10.592-4.184\" transform=\"translate(-905.369 -6727.594)\" fill=\"#00205b\"\/>\n  <\/g>\n\t<\/symbol>\t<\/svg>\n<h2 class=\"co-columns--box_headline\" >Security<\/h2><div class=\"co-columns--box_desc\"><p>Certificates are considered low-risk investments. Providing peace of mind and protecting your funds.<\/p>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__product-comparison co-flex_row__next_row__tabs\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t  <section class=\"co-comp_table_outer_wrap js-comp_table\">\n    \t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Compare Certificate Accounts<\/h2>\t\t<\/header>\n\t    <div class=\"co-comp_table_wrap\">\n              <div class=\"co-comp_table co-comp_table__key_0\">\n          <div class=\"co-comp_item\">\n            <div class=\"co-comp_item--title js-comp_table_title\">\n                          <\/div>\n                        <ul class=\"co-comp_item--list js-comp_table_list\">\n                              <li class=\"co-comp_item--item js-comp_table_cell\">\n                                    <div class=\"co-comp_item--name\">\n                    <p>Best if you want<\/p>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p>Best if you want<\/p>                  <\/div>\n                <\/li>\n                              <li class=\"co-comp_item--item js-comp_table_cell\">\n                                    <div class=\"co-comp_item--name\">\n                    <p>Unlimited Deposits<\/p>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p>Unlimited Deposits<\/p>                  <\/div>\n                <\/li>\n                              <li class=\"co-comp_item--item js-comp_table_cell co-comp_item--item__last\">\n                                    <div class=\"co-comp_item--name\">\n                    <p>Terms<\/p>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p>Terms<\/p>                  <\/div>\n                <\/li>\n                          <\/ul>\n          <\/div>\n        <\/div>\n              <div class=\"co-comp_table co-comp_table__key_1\">\n          <div class=\"co-comp_item\">\n            <div class=\"co-comp_item--title js-comp_table_title\">\n              <p>Basic Certificate<\/p>            <\/div>\n                        <ul class=\"co-comp_item--list js-comp_table_list\">\n                              <li class=\"co-comp_item--item js-comp_table_cell\">\n                                    <div class=\"co-comp_item--name\">\n                    <p>Best if you want<\/p>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p>Minimum deposit of $500<\/p>                  <\/div>\n                <\/li>\n                              <li class=\"co-comp_item--item js-comp_table_cell\">\n                                    <div class=\"co-comp_item--name\">\n                    <p>Unlimited Deposits<\/p>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"35.815\" height=\"25.203\" viewBox=\"0 0 35.815 25.203\"><path d=\"M-4717.4-4563.8a1.982,1.982,0,0,1-1.407-.583l-10.612-10.612a1.989,1.989,0,0,1,0-2.813,1.989,1.989,0,0,1,2.813,0l9.205,9.2,19.817-19.816a1.989,1.989,0,0,1,2.813,0,1.989,1.989,0,0,1,0,2.813l-21.224,21.224A1.982,1.982,0,0,1-4717.4-4563.8Z\" transform=\"translate(4730 4589)\" fill=\"#0f205b\"\/><\/svg><\/p>                  <\/div>\n                <\/li>\n                              <li class=\"co-comp_item--item js-comp_table_cell co-comp_item--item__last\">\n                                    <div class=\"co-comp_item--name\">\n                    <p>Terms<\/p>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p>Terms range from 3 to 60 months<\/p>                  <\/div>\n                <\/li>\n                          <\/ul>\n          <\/div>\n        <\/div>\n              <div class=\"co-comp_table co-comp_table__key_2\">\n          <div class=\"co-comp_item\">\n            <div class=\"co-comp_item--title js-comp_table_title\">\n              <p>Bump Certificate<sup>1<\/sup><\/p>            <\/div>\n                        <ul class=\"co-comp_item--list js-comp_table_list\">\n                              <li class=\"co-comp_item--item js-comp_table_cell\">\n                                    <div class=\"co-comp_item--name\">\n                    <p>Best if you want<\/p>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p>Get a one-time bump to a higher rate<\/p>                  <\/div>\n                <\/li>\n                              <li class=\"co-comp_item--item js-comp_table_cell\">\n                                    <div class=\"co-comp_item--name\">\n                    <p>Unlimited Deposits<\/p>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"35.815\" height=\"25.203\" viewBox=\"0 0 35.815 25.203\"><path d=\"M-4717.4-4563.8a1.982,1.982,0,0,1-1.407-.583l-10.612-10.612a1.989,1.989,0,0,1,0-2.813,1.989,1.989,0,0,1,2.813,0l9.205,9.2,19.817-19.816a1.989,1.989,0,0,1,2.813,0,1.989,1.989,0,0,1,0,2.813l-21.224,21.224A1.982,1.982,0,0,1-4717.4-4563.8Z\" transform=\"translate(4730 4589)\" fill=\"#0f205b\"\/><\/svg><\/p>                  <\/div>\n                <\/li>\n                              <li class=\"co-comp_item--item js-comp_table_cell co-comp_item--item__last\">\n                                    <div class=\"co-comp_item--name\">\n                    <p>Terms<\/p>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p>Choose from 36 or 60 month terms<\/p>                  <\/div>\n                <\/li>\n                          <\/ul>\n          <\/div>\n        <\/div>\n              <div class=\"co-comp_table co-comp_table__key_3\">\n          <div class=\"co-comp_item\">\n            <div class=\"co-comp_item--title js-comp_table_title\">\n              <p>Flex Certificate<sup>2<\/sup><\/p>            <\/div>\n                        <ul class=\"co-comp_item--list js-comp_table_list\">\n                              <li class=\"co-comp_item--item js-comp_table_cell\">\n                                    <div class=\"co-comp_item--name\">\n                    <p>Best if you want<\/p>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p>Make a one-time withdrawal during your term<\/p>                  <\/div>\n                <\/li>\n                              <li class=\"co-comp_item--item js-comp_table_cell\">\n                                    <div class=\"co-comp_item--name\">\n                    <p>Unlimited Deposits<\/p>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"35.815\" height=\"25.203\" viewBox=\"0 0 35.815 25.203\"><path d=\"M-4717.4-4563.8a1.982,1.982,0,0,1-1.407-.583l-10.612-10.612a1.989,1.989,0,0,1,0-2.813,1.989,1.989,0,0,1,2.813,0l9.205,9.2,19.817-19.816a1.989,1.989,0,0,1,2.813,0,1.989,1.989,0,0,1,0,2.813l-21.224,21.224A1.982,1.982,0,0,1-4717.4-4563.8Z\" transform=\"translate(4730 4589)\" fill=\"#0f205b\"\/><\/svg><\/p>                  <\/div>\n                <\/li>\n                              <li class=\"co-comp_item--item js-comp_table_cell co-comp_item--item__last\">\n                                    <div class=\"co-comp_item--name\">\n                    <p>Terms<\/p>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p>Option to make a one-time bump to a higher rate<\/p>                  <\/div>\n                <\/li>\n                          <\/ul>\n          <\/div>\n        <\/div>\n              <div class=\"co-comp_table co-comp_table__key_4\">\n          <div class=\"co-comp_item\">\n            <div class=\"co-comp_item--title js-comp_table_title\">\n              <p>Jumbo Certificate&nbsp;<\/p>            <\/div>\n                        <ul class=\"co-comp_item--list js-comp_table_list\">\n                              <li class=\"co-comp_item--item js-comp_table_cell\">\n                                    <div class=\"co-comp_item--name\">\n                    <p>Best if you want<\/p>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p>Earn even higher dividends on balances of $100,000 or more<\/p>\n<p>&nbsp;<\/p>                  <\/div>\n                <\/li>\n                              <li class=\"co-comp_item--item js-comp_table_cell\">\n                                    <div class=\"co-comp_item--name\">\n                    <p>Unlimited Deposits<\/p>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"35.815\" height=\"25.203\" viewBox=\"0 0 35.815 25.203\"><path d=\"M-4717.4-4563.8a1.982,1.982,0,0,1-1.407-.583l-10.612-10.612a1.989,1.989,0,0,1,0-2.813,1.989,1.989,0,0,1,2.813,0l9.205,9.2,19.817-19.816a1.989,1.989,0,0,1,2.813,0,1.989,1.989,0,0,1,0,2.813l-21.224,21.224A1.982,1.982,0,0,1-4717.4-4563.8Z\" transform=\"translate(4730 4589)\" fill=\"#0f205b\"\/><\/svg><\/p>                  <\/div>\n                <\/li>\n                              <li class=\"co-comp_item--item js-comp_table_cell co-comp_item--item__last\">\n                                    <div class=\"co-comp_item--name\">\n                    <p>Terms<\/p>                  <\/div>\n                  <div class=\"co-comp_item--value\">\n                    <p>Terms range from 6 to 60 months<\/p>                  <\/div>\n                <\/li>\n                          <\/ul>\n          <\/div>\n        <\/div>\n          <\/div>\n    <div class=\"co-comp_table_cta\"><p><a href=\"https:\/\/www.soundcu.com\/open-a-certificate-account\/\">Open a Certificate Account<\/a><\/p>\n<\/div>  <\/section>\n  \n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__tabs co-flex_row__next_row__related-products\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-tabs\">\n\t\t\t\t\t<div class=\"co-tabs--tabs js-tabs\">\n\t\t\t\t<nav class=\"co-tabs--nav\" aria-label=\"Tabs Navigation 69886714a7f9d\">\n\t\t\t\t\t\t\t\t\t\t\t<button\n\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\t\tco-tabs--nav_toggle\n\t\t\t\t\t\t\t\tjs-tab_toggle\n\t\t\t\t\t\t\t\tjs-tab_toggle_large\n\t\t\t\t\t\t\t\"\n\t\t\t\t\t\t\tdata-tabtitle=\"certificaterates\"\n\t\t\t\t\t\t\tdata-tabindex=\"0_certificaterates\"\n\t\t\t\t\t\t\taria-label=\"Open Certificate Rates\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\tCertificate Rates\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t<button\n\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\t\tco-tabs--nav_toggle\n\t\t\t\t\t\t\t\tjs-tab_toggle\n\t\t\t\t\t\t\t\tjs-tab_toggle_large\n\t\t\t\t\t\t\t\"\n\t\t\t\t\t\t\tdata-tabtitle=\"certificatetypes\"\n\t\t\t\t\t\t\tdata-tabindex=\"1_certificatetypes\"\n\t\t\t\t\t\t\taria-label=\"Open Certificate Types\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\tCertificate Types\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t<button\n\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\t\tco-tabs--nav_toggle\n\t\t\t\t\t\t\t\tjs-tab_toggle\n\t\t\t\t\t\t\t\tjs-tab_toggle_large\n\t\t\t\t\t\t\t\"\n\t\t\t\t\t\t\tdata-tabtitle=\"certificatecalculator\"\n\t\t\t\t\t\t\tdata-tabindex=\"2_certificatecalculator\"\n\t\t\t\t\t\t\taria-label=\"Open Certificate Calculator\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\tCertificate Calculator\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t<\/nav>\n\n\t\t\t\t<div class=\"co-tabs--panels\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-tab js-tab co-tab__0\">\n\t\t\t\t\t\t\t<button\n\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\t\t\tco-tab--toggle\n\t\t\t\t\t\t\t\t\tjs-tab_toggle\n\t\t\t\t\t\t\t\t\"\n\t\t\t\t\t\t\t\tdata-tabindex=\"0_certificaterates\"\n\t\t\t\t\t\t\t\taria-label=\"Open Mobile Tab Certificate Rates\"\n\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\tCertificate Rates\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t<section\n\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\t\t\tco-tab--content\n\t\t\t\t\t\t\t\t\tco-row\n\t\t\t\t\t\t\t\t\tjs-tab_content\n\t\t\t\t\t\t\t\t\"\n\t\t\t\t\t\t\t\taria-label=\"Tab Content for Certificate Rates\"\n\t\t\t\t\t\t\t\tdata-tabindex=\"0_certificaterates\"\n\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table_wrap co-rates_table_wrap__products_list\">\n\t<table class=\"co-rates_table\">\n\t\t<caption class=\"co-rates_table_wrap--title\" id=\"certificates\">\n\t\t\tCertificates\t\t<\/caption>\n\t\t\t\t\t<thead>\n\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>Certificate Accounts<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>Dividend Rate<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>APY*<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>Minimum Balance<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t<\/thead>\n\t\t\t\t\t<tfoot>\n\t\t\t\t<tr>\n\t\t\t\t\t<td class=\"co-rates_table--foot_cell\" colspan=\"4\">\n\t\t\t\t\t\t<div class=\"small-text\">\n<p>Rates and fees are subject to change. Early withdrawal penalties apply and may reduce earnings. Please check with <a href=\"https:\/\/www.soundcu.com\/branches\/\">your local branch<\/a>, or call if we can answer any questions.<\/p>\n<p>*APY = Annual Percentage Yield<\/p>\n<p><strong>Unlimited Deposits:<\/strong> Make additional deposits at any time during the term of the certificate.<\/p>\n<p><strong>Bump Certificate:<\/strong>\u00a0Minimum balance is $2,500.\u00a0<strong>Rate Bump:<\/strong>\u00a0One time upon request, we will increase your rate to the current Bump Certificate rate at the same term. The new dividend will not be applied retroactively.\u00a0<strong>Penalty-Free Deposits:<\/strong>\u00a0Unlimited deposits.<\/p>\n<p><span style=\"font-weight: 400;\"><strong>Flex Certificate:<\/strong> Minimum balance is $2,500.<strong> Add-on option:<\/strong>\u00a0Unlimited deposits.\u00a0<strong>Bump option:<\/strong>\u00a0Upon request, rate will be increased to current Flex Certificate rate.\u00a0<strong>Withdrawal option:<\/strong>\u00a0Withdrawal amount cannot reduce the balance to less than the $2,500 minimum.<\/span><\/p>\n<p><strong>Note:<\/strong> All savings accounts which have dividends compounded and credited are paid monthly.<\/p>\n<p>This Rate and Fee Schedule sets forth current conditions, rates, fees and charges applicable to your accounts at Sound Credit Union at this time. The Credit Union may offer other dividend rates, annual percentage yields and fees or amend the dividend rates, annual percentage yields and fees contained in this schedule from time to time. Fees may reduce earnings. Each account holder agrees to the terms set forth on this Rate and Fee Schedule and acknowledges that it is a part of the Membership and Account Agreement. Federally insured by NCUA.<\/p>\n<\/div>\n\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t<\/tfoot>\n\t\t\t\t\t<tbody>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Certificate Accounts<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>3 months<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Dividend Rate<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.47%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APY*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.50%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Minimum Balance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>$500<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Certificate Accounts<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>6 months<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Dividend Rate<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>3.44%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APY*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>3.50%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Minimum Balance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>$500<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Certificate Accounts<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>12 months<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Dividend Rate<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>3.69%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APY*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>3.75%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Minimum Balance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>$500<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Certificate Accounts<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>18 months (Flex)<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Dividend Rate<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.95%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APY*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.99%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Minimum Balance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>$2,500<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Certificate Accounts<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>24 months<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Dividend Rate<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.72%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APY*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.75%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Minimum Balance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>$500<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Certificate Accounts<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>30 months (Flex)<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Dividend Rate<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.47%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APY*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.50%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Minimum Balance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>$2,500<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Certificate Accounts<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>36 months<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Dividend Rate<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.62%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APY*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.65%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Minimum Balance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>$500<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Certificate Accounts<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>36 months (Bump)<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Dividend Rate<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.62%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APY*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.65%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Minimum Balance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>$2,500<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Certificate Accounts<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>48 months<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Dividend Rate<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.47%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APY*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.50%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Minimum Balance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>$500<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Certificate Accounts<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>60 months&nbsp;<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Dividend Rate<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.47%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APY*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.50%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Minimum Balance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>$500<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Certificate Accounts<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>60 months (Bump)<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Dividend Rate<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.47%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APY*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.50%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Minimum Balance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>$2,500<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<\/tbody>\n\t\t\t<\/table>\n<\/div>\n<div class=\"co-rates_table_wrap co-rates_table_wrap__products_list\">\n\t<table class=\"co-rates_table\">\n\t\t<caption class=\"co-rates_table_wrap--title\" id=\"jumbocertificates\">\n\t\t\tJumbo Certificates\t\t<\/caption>\n\t\t\t\t\t<thead>\n\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>Jumbo Certificates<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>Dividend Rate<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>APY*<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>Minimum Balance<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t<\/thead>\n\t\t\t\t\t<tfoot>\n\t\t\t\t<tr>\n\t\t\t\t\t<td class=\"co-rates_table--foot_cell\" colspan=\"4\">\n\t\t\t\t\t\t<div class=\"small-text\">\n<p>Rates and fees are subject to change. Early withdrawal penalties apply and may reduce earnings. Please check with <a href=\"https:\/\/www.soundcu.com\/branches\/\">your local branch<\/a>, or call if we can answer any questions.<\/p>\n<p>*APY = Annual Percentage Yield<\/p>\n<p><strong>Unlimited Deposits:<\/strong> Make additional deposits at any time during the term of the certificate.<\/p>\n<p><strong>Note: All savings accounts which have dividends compounded and credited are paid monthly.<\/strong><\/p>\n<p>This Rate and Fee Schedule sets forth current conditions, rates, fees and charges applicable to your accounts at Sound Credit Union at this time. The Credit Union may offer other dividend rates, annual percentage yields and fees or amend the dividend rates, annual percentage yields and fees contained in this schedule from time to time. Fees may reduce earnings. Each account holder agrees to the terms set forth on this Rate and Fee Schedule and acknowledges that it is a part of the Membership and Account Agreement. Federally insured by NCUA.<\/p>\n<\/div>\n\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t<\/tfoot>\n\t\t\t\t\t<tbody>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Jumbo Certificates<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>6 months<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Dividend Rate<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>3.69%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APY*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>3.75%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Minimum Balance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>$100,000<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Jumbo Certificates<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>12 months<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Dividend Rate<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>3.93%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APY*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>4.00%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Minimum Balance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>$100,000<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Jumbo Certificates<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>18 months<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Dividend Rate<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>3.20%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APY*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>3.25%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Minimum Balance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>$100,000<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Jumbo Certificates<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>24 months<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Dividend Rate<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.97%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APY*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>3.01%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Minimum Balance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>$100,000<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Jumbo Certificates<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>36 months<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Dividend Rate<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.87%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APY*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.91%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Minimum Balance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>$100,000<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Jumbo Certificates<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>60 months<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Dividend Rate<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.72%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APY*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.75%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Minimum Balance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>$100,000<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<\/tbody>\n\t\t\t<\/table>\n<\/div>\n<div class=\"co-rates_table_wrap co-rates_table_wrap__products_list\">\n\t<table class=\"co-rates_table\">\n\t\t<caption class=\"co-rates_table_wrap--title\" id=\"iracertificates\">\n\t\t\tIRA Certificates\t\t<\/caption>\n\t\t\t\t\t<thead>\n\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>IRA Certificates<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>Dividend Rate<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>APY*<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>Minimum Balance<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t<\/thead>\n\t\t\t\t\t<tfoot>\n\t\t\t\t<tr>\n\t\t\t\t\t<td class=\"co-rates_table--foot_cell\" colspan=\"4\">\n\t\t\t\t\t\t<div class=\"small-text\">\n<p><span style=\"font-weight: 400;\">Rates and fees are subject to change. Early withdrawal penalties apply and may reduce earnings. Please check with <\/span><span style=\"font-weight: 400;\">your local branch<\/span><span style=\"font-weight: 400;\">, or call if we can answer any questions.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">*APY = Annual Percentage Yield<\/span><\/p>\n<p><b>Note:<\/b><span style=\"font-weight: 400;\"> All savings accounts which have dividends compounded and credited are paid monthly.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This Rate and Fee Schedule sets forth current conditions, rates, fees and charges applicable to your accounts at Sound Credit Union at this time. The Credit Union may offer other dividend rates, annual percentage yields and fees or amend the dividend rates, annual percentage yields and fees contained in this schedule from time to time. Fees may reduce earnings. Each account holder agrees to the terms set forth on this Rate and Fee Schedule and acknowledges that it is a part of the Membership and Account Agreement. Federally insured by NCUA.<\/span><\/p>\n<\/div>\n\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t<\/tfoot>\n\t\t\t\t\t<tbody>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>IRA Certificates<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>12 months<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Dividend Rate<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>3.93%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APY*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>4.00%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Minimum Balance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>$1,000<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>IRA Certificates<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>18 months<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Dividend Rate<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.95%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APY*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.99%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Minimum Balance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>$1,000<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>IRA Certificates<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>24 months<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Dividend Rate<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.72%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APY*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.75%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Minimum Balance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>$1,000<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>IRA Certificates<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>36 months<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Dividend Rate<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.62%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APY*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.65%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Minimum Balance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>$1,000<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>IRA Certificates<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>60 months<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Dividend Rate<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.23%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APY*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.25%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Minimum Balance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>$1,000<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<\/tbody>\n\t\t\t<\/table>\n<\/div>\n\t\t\t\t\t\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-tab js-tab co-tab__1\">\n\t\t\t\t\t\t\t<button\n\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\t\t\tco-tab--toggle\n\t\t\t\t\t\t\t\t\tjs-tab_toggle\n\t\t\t\t\t\t\t\t\"\n\t\t\t\t\t\t\t\tdata-tabindex=\"1_certificatetypes\"\n\t\t\t\t\t\t\t\taria-label=\"Open Mobile Tab Certificate Types\"\n\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\tCertificate Types\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t<section\n\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\t\t\tco-tab--content\n\t\t\t\t\t\t\t\t\tco-row\n\t\t\t\t\t\t\t\t\tjs-tab_content\n\t\t\t\t\t\t\t\t\"\n\t\t\t\t\t\t\t\taria-label=\"Tab Content for Certificate Types\"\n\t\t\t\t\t\t\t\tdata-tabindex=\"1_certificatetypes\"\n\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t<h2>Certificate of Deposit Types<\/h2>\n<p>Interest is compounded monthly and accounts can be easily rolled over once they reach maturity.<\/p>\n<div class=\"h4\">Basic Certificate<\/div>\n<ul>\n<li>Minimum deposit of $500<\/li>\n<li>Terms range from 3 to 60 months<\/li>\n<li>Add to your balance with unlimited deposits<\/li>\n<\/ul>\n<div class=\"h4\">Bump Certificate<sup>1<\/sup><\/div>\n<ul>\n<li>Minimum deposit of $2,500<\/li>\n<li>Get a one-time bump to a higher rate<\/li>\n<li>Choose from 36 or 60 month terms<\/li>\n<li>Add to your balance with unlimited deposits<\/li>\n<\/ul>\n<div class=\"h4\">Flex Certificate<sup>2<\/sup><\/div>\n<ul>\n<li>Minimum deposit of $2,500<\/li>\n<li>Get a one-time bump to a higher rate<\/li>\n<li>Make a one-time withdrawal during your term<\/li>\n<li>Add to your balance with unlimited deposits<\/li>\n<\/ul>\n<div class=\"h4\">Jumbo Certificate<\/div>\n<ul>\n<li>Earn even higher dividends on balances of $100,000 or more<\/li>\n<li>Terms range from 6 to 60 months<\/li>\n<li>Add to your balance with unlimited deposits<\/li>\n<\/ul>\n\t\t\t\t\t\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-tab js-tab co-tab__2\">\n\t\t\t\t\t\t\t<button\n\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\t\t\tco-tab--toggle\n\t\t\t\t\t\t\t\t\tjs-tab_toggle\n\t\t\t\t\t\t\t\t\"\n\t\t\t\t\t\t\t\tdata-tabindex=\"2_certificatecalculator\"\n\t\t\t\t\t\t\t\taria-label=\"Open Mobile Tab Certificate Calculator\"\n\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\tCertificate Calculator\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t<section\n\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\t\t\tco-tab--content\n\t\t\t\t\t\t\t\t\tco-row\n\t\t\t\t\t\t\t\t\tjs-tab_content\n\t\t\t\t\t\t\t\t\"\n\t\t\t\t\t\t\t\taria-label=\"Tab Content for Certificate Calculator\"\n\t\t\t\t\t\t\t\tdata-tabindex=\"2_certificatecalculator\"\n\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t<div class='chimney_calc' data-guid='60642421-20e5-4809-a471-2726ae11f2f2'><\/div>\n\t\t\t\t\t\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<\/div>\n\t\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__next_row_diff co-flex_row__related-products co-flex_row__next_row__multi-path-cta\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-rel_prods\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">You may also be interested in<\/h2>\t\t<\/header>\n\t\t\t\t<div class=\"co-rel_prods--cols prow prow-md:2 justify-center\">\n\t\t\t\t\t\t\t\t\t<div class=\"co-rel_prods--col\">\n\t\t\t\t\t\t<h3 class=\"co-rel_prods--col_title\">Interest Checking<\/h3><div class=\"co-rel_prods--col_desc\">Combine the convenience of a traditional checking account with the earning potential of a savings account.<\/div><a class=\"co-rel_prods--col_cta\" href=\"https:\/\/www.soundcu.com\/personal\/checking\/interest-checking\/\" target=\"_blank\" aria-label=\"Read more about Interest Checking\">Read more<\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"co-rel_prods--col\">\n\t\t\t\t\t\t<h3 class=\"co-rel_prods--col_title\">Health Savings Account<\/h3><div class=\"co-rel_prods--col_desc\">Pay for doctor visits, prescriptions, dental check-ups and more with pre-tax dollars.<\/div><a class=\"co-rel_prods--col_cta\" href=\"https:\/\/www.soundcu.com\/personal\/hsa\/\" target=\"_blank\" aria-label=\"Read more about Health Savings Account\">Read more<\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__blue co-flex_row__next_row_diff co-flex_row__multi-path-cta co-flex_row__next_row__disclosures\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-mp_ctas\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Open a Certificate today.<\/h2>\t\t<\/header>\n\t\t\t<div class=\"co-mp_ctas--list prow justify-center\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-mp_cta pcol-lg:4\">\n\t\t\t\t\t<div class=\"co-mp_cta--title\">\n\t\t\t\t\t\tOpen a Certificate\t\t\t\t\t<\/div>\n\t\t\t\t\t<a class=\"co-mp_cta--link gtm-button\" href=\"https:\/\/www.soundcu.com\/open-a-certificate-account\/\"  >GET STARTED<\/a>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-mp_cta pcol-lg:4\">\n\t\t\t\t\t<div class=\"co-mp_cta--title\">\n\t\t\t\t\t\tStop by a local branch\t\t\t\t\t<\/div>\n\t\t\t\t\t<a class=\"co-mp_cta--link gtm-button\" href=\"https:\/\/www.soundcu.com\/branches\/\"  >Find a branch<\/a>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-mp_cta pcol-lg:4\">\n\t\t\t\t\t<div class=\"co-mp_cta--title\">\n\t\t\t\t\t\tCall Us\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-mp_cta--content\">\n\t\t\t\t\t\t\t<p><a href=\"tel:8005628130\">800.562.8130<\/a><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__last co-flex_row__disclosures\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-disclosures\">\n\t\t<h2 class=\"co-disclosures--title\">Disclosures<\/h2>\n\t\t<div class=\"co-disclosures--content\">\n\t\t\t<div class=\"small-text\">\n<p>Requires Sound membership. Early withdrawal penalties apply and may reduce earnings.<br \/>\n<sup>1<\/sup><strong>Bump Certificate:<\/strong>\u00a0Minimum balance is $2,500.\u00a0<strong>Rate Bump:<\/strong>\u00a0One time upon request, we will increase your rate to the current Bump Certificate rate at the same term. The new dividend will not be applied retroactively.\u00a0<strong>Penalty-Free Deposits:<\/strong>\u00a0Unlimited deposits.<br \/>\n<sup>2<\/sup>\u00a0<strong>Flex Certificate:<\/strong> Minimum balance is $2,500.<strong> Add-on option:<\/strong>\u00a0Unlimited deposits.\u00a0<strong>Bump option:<\/strong>\u00a0Upon request, rate will be increased to current Flex Certificate rate.\u00a0<strong>Withdrawal option:<\/strong>\u00a0Withdrawal amount cannot reduce the balance to less than the $2,500 minimum.<\/p>\n<p>FEDERALLY INSURED BY\u00a0<a href=\"https:\/\/mycreditunion.gov\/share-insurance-estimator-home\" target=\"_blank\" rel=\"noopener\">NCUA<\/a><\/p>\n<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\t<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":9,"featured_media":0,"parent":2314,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"content-type":"","_searchwp_excluded":"","footnotes":""},"county":[],"class_list":["post-2536","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/pages\/2536","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/comments?post=2536"}],"version-history":[{"count":19,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/pages\/2536\/revisions"}],"predecessor-version":[{"id":18058,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/pages\/2536\/revisions\/18058"}],"up":[{"embeddable":true,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/pages\/2314"}],"wp:attachment":[{"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/media?parent=2536"}],"wp:term":[{"taxonomy":"county","embeddable":true,"href":"https:\/\/www.soundcu.com\/wp-json\/wp\/v2\/county?post=2536"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}